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Started By
Message
1
Posted on 3/23/22 at 10:52 am to Mahootney
Wow. I haven't made a car payment since 2003. I prefer it that way.
Pay as little interest on depreciable assets as you can.
Pay as little interest on depreciable assets as you can.
Posted on 3/23/22 at 10:54 am to Vacherie Saint
What are you talking about
Posted on 3/23/22 at 10:54 am to LNCHBOX
When you buy a package, you get a suite of features for an upcharge. Usually 5-15K more. Some of those features you really want, but most you usually dont need. In many cases, you can source the things you want in the aftermarket for less.
As for Katzkin... I have a set thats 10 years old and doesnt have a crack in them. So does a afriend of mine.
They are VERY good seat cover options and very fairly priced. Many dealerships will even allow you to add them to a vehicle and work it into the price.
As for Katzkin... I have a set thats 10 years old and doesnt have a crack in them. So does a afriend of mine.
They are VERY good seat cover options and very fairly priced. Many dealerships will even allow you to add them to a vehicle and work it into the price.
Posted on 3/23/22 at 10:55 am to Salmon
quote:
its not possible to NOT overextend yourself for a $90k truck?
For about 5% of Americans, yes....
But thats not who we are talking about.
Posted on 3/23/22 at 10:55 am to LNCHBOX
quote:
His takes are all over the place
why couldn't I finance a truck at 0% for 7 years, pay it off in 3 or 4 and use my cash on hand to invest in real estate like he did?
why is that impossible?
Posted on 3/23/22 at 10:57 am to Salmon
quote:
why couldn't I finance a truck at 0% for 7 years, pay it off in 3 or 4 and use my cash on hand to invest in real estate like he did?
why is that impossible?
who said that was impossible? Let me frame the question this way. Do you think the above is what the vast majority of people do?
Posted on 3/23/22 at 10:57 am to Vacherie Saint
quote:
I was a private wealth advisor for the largest financial institution in the US for a decade.
Worked in a cubicle at a local Chase branch in Baton Rouge for a decade?
Posted on 3/23/22 at 10:57 am to Vacherie Saint
quote:
When you buy a package, you get a suite of features for an upcharge. Usually 5-15K more.
The exaggeration is real. $15k between trims
quote:
Some of those features you really want, but most you usually dont need. In many cases, you can source the things you want in the aftermarket for less.
Neat.
quote:
As for Katzkin... I have a set thats 10 years old and doesnt have a crack in them. So does a afriend of mine.
They are VERY good seat cover options and very fairly priced. Many dealerships will even allow you to add them to a vehicle and work it into the price.
My factory leather in both of my 7 year old vehicles looks brand new too.
Posted on 3/23/22 at 10:58 am to GetCocky11
LOL. No. Private Client Services
Posted on 3/23/22 at 10:59 am to Vacherie Saint
quote:
who said that was impossible?
uh you said you did not believe that you could own a $90k truck and be smart about it
quote:
I havent said that, nor do I believe it.
quote:
Do you think the above is what the vast majority of people do?
of course not, but why do you assume no one else in this thread could do it?
do you think you are the only one with that knowledge in this thread?
Posted on 3/23/22 at 11:02 am to Salmon
quote:
of course not, but why do you assume no one else in this thread could do it?
Because he is a narcissistic clown.
quote:
do you think you are the only one with that knowledge in this thread?
Yes. He has proven that he thinks he is the smartest person in the room.
Posted on 3/23/22 at 11:03 am to LNCHBOX
quote:
The exaggeration is real. $15k between trims
What do you think the difference is in MSRP from an F150 XLT and say a King Ranch is?
quote:
My factory leather in both of my 7 year old vehicles looks brand new too.
sweet. You paid way more for it!
Posted on 3/23/22 at 11:04 am to Vacherie Saint
quote:
What do you think the difference is in MSRP from an F150 XLT and say a King Ranch is?
Well, you just jumped several trim levels, not one.
quote:
weet. You paid way more for it!
and I got way more stuff that goes with it, and my vehicle is worth more than one that had aftermarket stuff added.
Posted on 3/23/22 at 11:05 am to Salmon
quote:
why couldn't I finance a truck at 0% for 7 years, pay it off in 3 or 4 and use my cash on hand to invest in real estate like he did?
I'm gonna go out on a dangerous limb and suggest maybe he thinks that the average consumer doesn't do this. They use that extra cash on hand to just buy other stuff. He is probably right. The average consumer is not financially-savvy.
Posted on 3/23/22 at 11:06 am to weagle99
quote:
The average auto loan term is 69.7 months for new cars, 67.4 months for used cars.
that is nuts...one born every minute
Posted on 3/23/22 at 11:07 am to Vacherie Saint
quote:What I can afford is to pay cash for what I want, but using other people's money for free is even better.
Sounds like you bought a pretty practical vehicle that you could afford. That exactly what you should do.
Posted on 3/23/22 at 11:08 am to Palmetto98
quote:
My Range Rover payment
quote:
Palmetto 98
I smell a troll
Posted on 3/23/22 at 11:09 am to Salmon
quote:
of course not, but why do you assume no one else in this thread could do it?
We've been discussing, for many pages, where the vast majority of Americans get it wrong when buying a vehicle. If you want to talk about wealthy people buying high end vehicles, we can certainly have that conversation, but its not where my posts have been coming from.
quote:
do you think you are the only one with that knowledge in this thread?
Sadly, I believe most people know that this is a major problem in America, but as Roger pointed out, are intoxicated by the soils of debt - and get very sensitive when that gets pointed out. This thread is case in point.
Posted on 3/23/22 at 11:09 am to GetCocky11
quote:
I'm gonna go out on a dangerous limb and suggest maybe he thinks that the average consumer doesn't do this. They use that extra cash on hand to just buy other stuff. He is probably right. The average consumer is not financially-savvy.
sure
but he said he didn't believe it was possible despite claiming to do exactly that
This post was edited on 3/23/22 at 11:10 am
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