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re: USAA insurance. Better than the others?
Posted on 7/26/15 at 1:35 pm to PsychTiger
Posted on 7/26/15 at 1:35 pm to PsychTiger
My best friend is a State Farm agent for 30 years in Dallas. I'm in Louisiana and have USAA. He's told me either USAA or State Farm for home and auto and Northwestern Mutual for life insurance. You DO get what you pay for! He said Geico and Progressive are disasters for people just because they want lower premiums.
0
Posted on 7/26/15 at 1:42 pm to thejudge
quote:
quote:
Even though you're a bit of a pussy for not serving yourself.
Lol. I was told I would not be allowed in when I went to both navy (for nuke school) and army recruiter in 2000 with my chronic disease diagnosis. I've since had to have multiple surgeries leaving me with no colon and another surgery this Friday. Yea, I'm a pussy
Maybe there's a banking alternative for people with your condition that you did earn...?
Posted on 7/26/15 at 1:47 pm to Mizzoufan26
Their customer service is, no joke, the best of any large company in any industry that I have ever experienced. They take their customer service very seriously, and it shows.
Posted on 7/26/15 at 2:16 pm to thejudge
Do not turn down usaa.
Posted on 7/26/15 at 2:19 pm to thejudge
I've heard of bad and good experiences with them. I got some prices and they couldn't beat state farm
Posted on 7/26/15 at 2:58 pm to thejudge
quote:
Yea, I'm a pussy
I'm aware, I said as much in my first post.
Posted on 7/26/15 at 4:08 pm to thejudge
Not necessarily. I saved by switching to GEICO.
Plus USAA reduced the limit n my credit card back when the economy sucked, around 2008. I didn't use the card much to begin with, but it was a sleazy thing to do arbitrarily, definitely not a customer-friendly gesture.
When I cancelled my card and switched to GEICO, USAA asked me to give them another chance to earn my business. So I said, "Restore the previous limit on my card"--which they wouldn't do.
USAA's claims to be a customer-oriented company are bullshite in my opinion, based on my personal experience.
Plus USAA reduced the limit n my credit card back when the economy sucked, around 2008. I didn't use the card much to begin with, but it was a sleazy thing to do arbitrarily, definitely not a customer-friendly gesture.
When I cancelled my card and switched to GEICO, USAA asked me to give them another chance to earn my business. So I said, "Restore the previous limit on my card"--which they wouldn't do.
USAA's claims to be a customer-oriented company are bullshite in my opinion, based on my personal experience.
Posted on 7/26/15 at 5:27 pm to Tigerwaffe
(no message)
This post was edited on 7/26/15 at 5:29 pm
Posted on 7/26/15 at 5:29 pm to Tigerwaffe
Your credit must be pretty poor or you have something you're unaware of on your accounts then.
This post was edited on 7/26/15 at 5:30 pm
Posted on 7/26/15 at 5:54 pm to Mizzoufan26
quote:
Your credit must be pretty poor or you have something you're unaware of on your accounts then.
No. My employer switched me from a full-time to part-time employee because the company had lost a lot of business. Apparently USAA discovered this and lowered the limit on my card as a result. All I asked is that they contact me to discuss or at least explain before doing what they did--but this was too much trouble for them to go through.
USAA showed no interest in me at all, aside from taking automatic payments on my car insurance. frick 'em.
Posted on 7/26/15 at 6:02 pm to thejudge
Rates are not the best across the board, but no company would or should be. Customer service is great and they give no bullshite when claims are made.
Posted on 7/26/15 at 6:09 pm to thejudge
Their rates are generally lower than most but you can find lower. Where they excel is when you actually have to file a claim 
ETA: also with USAA they give you a year end dividend if there are less claims than expected for the company
ETA: also with USAA they give you a year end dividend if there are less claims than expected for the company
This post was edited on 7/26/15 at 6:11 pm
Posted on 7/26/15 at 6:10 pm to SirSaintly
I'm in Tejas and my rates are cheaper for auto but not for home.
Posted on 7/26/15 at 6:15 pm to Tigerwaffe
quote:
No. My employer switched me from a full-time to part-time employee because the company had lost a lot of business. Apparently USAA discovered this and lowered the limit on my card as a result. All I asked is that they contact me to discuss or at least explain before doing what they did--but this was too much trouble for them to go through.
USAA showed no interest in me at all, aside from taking automatic payments on my car insurance. frick 'em.
That's interesting they found that out, never even assumed they look this closely, or would have the ability to find out?
I opened multiple cards through them though and my limit is always far more than I think a responsible person would need for a card.
Posted on 7/26/15 at 6:47 pm to Mizzoufan26
40 years service is excellent
Posted on 7/26/15 at 7:16 pm to LucasP
Yes USAA is awesome. Enjoy the benefits someone else earned you.
Posted on 7/26/15 at 7:21 pm to s0tiger
quote:
ot always the cheapest, but they are the best when you have to make a claim. Quick, easy and in my experience they don't jack your rates up after.
Have a claim with them now. My son was hit by another. USAA is taking care of the claim and will go after other insurance company later.
Posted on 7/26/15 at 7:55 pm to USMCTiger03
USAA is the tits! I use them for Auto, Home, Personal Property, and about to use them as a lender for a boat loan.
Rates have been better on just about everything but the boat loan.
Rates have been better on just about everything but the boat loan.
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