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re: Re: Obamacare HAHAHAHAHAHA

Posted on 9/22/14 at 10:18 am to
Posted by TigerintheNO
New Orleans
Member since Jan 2004
41229 posts
Posted on 9/22/14 at 10:18 am to
quote:

I think I had read there are hundred of thousands of people whose income does not match up to what they claimed on the obamacare form in order to gain the subsidy


the IRS has already sent letter to 300K individuals, the number is expected to be around 750K
Posted by Lsut81
Member since Jun 2005
80211 posts
Posted on 9/22/14 at 10:24 am to
quote:

the IRS has already sent letter to 300K individuals, the number is expected to be around 750K


I don't feel sorry for them... Unless there was an unexpected circumstance, i.e. Got a promotion mid year or got more on a bonus, they lied for financial gain. They should most definitely have to pay it back and if this is the easiest way to get that money, so be it.
Posted by TigerintheNO
New Orleans
Member since Jan 2004
41229 posts
Posted on 9/22/14 at 10:29 am to
a large number of the people that have been identified already are people who have gotten married, but yes there will be those misrepresentative their situations
Posted by Tigerstudent08
Lakeview
Member since Apr 2007
5776 posts
Posted on 9/22/14 at 10:33 am to
quote:

It has Obamacare in the name and that sends right wingers into rants and raves for no other reason


Has your company's open enrollment for 2015 been released? Holy shite I just saw mine and I went from $41 per pay period to $319 per pay period with an extra $1,000 deductible!!!

My insurance has gone up every year by a couple percentage points but not by over 700% in one year!!

Guess I might have to look into Obamacare
Posted by Lsut81
Member since Jun 2005
80211 posts
Posted on 9/22/14 at 10:37 am to
quote:

oly shite I just saw mine and I went from $41 per pay period to $319 per pay period with an extra $1,000 deductible!!!


Not calling you a liar, but theres no way I believe that all things being the same between 2014 and 2015, that your deductible could go up over 700%

The state would not allow that to happen. Insurance companies have to get approval for rate increases. Most look to be in the 20% range, which is still a lot.

What changed on your plan? Did your employer quit providing coverage and you are now footing the whole bill?
Posted by Tigerstudent08
Lakeview
Member since Apr 2007
5776 posts
Posted on 9/22/14 at 10:41 am to
switched from Aetna to Blue Cross Blue Shield. This is for the same plan (roughly, except for a couple of the co-pays increased and deductible increased)for my wife and I that I had this year. You are correct that the company subsidized some of it last year and now they are not subsidizing this similar plan this year.

quote:

This year we faced increased medical premiums due to continued pressure on rates from increasing regulations due to ACA (Healthcare Reform), overall cost of care in general and high utilizations (claims) of the plans. In order to provide you with the best possible options for you and your family, we have taken a close look at all our plans and even considered moving to other carriers.

After reviewing our options from other carriers, we have decided that based on the substantial increase in medical premiums that we received from Aetna this year, that it is time for us to move our medical coverage to another carrier. Effective 11/1/2014, our medical provider will be BCBS of Texas, who has one of the top nationwide medical networks in the United States. Our dental, vision, life, and disability plans will remain with our current providers for another year.
This post was edited on 9/22/14 at 10:43 am
Posted by NikolaiJakov
Moscow
Member since Mar 2014
2803 posts
Posted on 9/22/14 at 10:42 am to
quote:

I don't feel sorry for them... Unless there was an unexpected circumstance, i.e. Got a promotion mid year or got more on a bonus, they lied for financial gain. They should most definitely have to pay it back and if this is the easiest way to get that money, so be it.


That's my point. The "feel good" from Obamacare has been extended to the point that people are unaware of how terrible this legislation actually is. Now that 750k people will have to pay for something they thought they were getting for little or nothing, maybe the swell to repeal this garbage will result in sanity after the mid-terms.
Posted by Lsut81
Member since Jun 2005
80211 posts
Posted on 9/22/14 at 10:44 am to
quote:

That's my point. The "feel good" from Obamacare has been extended to the point that people are unaware of how terrible this legislation actually is.


Not really... These people weren't supposed to get subsidies in the first place. They lied to gain them and now have to repay them via their tax returns.


I agree the legislation is terrible, but this instance doesn't lead to that... Unless you are saying your point is that it is wide open to fraud?

If so, then I stand corrected
Posted by Bleeding purple
Athens, Texas
Member since Sep 2007
25315 posts
Posted on 9/22/14 at 11:11 am to
quote:

think they should withhold the entire return. At least up to the cost of the subsidy. More people that see the effects on their bottom line will realize what a piece of shite this is. As a physician, I have seen a slight increase in revenue due to Obamacare, but I cannot say my income is up and may even be down. My insurance rates for me and my employees (which I pay 100%) are WAY up and due to go MUCH higher. My tax burden is up approx. $60-80k factoring in everything. My overhead is up due to more paperwork and other bullshite involved. Not to mention inflation which seems to be ignored.



So very true and nearly all PCP's are experiencing this.

What is staggering is the threat of back billing of the physician from the ACA. As it stands patients on ACA had first 90 days after signing up to pay their premiums. All visits in that time were essentially on good faith. If they failed to pay premium then any charges paid to the physician for services rendered were in error and thus recollectable. After the 90 days the patients needed to continue to pay regularly scheduled premiums. Other than cancelled check stubs, and a patients word, there is no reliable way to prove premiums are paid when they show up at an office visit. Fortunately, review of payment and enrollment retrospectively has shown that the vast majority are currently paying their premiums. However, a huge portion of those are subsidized greatly and thus have little to no out of pocket expense for premiums.

