- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Why are Louisianan’s so sue happy?
Posted on 10/23/19 at 1:16 pm
Posted on 10/23/19 at 1:16 pm
The absolute worst aspect of the state, and yes I said worst, is the fact everyone has the mindset of “I can’t make money myself, so I’ll take yours.” Its worse than roads, politicians, crime, culcha, taxes, etc. Its disgusting really.
I’ve seen numerous people get in wrecks and come out clutching their back or some part of the body despite being perfectly fine. Why? Because they are dumb illiterate fricks, that couldn’t make it for themselves, so they want to take what you have worked for.
Disclosure: I don’t live here, nor am I being sued. Just an observation
I’ve seen numerous people get in wrecks and come out clutching their back or some part of the body despite being perfectly fine. Why? Because they are dumb illiterate fricks, that couldn’t make it for themselves, so they want to take what you have worked for.
Disclosure: I don’t live here, nor am I being sued. Just an observation
37
Posted on 10/23/19 at 1:17 pm to WaydownSouth
Das free money playa!!!!!!!!!!!!!!!!!!!
Posted on 10/23/19 at 1:18 pm to WaydownSouth
Because most of the people who do so are poor.
Posted on 10/23/19 at 1:18 pm to WaydownSouth
One call that's all...
Posted on 10/23/19 at 1:19 pm to WaydownSouth
Call Gordon
Posted on 10/23/19 at 1:19 pm to WaydownSouth
Its cultural and passed down
"Gots to gets mines" mentality
"Gots to gets mines" mentality
This post was edited on 10/23/19 at 1:20 pm
Posted on 10/23/19 at 1:21 pm to WaydownSouth
quote:
The absolute worst aspect of the state, and yes I said worst, is the fact everyone has the mindset of “I can’t make money myself, so I’ll take yours.”
FALSE.
The absolute worst aspect of this state is the people who comprise it. I say this not only as a native and resident of south Louisiana but also someone who works with customers from across the entire country. I can say without a doubt or any hesitation that my Louisiana customers are the rudest, angriest, most entitled, biggest pains in the arse I deal with every day. People who say Louisiana is full of the nicest and kindest people in the country have never worked with people from other areas of the country.
This post was edited on 10/23/19 at 1:23 pm
Posted on 10/23/19 at 1:23 pm to WaydownSouth
The auto insurance rates here are a fricking crime. People always talk about lowering the rates, but it's mostly caused by our sue-happy populace.
Posted on 10/23/19 at 1:24 pm to WaydownSouth
u think legal suits be exclusive to Louisiana?
Posted on 10/23/19 at 1:26 pm to TDsngumbo
I completely understand. Nice when its party time, but when they need/want something its a bitch fest. They demand it now
Posted on 10/23/19 at 1:27 pm to WaydownSouth
Posted on 10/23/19 at 1:34 pm to whitetiger1234
quote:
Because most of the people who do so are poor.
This is a major factor. Secondary gain motivation is huge when 1/3 of the state is on welfare and uninsured. Combine that with a civil justice system which is overwhelmingly plaintiff friendly and business adverse and you have a recipe for disaster. Notice that most plaintiff attorney advertisements are on daytime TV, ghettos and public transportation. Its not a coincidence. They know who their target market is.
Posted on 10/23/19 at 1:34 pm to LordSaintly
quote:
People always talk about lowering the rates, but it's mostly caused by our sue-happy populace.
Okay, I'm getting on my soapbox for a moment here. I've said this here before but I'll say it again.
The biggest problem regarding auto insurance in Louisiana is the fact that insurers take a deny until the customer or their lawyer prove otherwise approach to most injury claims.
Here's what I mean by that...
Bob gets into an auto accident and has an injury that requires ongoing care. Bob pays out of pocket for co-pays and deductibles on his health insurance policy each time he goes to the doctor for ongoing care. Bob submits receipts and such to the insurance adjuster for the at-fault party's insurance company. Said adjuster then notifies Bob that they won't be paying a dime until the case settles.
Bob is afraid to close the case file since he may need ongoing care and/or surgery for a while. Bob keeps the case file open while receiving care for his injury. Little does Bob know, his doctor stated in his medical record that injuries are a result of an auto accident.
Uh oh, Bob's health insurance company, only after a surgery is scheduled and performed, takes a closer look at his file since now they're shelling out much more than before for this treatment/injury.
While Bob is out of work recovering from his surgery, he receives a letter from his health insurance company demanding $17,000 from him since the injury was due to an auto accident therefore making them not responsible for payment of his treatment.
Thankfully Bob was smart enough to know not to close the file with the adjuster yet. Bob submits letter to the adjuster and the adjuster denies that his injury was a result of the accident and decides they're also not responsible for payment.
Bob needs a lawyer because the auto insurance company didn't have a process in place to determine liable injuries from the start and instead refused to pay a dime until he closed the file. Bob is fed up and turns the whole thing over to his lawyer.
Bob's lawyer, Gordon McKernan, obviously wants to milk the case for every dollar it's worth and doesn't just stop at reimbursing Bob because after all, this is what the lawyer does for a living.
Yes, lawyers can be scumbags but they're just doing their job and they're making a killing doing it because of the incompetence of the insurance companies' policies for handling injury claims from the start of a claim.
Posted on 10/23/19 at 1:44 pm to WaydownSouth
quote:it certainly isn't grammar related.
Louisianan’s
Posted on 10/23/19 at 1:46 pm to arcalades
quote:
Louisianan’s
quote:
it certainly isn't grammar related.
I've already asked Gordon to see if I've been triggered, offended, or discriminated by this in any way
Posted on 10/23/19 at 1:49 pm to 777Tiger
quote:
I've already asked Gordon to see if I've been triggered, offended, or discriminated by this in any way
You haven't been triggered, offended, or discriminated against in any way. You've been "traumatized". That's what happened to you. "Traumatized" is the word you use.
Posted on 10/23/19 at 1:51 pm to TDsngumbo
quote:
You've been "traumatized". That's what happened to you. "Traumatized" is the word you use.
thanks for talking me off the ledge, I'm going to sue the frick out of everything that is breathing and not nailed down!!
This post was edited on 10/23/19 at 1:52 pm
Posted on 10/23/19 at 1:51 pm to WaydownSouth
Posted on 10/23/19 at 1:52 pm to WaydownSouth
Not a lawyer, but aren’t there caps on damages for certain personal injury cases in other states that Louisiana doesn’t have?
Posted on 10/23/19 at 1:53 pm to WaydownSouth
Because we have a lot of people who don't want to work and feel entitled to other folks' money. We also have a lawyer culture who feeds off of that and encourages BS lawsuits so some ne'r-do-well can get a pay day.
I have no problem with folks who are grievously and seriously injured by other's negligence having their day in court, but that's not what we have in Louisiana where the most insignificant traffic mishap can be a five figure payday for some plaintiff.
I have no problem with folks who are grievously and seriously injured by other's negligence having their day in court, but that's not what we have in Louisiana where the most insignificant traffic mishap can be a five figure payday for some plaintiff.
This post was edited on 10/23/19 at 3:03 pm
Page 1 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News