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Started By
Message
re: How can the average person afford to live?
Posted on 9/6/23 at 8:52 am to DisplacedBuckeye
Posted on 9/6/23 at 8:52 am to DisplacedBuckeye
K
1
Posted on 9/6/23 at 8:53 am to SDVTiger
Exactly.
Posted on 9/6/23 at 8:54 am to DisplacedBuckeye
Stfu
Posted on 9/6/23 at 10:01 am to Stonehog
quote:Looks like he used 4% as an "average over the last 5 yrs."
You used 2% interest as “today’s interest rate.”
A 30yr 2% loan would result in $148,784 total interest paid on a $450K loan.
Posted on 9/6/23 at 10:12 am to NC_Tigah
quote:
Looks like he used 4% as an "average over the last 5 yrs."
A 30yr 2% loan would result in $148,784 total interest paid on a $450K loan.
Wrong on both.
4% would come out to $540,000 in interest.
2% would be about $270,000. I rounded down, he used closer to 2.25%, which is still not a serious thing to do.
This post was edited on 9/6/23 at 10:15 am
Posted on 9/6/23 at 10:29 am to Stonehog
Posted on 9/6/23 at 10:37 am to NC_Tigah
Ok I was wrong.
Posted on 9/6/23 at 1:09 pm to Zach
quote:DITTO. At least 1/3 of my Amazon purchases are paid for with points from a credit card.
I use a card for convenience and always pay it off at the end of the month.
Posted on 9/6/23 at 1:12 pm to Stonehog
quote:
Ok I was wrong.
On several occasions. Perhaps you should refrain from saying things like...
quote:
How are you this stupid?
Posted on 9/6/23 at 1:18 pm to Major Dutch Schaefer
By being above average.
Posted on 9/6/23 at 4:38 pm to Damone
quote:
Most people in the country can’t get ahead.
Have you seen, or do you believe you are aware of a country in which the opportunities to "get ahead" are better than the US?
Posted on 9/6/23 at 4:58 pm to Major Dutch Schaefer
Yet everyone is still buying $80K trucks, Chargers on 24s, tattoos, smokes, liquor, and weed.
Posted on 9/6/23 at 5:38 pm to Major Dutch Schaefer
The most efficient way is to walk up to the nearest street corner, buy some heroine and just live
Posted on 9/6/23 at 6:00 pm to geauxbrown
quote:
Told my children from a young age, if you’re gonna go to college, you’ll need to secure the money for most of it.
Why have kids if you can't provide for them?
Posted on 9/6/23 at 8:29 pm to Richleau
quote:
Well frick you man. We are. When you were our age, you could work at the fricking grocery store or fricking McDonald’s and own a home and support your damn family. God that fricking makes me so fricking mad. Boomers need to just kick the bucket.
Posted on 9/6/23 at 8:38 pm to Richleau
quote:You sure a whiny little bitch.
How much was your first house you frick?
BTW, I paid $60,000 for my first house in 2003. 2/2 brick home in the country on one acre of land, about 1200 square feet. I owned a used car lot and wasn’t making a lot of money, but I saved $10,000 for a down payment and my monthly note was a little over $500. Maybe you should move somewhere with a lower cost of living instead of crying like a little bitch.
You’re probably a Democrat that voted for politicians that have caused all of these problems.
This post was edited on 9/6/23 at 9:27 pm
Posted on 9/6/23 at 8:44 pm to Penrod
quote:Exactly.
Do you have any more gotchas about how easy it used to be? It was easy, but not because the tasks were easier; it was because the people were tougher.
That whiny little bitch thinks people working the counter at McDonalds years ago were buying houses in the burbs.
It’s always been tough to make it to the middle class and above. No one I know in the middle class has an entry level menial job. They all have skills that make them valuable to their employers or they own their own businesses.
Sounds like he’s a Democrat with no skills and is pissed that he can’t make middle class money.
Posted on 9/6/23 at 8:57 pm to shel311
quote:His name is “offshoretrash.” I’ve worked with enough of those dudes and even the ones that made six figures were always broke. Terrible money managers and their wives spent money like they were millionaires. And usually lived in mobile homes, making six figures.
That dude either doesn't know how to manage his money or he has no clue what a "very good paying job" actually is.
Years ago had a roughneck showing a picture of his new F-250 to a friend of mine. In the background was a rundown mobile home. My friend says, “Is that your trailer in the background?” Guy says yes. My friend says, “Man you bought a $70,000 truck and you live in a $5,000 mobile home? You’ve got your priorities all fricked up.”
This post was edited on 9/6/23 at 8:58 pm
Posted on 9/6/23 at 8:59 pm to Stonehog
quote:
You used 2% interest as “today’s interest rate.”
No, I didn't.
Posted on 9/6/23 at 9:00 pm to Powerman
quote:Do you idiots have any clue what happens when you raise the minimum wage?
float the idea of raising the minimum wage and you'll get down voted to oblivion.
Any clue?
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