Since they are just now "discovering" people lie to get free stuff and many recipients of the ACA owe money on their plans both retrospectively and going forward it will put physicians and patients in a difficult position.

Docs are going to have to either:

Stop seeing ACA patients all together; or

Intentionally delay seeing patients that seemingly have insurance through ACA to prove that they are still enrolled weeks after premiums are due; or

Require proof of premium payment prior to each office visit. Which will require increased staff time and overhead; or

Or face repaying huge amounts of "erroneous payments" for services rendered at increased overhead due to the patients not actually having coverage. And resultantly pass the bills on the to the patients that have for many years not seen a physician due to either lack of funding or lack of desire to use funds to pay for health care needs.












And this does not even address the deductible or copayments that most of these patients don't understand, don't have funds to pay, and or choose to blame the physician for.
Posted by Sid in Lakeshore
Member since Oct 2008
41956 posts
Posted on 9/22/14 at 11:15 am to
quote:

I'm positioning my self to all cash pay.

I have an attorney friend who encourages her clients to pay in cash. Money never sees a bank account. I applaud efforts to keep her money.


Tax cheats are thieves. I HATE thieves.
Posted by Bleeding purple
Athens, Texas
Member since Sep 2007
25315 posts
Posted on 9/22/14 at 11:31 am to
quote:

I HATE thieves



Me too!


Every time I work a 60-80 hour week, often literally holding the balance of one or more lives in my hands, and think that some freaking low life who is sitting at home smoking pot and eating Cheetos while watching reruns on a flat screen is getting >40% of my hard earned money in the form of unemployment, food stamps, subsidized healthcare, and other handouts, it infuriates me.
Posted by RRTiger
Somewhere in Louisiana
Member since Oct 2005
2367 posts
Posted on 9/22/14 at 11:42 am to
So this is what free healthcare is. If he did not break the law with non-enforcement for his cronies, the pissed off meter would be off the charts. (except for illegals)
Posted by doubleb
Baton Rouge
Member since Aug 2006
36147 posts
Posted on 9/22/14 at 11:52 am to
quote:

Yeah, I am as against Obamacare as anyone, but the blind negativity around anything to do with it is getting old. Everyone should support this move, as it is getting fraudulent subsidies back


Sure people support getting fraudulent subsidies back, but what people do not support is more and more govt. bureaucracy and govt. involved in more and more of our lives.

What we have now is just another example of our Federal tax system being too complicated and too complex, and the system being way to complicated for many people to use.
Posted by Lsut81
Member since Jun 2005
80211 posts
Posted on 9/22/14 at 11:58 am to
quote:

what people do not support is more and more govt. bureaucracy and govt. involved in more and more of our lives.



Everyone already knew the IRS was involved. They were put in charge of enforcing the individual mandate via tax returns. This is the same thing. I don't see how this is some huge, eye opening thing.
Posted by doubleb
Baton Rouge
Member since Aug 2006
36147 posts
Posted on 9/22/14 at 12:17 pm to
Everyone already knew the IRS was involved. They were put in charge of enforcing the individual mandate via tax returns. This is the same thing. I don't see how this is some huge, eye opening thing.

It isn't eye opening, but proof of what many said would happen.

The costs to administer this abortion is going to be way more than what the govt. soothsayers predicted, more citizens will be confused, and many will opt out.

This isn't earth shaking, but its proof of what Obamacare opponents said would happen.
Posted by Bleeding purple
Athens, Texas
Member since Sep 2007
25315 posts
Posted on 9/22/14 at 12:23 pm to
Well it will be huge and eye opening to those 300-750 K that will no longer have the subsidies or the ability to pay for their federally mandated healthcare.

It will also be a shock to all those people who believed, despite the educated advice of those actually in the field, that this was a great way to provide healthcare to the masses and that it would reduce cost and improve health.

It will be a surprise to the large ignorant portion of the general public who once thought that the majority of physicians would see ACA patients and for those that continue to believe that docs currently accepting it will keep their doors open.

And it should and likely will be a shock to those liberals, although they will never admit it, who believe and continue to defend that there is a huge need to provide care for the American public because they simply cant afford it otherwise. Clearly if a large portion of the subsidies are not needed, those persons getting this healthcare had means to attain healthcare without the ACA. They just choose to spend their money elsewhere and cheat the system.
Posted by Lsut81
Member since Jun 2005
80211 posts
Posted on 9/22/14 at 12:24 pm to
quote:

his isn't earth shaking, but its proof of what Obamacare opponents said would happen.



Obamacare proponents said it would happen too.... So why the opponents would feel vindicated is beyond me. Its what was built into the law and is happening
Posted by Bleeding purple
Athens, Texas
Member since Sep 2007
25315 posts
Posted on 9/22/14 at 12:24 pm to
"It will also be a shock to all those people who believed, despite the educated advice of those actually in the field,..."

quote:

This isn't earth shaking, but its proof of what Obamacare opponents said would happen.



seems familiar.
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
69930 posts
Posted on 9/22/14 at 12:29 pm to
quote:

Tax cheats are thieves. I HATE thieves.




There is nothing more Patriotic than avoiding your taxes.
Posted by SmackoverHawg
Member since Oct 2011
27379 posts
Posted on 9/22/14 at 8:03 pm to
quote:

There is nothing more Patriotic than avoiding your taxes.

Except if I could shove my tax payments up a congressperson's arse with my booted foot. Perhaps if that's how taxes were collected they wouldn't be so gung ho to raise them.
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