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re: Your current total credit card debt balance?
Posted on 3/11/22 at 1:23 pm to Turf Taint
Posted on 3/11/22 at 1:23 pm to Turf Taint
$1825. It will be paid off in the next few days.
I use it instead of a debit card.
Much safer.
I use it instead of a debit card.
Much safer.
Posted on 3/11/22 at 1:24 pm to SlowFlowPro
quote:
*ETA: per my discovery account, my FICO is 841
Discover uses FICO 8 which is always higher because its a wider range
Some still use FICO 2,3,4,5
Posted on 3/11/22 at 1:24 pm to Turf Taint
Right now it’s showing a balance of $895.54, but the payment I made of $895.54 this morning hasn’t posted yet.
Posted on 3/11/22 at 1:25 pm to LSUmajek
quote:Carrying debt in your wallet is dumb.
Not a single person has stated they have any CC debt thats not paid in full at months end.
Posted on 3/11/22 at 1:27 pm to TheWalrus
quote:
I’m OCD so I basically pay it off daily
How do you do that when items haven't yet cleared?
Posted on 3/11/22 at 1:29 pm to Turf Taint
Zero, thank the heavens the direction things are going, and lasagna
Posted on 3/11/22 at 1:32 pm to LSUmajek
quote:Do you think people are gonna come boast about how they make bad financial decisions and are in debt up to their eyeballs?
Not a single person has stated they have any CC debt thats not paid in full at months end.
Of course the ones sharing are the ones that use a CC properly, for the most part.
Posted on 3/11/22 at 1:34 pm to LSUmajek
quote:
Lol this forum is such bs.
Not a single person has stated they have any CC debt thats not paid in full at months end.
I've not paid credit card interest since like 2013.
If you're financially responsible, it becomes just like any other habit to pay off your cards every month.
The people posting about it are a selective sample.
Posted on 3/11/22 at 1:35 pm to goofball
quote:
I use my CC for every transaction possible for the miles/points, which I use to stay in hotels for free.
I pay the balance in full every month.
Same here. However, I typically just use the CC when buying gas.
Posted on 3/11/22 at 1:41 pm to LSUmajek
quote:
Not a single person has stated they have any CC debt thats not paid in full at months end.
You think the people with massive credit card debt are just going to announce it here?
Posted on 3/11/22 at 1:43 pm to TH03
$0 Pay it off every 2 weeks.
Blackened Chicken Alfredo
Blackened Chicken Alfredo
Posted on 3/11/22 at 1:44 pm to TH03
quote:
You think the people with massive credit card debt are just going to announce it here?
There was a guy on the MB that started a thread about being upwards of 60k in cc debt.
He never came back to update...
Posted on 3/11/22 at 1:46 pm to TH03
quote:
You think the people with massive credit card debt are just going to announce it here?
I think I am rolling over about 8-10k every month. It's interest free until June or something.
Just pay it off and get another card that is interest free and collect points.
Posted on 3/11/22 at 1:48 pm to Displaced
quote:
There was a guy on the MB that started a thread about being upwards of 60k in cc debt.
He never came back to update...
He might have suicided.
Posted on 3/11/22 at 1:48 pm to Displaced
quote:
There was a guy on the MB that started a thread about being upwards of 60k in cc debt. He never came back to update...
Lol! I’ll have to find this thread
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