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re: Your current total credit card debt balance?

Posted on 3/11/22 at 1:23 pm to
Posted by Tempratt
Member since Oct 2013
14902 posts
Posted on 3/11/22 at 1:23 pm to
$1825. It will be paid off in the next few days.
I use it instead of a debit card.
Much safer.
Posted by Caraway Rye
Member since Oct 2021
5108 posts
Posted on 3/11/22 at 1:24 pm to
quote:


*ETA: per my discovery account, my FICO is 841


Discover uses FICO 8 which is always higher because its a wider range

Some still use FICO 2,3,4,5
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 3/11/22 at 1:24 pm to
Right now it’s showing a balance of $895.54, but the payment I made of $895.54 this morning hasn’t posted yet.
Posted by Horsemeat
Truckin' somewhere in the US
Member since Dec 2014
15140 posts
Posted on 3/11/22 at 1:25 pm to
quote:

Not a single person has stated they have any CC debt thats not paid in full at months end.
Carrying debt in your wallet is dumb.
Posted by Tempratt
Member since Oct 2013
14902 posts
Posted on 3/11/22 at 1:27 pm to
quote:

I’m OCD so I basically pay it off daily


How do you do that when items haven't yet cleared?
Posted by FredBear
Georgia
Member since Aug 2017
16831 posts
Posted on 3/11/22 at 1:29 pm to
Zero, thank the heavens the direction things are going, and lasagna
Posted by Jor Jor The Dinosaur
Chicago, IL
Member since Nov 2014
7204 posts
Posted on 3/11/22 at 1:32 pm to
quote:

Not a single person has stated they have any CC debt thats not paid in full at months end.
Do you think people are gonna come boast about how they make bad financial decisions and are in debt up to their eyeballs?

Of course the ones sharing are the ones that use a CC properly, for the most part.
Posted by Displaced
Member since Dec 2011
32980 posts
Posted on 3/11/22 at 1:34 pm to
quote:

Lol this forum is such bs.

Not a single person has stated they have any CC debt thats not paid in full at months end.

I've not paid credit card interest since like 2013.

If you're financially responsible, it becomes just like any other habit to pay off your cards every month.

The people posting about it are a selective sample.
Posted by grizzlylongcut
Member since Sep 2021
14283 posts
Posted on 3/11/22 at 1:35 pm to
quote:

I use my CC for every transaction possible for the miles/points, which I use to stay in hotels for free.

I pay the balance in full every month.



Same here. However, I typically just use the CC when buying gas.
Posted by LSUgEEkish
The City of St George
Member since May 2013
108 posts
Posted on 3/11/22 at 1:35 pm to
Lasagna
Posted by TH03
Mogadishu
Member since Dec 2008
171954 posts
Posted on 3/11/22 at 1:41 pm to
quote:

Not a single person has stated they have any CC debt thats not paid in full at months end.


You think the people with massive credit card debt are just going to announce it here?
Posted by prestigeworldwide
Member since May 2018
399 posts
Posted on 3/11/22 at 1:43 pm to
$0 Pay it off every 2 weeks.

Blackened Chicken Alfredo
Posted by Displaced
Member since Dec 2011
32980 posts
Posted on 3/11/22 at 1:44 pm to
quote:

You think the people with massive credit card debt are just going to announce it here?

There was a guy on the MB that started a thread about being upwards of 60k in cc debt.

He never came back to update...
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
76146 posts
Posted on 3/11/22 at 1:46 pm to
quote:

You think the people with massive credit card debt are just going to announce it here?



I think I am rolling over about 8-10k every month. It's interest free until June or something.

Just pay it off and get another card that is interest free and collect points.
Posted by TH03
Mogadishu
Member since Dec 2008
171954 posts
Posted on 3/11/22 at 1:48 pm to
quote:

There was a guy on the MB that started a thread about being upwards of 60k in cc debt.

He never came back to update...


He might have suicided.
Posted by danilo
Member since Nov 2008
24741 posts
Posted on 3/11/22 at 1:48 pm to
quote:

There was a guy on the MB that started a thread about being upwards of 60k in cc debt. He never came back to update...

Lol! I’ll have to find this thread
Posted by Stiles
Member since Sep 2017
3454 posts
Posted on 3/11/22 at 1:50 pm to
Tiramisu
Posted by Pepperoni
Mar-a-Lago
Member since Aug 2013
4132 posts
Posted on 3/11/22 at 1:50 pm to
Ditto to your ditto
Posted by BrohemAlem11
Ratchet City, LA
Member since Oct 2014
13257 posts
Posted on 3/11/22 at 1:54 pm to
Cachio y pepe
Posted by tigahfromtheham
On your left
Member since Jun 2005
5863 posts
Posted on 3/11/22 at 1:54 pm to
Zero

Chicken Marsala
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