- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Cost of living?
Posted on 3/19/26 at 5:10 pm to SallysHuman
Posted on 3/19/26 at 5:10 pm to SallysHuman
quote:
I'd like to see a comparative chart of education and marriage
More educated= less kids + married later
Less educated= lower marriage rate + more kids
1
Posted on 3/19/26 at 5:12 pm to SallysHuman
Education hasn’t changed that dramatically in 5 years that’s for sure.
I do believe and know that both young men and women don’t prioritize as much about kids and family.
That has significantly dropped over the last 20 + years.
I do believe and know that both young men and women don’t prioritize as much about kids and family.
That has significantly dropped over the last 20 + years.
Posted on 3/19/26 at 5:13 pm to kingbob
quote:
A lot of purchases aren’t things that can necessarily be delayed. When food gets more expensive, I don’t stop buying food. I might switch my habits up some to save money, but I still buy food.
Food, utilities, vehicle fuel/transportation cost. Those are the big three that cannot be put off and affect basically every working American.
Posted on 3/19/26 at 5:22 pm to Dire Wolf
quote:
More educated= less kids + married later Less educated= lower marriage rate + more kids
I meant in comparison to first time home buyer ages.
In 1960
Avg age at marriage was about 23 for men, 20 for women
Avg age at home buying was about 23/24yrs old
Less than 8% got a four year degree
In 2020
Marriage: 30/ men, 28/ womem
Home buying: 33
Over 37% have at least a 4yr degree (that on average takes over 5yrs to attain)
That explains most changes... yes things are more expensive, but these home buyer charts do not take into consideration the ever lengthening of early adulthood.
Posted on 3/19/26 at 5:27 pm to Morpheus
quote:
Education hasn’t changed that dramatically in 5 years that’s for sure.
The past five years are an anomaly driven by pandemic and related policy and irregular migration policy.
Also... cost of education has definitely gone up, even in five years.
I won't even break out a chart comparing it to the 20th century.
Posted on 3/19/26 at 5:31 pm to aib799
Sure do see a lot of BMW’s, Audi’s, Range Rovers, and other high dollar cars riding around.
Posted on 3/19/26 at 5:33 pm to SallysHuman
quote:
That explains most changes... yes things are more expensive, but these home buyer charts do not take into consideration the ever lengthening of early adulthood.
Increasingly expensive necessities moreso helps explain than it does contradict people putting off things for longer no?
Posted on 3/19/26 at 5:34 pm to Morpheus
quote:
Yeah people are waiting but the 5 year change in average age of owning a home after COVID is straight up an affordability issue.
Median hh income in 2019 was $68k.
There has been strong wage inflation in the early part of covid. It definitely has cooled the past 3 years.
Construction costs have had a huge impact on the significant increase in home prices since covid.
Stupidly low interest rates have also slowed the demand for homebuyers to "move up" which tightens the supply for lower level homes on the market.
Posted on 3/19/26 at 5:35 pm to DeathByTossDive225
quote:
Increasingly expensive necessities moreso helps explain than it does contradict people putting off things for longer no?
Delaying marriage? No.
Crushing student debt? Yes.
Posted on 3/19/26 at 5:38 pm to DeathByTossDive225
quote:
This country both left & right would be riding high on a heater + shite wouldn’t be nearly as divided as it has been if real median income had actually doubled the past 20 years.
Im not sure the point you are making (or trying to make) about inflation adjusted income.
Posted on 3/19/26 at 5:43 pm to meansonny
quote:
Nominally median income nearly doubled, but inflation has been such an issue the past 20 years that real median only went up around 15% per US census.
Which part? I was explaining how Tammany came up with 15% when you came up with 100%.
There was mixing of nominal, real, individual, and household data. Got to compare apples to apples.
Posted on 3/19/26 at 5:45 pm to DeathByTossDive225
Thanks for the clarification.
I guess i was asking if you were inferring anything from the data.
I guess i was asking if you were inferring anything from the data.
Posted on 3/19/26 at 6:03 pm to SallysHuman
quote:
Delaying marriage? No. Crushing student debt? Yes.
