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re: Terminix annual guarantee - anyone pay for this each year?

Posted on 12/7/15 at 3:07 pm to
Posted by Dafunkumean
Metairie
Member since Oct 2014
151 posts
Posted on 12/7/15 at 3:07 pm to
I pay it annually and have been contemplating not renewing. I've pretty much decided I'm not paying it again.
Posted by TigerNlc
Chocolate City
Member since Jun 2006
32923 posts
Posted on 12/7/15 at 3:09 pm to
I pay $150 a year to them for annual treatment. I guess that's the same thing. Seems like its worth it. If you let it go it's over $1000 to get it back.
Posted by chinhoyang
Member since Jun 2011
25067 posts
Posted on 12/7/15 at 3:10 pm to
I had the coverage and termites damaged the house. Terminix paid like a slot machine.
Posted by EvrybodysAllAmerican
Member since Apr 2013
12097 posts
Posted on 12/7/15 at 3:12 pm to
I think every 5 years they make you do some type of renewal treatment in addition to the yearly. For an extra 200 or so?
Always ticks me off.
Posted by Jim Rockford
Member since May 2011
102436 posts
Posted on 12/7/15 at 3:12 pm to
Yeah I come home and find a notice in my mailbox that he's inspected everything. Who knows if he actually has. I wouldn't crawl around under there if no one was watching.
Posted by Croacka
Denham Springs
Member since Dec 2008
61449 posts
Posted on 12/7/15 at 3:14 pm to
It's basically termite insurance


If you want to take on that risk of damage, go for it


Your mortgage holder may have a rule though
Posted by jembeurt
Raceland
Member since Apr 2008
8843 posts
Posted on 12/7/15 at 3:14 pm to
It's like every other insurance policy you'll ever have; you won't need it until you need it. You're paying for something you may never need, but it makes you feel "safer" with having it.

Posted by LSUvegasbombed
Red Stick
Member since Sep 2013
15464 posts
Posted on 12/7/15 at 3:17 pm to
i cancelled mine a few years ago or i quit paying. I think i had to replace the card they had on file and when they called to get an update I said quit coming.

I felt like they didnt really ever inspect shite
Posted by Black n Gold
Member since Feb 2009
15594 posts
Posted on 12/7/15 at 3:27 pm to
quote:

I had the coverage and termites damaged the house. Terminix paid like a slot machine


There was a thread on years back in which several posters claimed that there was some loophole that kept termite companies from having to pay out. To the best of my knowledge, no one ever proved it correct or bullshite.
Posted by MillerMan
West U, Houston, TX
Member since Aug 2010
6513 posts
Posted on 12/7/15 at 3:35 pm to
quote:

There was a thread on years back in which several posters claimed that there was some loophole that kept termite companies from having to pay out. To the best of my knowledge, no one ever proved it correct or bullshite.


The guarantees usually only protect against damages from subterranean termites. If they're formosan termites, you're SOL.
Posted by jembeurt
Raceland
Member since Apr 2008
8843 posts
Posted on 12/7/15 at 3:39 pm to
Formosan termites are subterranean termites.
Posted by Chad504boy
4 posts
Member since Feb 2005
172339 posts
Posted on 12/7/15 at 3:40 pm to
quote:

$200.00 each year to continue the guarantee against future damage. This guarantee states that if new termite damage is ever found as long as I pay this fee each year, Terminix will pay for 100% of the cost of repairs and treatment.


i don't believe you.
Posted by Black n Gold
Member since Feb 2009
15594 posts
Posted on 12/7/15 at 3:40 pm to
quote:

Formosan termites are subterranean termites.


And so the debate goes on...

Posted by jembeurt
Raceland
Member since Apr 2008
8843 posts
Posted on 12/7/15 at 3:45 pm to
People get confused because they see/hear of "flying termites" and think it's the formosan. All types of termites and ants swarm at different points of the year.
Posted by Aristo
Colorado
Member since Jan 2007
13292 posts
Posted on 12/7/15 at 3:48 pm to
My house is 90% wood, so yea I still pay for it. I also had to replace a lot of termite damage due to previous owner's neglect. It is always a good thing to have in S. LA.
Posted by MillerMan
West U, Houston, TX
Member since Aug 2010
6513 posts
Posted on 12/7/15 at 3:49 pm to
quote:

Formosan termites are subterranean termites


Not in the context of your termite warranty. At least that's the case for my company.

quote:

This guarantee is for a total amount of $100,000. It covers repair of new damage caused by subterranean termite (excluding Formosan) infestation after the date of treatment to the guaranteed property
This post was edited on 12/7/15 at 3:54 pm
Posted by jembeurt
Raceland
Member since Apr 2008
8843 posts
Posted on 12/7/15 at 3:57 pm to
Then ask to speak to their insurance company and/or call the state dept. of agriculture on them. The only way for damages not to be covered while under warranty is if it was caused by something out of the control on the treating company: crack in the interior of a slab, a water leak inside the house, a water leak near the roof, etc.

Now, you may not have have formosan coverage, which MANY older contracts did not have until the late 90's early 00's.

ETA: Just read your edit. Yeah, you just don't have formosan coverage. I'm hoping that's an old contract for formosan not to be covered.
This post was edited on 12/7/15 at 3:59 pm
Posted by CorkSoaker
Member since Oct 2008
9822 posts
Posted on 12/7/15 at 4:25 pm to
Read the contract again carefully. Usually places like this you pay for annual inspection and then if termites are seen the repair costs are NOT covered but instead they will simply re-apply the termite spray again at no additional cost.
Posted by Skillet
Member since Aug 2006
111778 posts
Posted on 12/7/15 at 4:32 pm to
I pay Terminix almost $300.00 a year for my termite contract and it covers every kind of termite.

I tried getting estimates from a few other pest control companies but was amazed at their lack of interest in doing such so I just stayed with Terminix.
Posted by Hu_Flung_Pu
Central, LA
Member since Jan 2013
22387 posts
Posted on 12/8/15 at 8:32 am to
I have louisiana pest control. Am I good on company or should I switch to somebody else?
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