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Tree and possibiliy of it falling question?

Posted on 9/20/21 at 11:49 am
Posted by Team Purple
Member since Feb 2009
1238 posts
Posted on 9/20/21 at 11:49 am
I live in a subdivision. Just off the back of my property, there is a humongous white oak that is leaning towards my house. When it falls it will be right through my house. Who would be responsible if it did and if I want to get it cut down, who should pay for it?
This post was edited on 9/20/21 at 12:00 pm
Posted by habz007
New Orleans
Member since Nov 2007
3692 posts
Posted on 9/20/21 at 11:51 am to
Thread title made me believe this was going to be a philosophical question
Posted by trident
Member since Jul 2007
4745 posts
Posted on 9/20/21 at 11:52 am to
If it falls on you, you. The owner should pay for it to be cut
Posted by Jim Rockford
Member since May 2011
98133 posts
Posted on 9/20/21 at 11:55 am to
quote:

Thread title made me believe this was going to be a how many pots have you smoked question





FIFY
Posted by BtonTiger318
The OT Lounge
Member since Jul 2021
461 posts
Posted on 9/20/21 at 11:56 am to
quote:

Thread title made me believe this was going to be a philosophical question


I was going to say, yes they do make a noise when they fall.
Posted by DCtiger1
Panama City Beach
Member since Jul 2009
8755 posts
Posted on 9/20/21 at 11:56 am to
If it falls on your house, your homeowners insurance would be responsible. Who owns the land?
Posted by tiger91
In my own little world
Member since Nov 2005
36703 posts
Posted on 9/20/21 at 11:57 am to
YEARS ago when we lived in BR, we had elderly neighbors that we actually shared a tree or two with on the fence line ... We spoke with them about removing and they offered to split the fee .. if we found the people and checked them out for insurance etc.

Was a great win/win for us both.
Posted by CoachChappy
Member since May 2013
32507 posts
Posted on 9/20/21 at 11:58 am to
If it falls on you, it's your problem.

You can cut down whatever overhangs your property line.

talk to your neighbor about splitting the cost of having it removed. Document these conversations (have them via text, email)
Posted by Odinson
Asgard
Member since Apr 2014
2749 posts
Posted on 9/20/21 at 11:58 am to
If it falls, will it make a sound?
This post was edited on 9/20/21 at 12:01 pm
Posted by shawnlsu
Member since Nov 2011
23682 posts
Posted on 9/20/21 at 11:59 am to
Send the property owner a certified letter requesting the tree be removed and a date for it to be removed by.
Posted by Wiseguy
Member since Mar 2020
3365 posts
Posted on 9/20/21 at 12:00 pm to
quote:

If it falls on your house, your homeowners insurance would be responsible. Who owns the land?


That is correct assuming the tree is healthy and in good shape. In this case OP says the tree is leaning toward his property already. I would pay for an arborist to come out and give an opinion on the health and stability of the tree. If they say it should come down then present that to the owner of the property the tree is on and ask them about having the tree removed. If you like the neighbor and want to be nice offer to pay for half. If not, tell them they need to cut it down or they will be responsible when it falls on your house.
Posted by tgrbaitn08
Member since Dec 2007
146214 posts
Posted on 9/20/21 at 12:01 pm to
quote:

. Just off the back of my property, there is a humongous white oak that is leaning towards my house.


If the branches are over your property line you can cut them
Posted by SixthAndBarone
Member since Jan 2019
8141 posts
Posted on 9/20/21 at 12:02 pm to
If a tree falls on your property, it is your responsibility.

Unless... unless the tree is rotten, dead, or proven to be an issue. If this is the case, it's the responsibility of the tree owner.
Posted by Abstract Queso Dip
Member since Mar 2021
5878 posts
Posted on 9/20/21 at 12:02 pm to
It could still be philosophical and up for debate. OP should build a structure to support/protect his home if the tree fell. Or the owner of the property should have the tree removed. Which is it? Why? Just because a law states something doesn't mean it is moral.

Back to the OP. (From insurance stance) Fairly certain the limb overhanging your property is your responsibility to a certain extent. If the base of the tree falls onto your property it is your neighbors responsibility. Now if the tree is split on property line and deemed hazardous you probably have some legal recourse to split the cost of removal. Surveyor or real estate attorney probably knows the intricacies a little better.

Also if there is a power line going underneath it of you live in a City they have a responsibility and will remove it usually 6 feet is the distance (I have one 10 feet and city won't remove it and commercial property behind and I Can't get in touch with them)
Posted by 4evrlsu
Death Valley
Member since Jun 2008
2337 posts
Posted on 9/20/21 at 12:03 pm to
Act of God it is your responsibility. If rotten, their responsibility. I had this exact scenario occur. I would do what the other poster said. Have it evaluated and go from there.
Posted by Bullfrog
Institutionalized but Unevaluated
Member since Jul 2010
56166 posts
Posted on 9/20/21 at 12:06 pm to
My father in laws neighbor would not help with the cost of taking down a huge oak with large branches over both homes, with the trunk of the tree in the neighbors yard.

So he had every branch above his property, taken out. The tree was left so unbalanced, any storm would bring it down on them.

They soon went on and had it taken down at a good bit more that what their half would have been.
Posted by back9Tiger
Mandeville, LA.
Member since Nov 2005
14130 posts
Posted on 9/20/21 at 12:25 pm to
I just researched this before the storm and spoke with my insurance. Unless you can prove it was dying before it fell, it's on you.

Posted by VABuckeye
Naples, FL
Member since Dec 2007
35479 posts
Posted on 9/20/21 at 12:32 pm to
Is there a neighbor back there or is it common land governed by an HOA?
Posted by USMEagles
Member since Jan 2018
11811 posts
Posted on 9/20/21 at 12:33 pm to
quote:

If a tree falls on your property, it is your responsibility.

Unless... unless the tree is rotten, dead, or proven to be an issue. If this is the case, it's the responsibility of the tree owner.


Oh, great... another category of impossible-to-answer question for lawyers to argue about. How rotten was that tree? Maybe we can ask the elusive "reasonable person."
Posted by Alt26
Member since Mar 2010
28245 posts
Posted on 9/20/21 at 12:38 pm to
quote:

If a tree falls on your property, it is your responsibility.

Unless... unless the tree is rotten, dead, or proven to be an issue. If this is the case, it's the responsibility of the tree owner.


More or less this.

If the owner of the tree "knew or should have known" the tree posed a dangerous condition (such as the owners knowing the tree was rotten, dead, etc or, perhaps, so leaning that it was obvious it would fall at some point) then they could bear some liability.

If you are worried about it falling on your house maybe reach out to your neighbor and ask about having it removed. Offer to share in the cost of doing so if it is a big concern for you. If the owner doesn't want to remove it, then maybe send him a certified letter voicing your concerns. That way if/when it falls you may be able to establish he knew or should have known it was likely to fall.
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