In debt broke dudes that can’t afford a house aren’t the most attractive men to marry
Posted on 3/19/26 at 6:06 pm to Dire Wolf
quote:
In debt broke dudes that can’t afford a house aren’t the most attractive men to marry
Blame that on student debt. "The average total student loan debt per borrower in the U.S. is approximately $43,333."
Beginning adulthood in the hole sucks.
Posted on 3/19/26 at 6:09 pm to meansonny
quote:
I guess i was asking if you were inferring anything from the data.
Good question. Personally I think it’s gradually gotten tougher for young people since the 80s + I think both industry and wealth have shown trends of consolidating. But it’s important to point out that this isn’t a US-specific phenomenon.
I don’t love it, because I do think consolidating industry can hurt social mobility & mitigate many of the benefits of capitalism. I also think a lot of it is overblown & the biggest concern for the middle class is just housing affordability…
For now.
If AI cuts as many white collar jobs as the alarmists believe it will, combined with how much more prevalent moneyed special interests have become in govt the last 20 some odd years, I can see a path where class tension becomes a legitimately severe and concerning issue.
Posted on 3/19/26 at 6:18 pm to SallysHuman
quote:
Blame that on student debt. "The average total student loan debt per borrower in the U.S. is approximately $43,333." Beginning adulthood in the hole sucks.
The cost has gone up & the value has gone down (because more people have degrees). I’m still glad I got mine, but I don’t think anyone can argue with that... It shouldn’t be as expensive as it is.
Posted on 3/19/26 at 6:19 pm to DeathByTossDive225
quote:
The cost has gone up & the value has gone down (because more people have degrees). I’m still glad I got mine, but I don’t think anyone can argue with that... It shouldn’t be as expensive as it is.
Agreed.
Posted on 3/19/26 at 6:44 pm to DeathByTossDive225
quote:
Personally I think it’s gradually gotten tougher for young people since the 80s
Gradually may be the operative term.
I think things are relatively the same.
People today are making decisions that make homeownership tougher (student debt is 100% voluntary. Smart kids pay $0 for school, but move out of the house and have to finance what every 18 year old who moves out of the house for trades pays out of pocket.... housing and food).
quote:
But it’s important to point out that this isn’t a US-specific phenomenon.
Inflation adjusted, I agree 100%.
quote:
because I do think consolidating industry can hurt social mobility & mitigate many of the benefits of capitalism
Im not sure i 100% understand what you keep referencing with consolidation.
quote:
If AI cuts as many white collar jobs as the alarmists believe it will, combined with how much more prevalent moneyed special interests have become in govt the last 20 some odd years, I can see a path where class tension becomes a legitimately severe and concerning issue.
I think tensions are always a legitimate issue.
But you are probably correct.
AI and robotics are a huge unknown.
I honestly am starting to blame some of the housing slowdown on the job insecurity with these unknowns.
If our kids are lucky, that can bring prices down a little from the covid bubble.
Posted on 3/19/26 at 7:17 pm to meansonny
quote:
People today are making decisions that make homeownership tougher (student debt is 100% voluntary. Smart kids pay $0 for school, but move out of the house and have to finance what every 18 year old who moves out of the house for trades pays out of pocket.... housing and food).
Whether you wear a suit or work a trade, housing is more expensive. People should be able to make an honest living however they like if they work hard for it. That said, paying flagship U prices for just any degree without a plan is no longer good advice.
It’s still too expensive & I’m not going to blame people who want to go to school for that.
quote:
Im not sure i 100% understand what you keep referencing with consolidation.
Consolidation, acquisition, merger, the largest company’s becoming larger, competition becoming less etc.
Economies of scale actually show there are efficiency benefits to monopolies (I’m using the term as an extreme example of consolidation)... so the global GDP arms race favors national politics friendly to consolidation. The flip side of that is excess consolidation eventually has very negative consequences domestically.
In this way, the whole first world economy is walking a sort of tight rope… but that turn of phrase may be generous because the numbers consistently only trend in one direction.
This post was edited on 3/19/26 at 7:32 pm
Posted on 3/19/26 at 7:35 pm to aib799
quote:
I continue to hear about how the government needs to work to bring the cost of living down.
I hear that from my daughter all the time. She has been on 4 international vacations in the last 16 months…
Page 3 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News