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re: Why does my insurance premium increase if someone crashes into me?

Posted on 1/27/17 at 3:12 pm to
Posted by torrey225
Member since Mar 2015
1437 posts
Posted on 1/27/17 at 3:12 pm to
Make sure you all check your CLUE reports. Mine was showing claims I did not make. You can depute them just like your credit report.
Posted by Motorboat
At the camp
Member since Oct 2007
24309 posts
Posted on 1/27/17 at 3:32 pm to
quote:

My issue in how this reads is there's 2 separate issues here... increasing rate/surcharging on current policy... yea no go. I don't see how this definitely reads into taking account into rating of a new policy renewal offer nor any other company offering a new business quote based off of their clue reports with not at faults or at fault accidents.


Oh I got you. I read the OP to say his current Insurance raised his rates based on no-fault. Carry on.
Posted by Scooba
Member since Jun 2013
20027 posts
Posted on 1/27/17 at 3:34 pm to
In a boys dream
Posted by Hu_Flung_Pu
Central, LA
Member since Jan 2013
22546 posts
Posted on 1/27/17 at 3:36 pm to
You can tweak stats to what you want sampled.
Posted by lsufan112001
sportsmans paradise
Member since Oct 2006
11221 posts
Posted on 1/27/17 at 3:37 pm to
The LA Dept of Insurance is useful as tits on a bull.

Add in corrupt lawyers, doctors, and shitty people , u get the perfect storm of why it's so high.
Posted by cas4t
Member since Jan 2010
72193 posts
Posted on 1/27/17 at 3:37 pm to
Honestly, it sounds like your agent has 0 balls. There's a reason he is paid commission, and it's not just to let you know your rates are going up.
Posted by crimsonsaint
Member since Nov 2009
37900 posts
Posted on 1/27/17 at 3:38 pm to
Gtfo of here. Nobody would operate a business for a 1% profit margin.
Posted by Chad504boy
4 posts
Member since Feb 2005
179859 posts
Posted on 1/27/17 at 3:46 pm to
quote:

The LA Dept of Insurance is useful as tits on a bull.


they are actually extremely resourceful. but carry on with your horse shite.
Posted by Chad504boy
4 posts
Member since Feb 2005
179859 posts
Posted on 1/27/17 at 3:48 pm to
quote:

it sounds like your agent has 0 balls.
. i've got the biggest balls in the world, i don't even bother with charging my clients with premiums and bullshite. you need coverage, here it is. be blessed.
Posted by MBclass83
Member since Oct 2010
10384 posts
Posted on 1/27/17 at 6:37 pm to
Good to know. And frick all you insurance blood suckers.
Posted by SouthlakeTiger
Southlake, Texas
Member since Mar 2005
6942 posts
Posted on 1/27/17 at 7:23 pm to
You know what else sucks? I had a 6 month old truck parked at the airport. A guy has a heart attack and wipes out 6 cars in the garage with nine being 1 of them. His insurance pays for it and that's great but now my truck is on CarFax with an accident. I fought like hell for the depreciation value but to no avail. So when I go to sell it how much will that cost me?
Posted by ruzil
WNC
Member since Feb 2012
18462 posts
Posted on 1/27/17 at 7:32 pm to
quote:

Because when they crash into me, they come into you.



Oops!
Posted by Blob Fish
Member since Mar 2016
3091 posts
Posted on 1/27/17 at 7:37 pm to
quote:

Why does my insurance premium increase if someone crashes into me?



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