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Started By
Message
re: State Farm Hurricane Deductible
Posted on 8/31/20 at 6:54 pm to Scooba
Posted on 8/31/20 at 6:54 pm to Scooba
quote:
Found out this weekend too.
This 40k deductible is BS.
Are you serious? I knew living in Fl there was hurricane deductible and after Irma a few years ago my whole neighborhood got new roofs. i paid like 3k on the deductable for getting the new roof but where is this 40k coming from
This post was edited on 8/31/20 at 6:56 pm
1
Posted on 8/31/20 at 7:00 pm to FLObserver
quote:
but where is this 40k coming from
Perhaps he’s subtly bragging on an $800,000 house with a 5% deductible?
Posted on 8/31/20 at 7:01 pm to Scooba
quote:
Found out this weekend too. This 40k deductible is BS.
Subtle brag
Posted on 8/31/20 at 7:05 pm to Jack Bauers HnK
quote:
Perhaps he’s subtly bragging on an $800,000 house with a 5% deductible?
So he has an 800k house but can’t read a dec page or shop around?
Posted on 8/31/20 at 7:06 pm to tigerlife36
All state is the same. I believe it is state wide
Posted on 8/31/20 at 7:08 pm to tigerlife36
I’m not sure how you could live in Louisiana and not know your hurricane deductible.
Posted on 8/31/20 at 7:08 pm to tigerlife36
When i built my house, they were trying to put a 10K hurricane deductible..I went with a different insurance company for only 1500. State Farm is a RIP off
This post was edited on 8/31/20 at 7:09 pm
Posted on 8/31/20 at 7:09 pm to Pedro
quote:
Insurance is such a joke
If you stand your ground they'll cave
Posted on 8/31/20 at 7:13 pm to tigerlife36
quote:
State Farm Hurricane Deductible
A few years ago my State Farm agent called me with an option to pay about a $1000 one time fee to keep my hurricane deductible at 2%. If I declined to pay then it would go to 5% for hurricanes. I paid the fee and kept it at 2%.
Posted on 8/31/20 at 7:14 pm to tigerlife36
Well your post is factually inaccurate. A hurricane deductible can be chosen or you can have an all peril deductible. 1% and 2% is standard amongst pretty much all companies. Why would people not look at their policy to see the deductible THEY selected.
Posted on 8/31/20 at 7:14 pm to Supermoto Tiger
I’m fine with a 10k deductible if it saves on my premium.
Posted on 8/31/20 at 7:15 pm to Supermoto Tiger
Bet you went with the cheapest option.
Posted on 8/31/20 at 7:16 pm to tigerlife36
I have Bankers Insurance, they suck, but still have a $1,000 named storm deductible
Posted on 8/31/20 at 7:17 pm to ItzMe1972
quote:
State Farm has the deductible clearly stated on their policies. But, many do not read them.
Hey State Farm!!
Posted on 8/31/20 at 7:18 pm to LSUFanHouston
quote:
So he has an 800k house but can’t read a dec page or shop around?
His house manager hasn't heard the last of him, i tell ya that!
Posted on 8/31/20 at 7:19 pm to Joehat
All policies clearly have the deductible on the dec page
Posted on 8/31/20 at 7:21 pm to tigerlife36
Thought that was every insurance company post Katrina. I don’t have state farm or Allstate and I’ve always had a 5% hurricane deductible
Posted on 8/31/20 at 7:22 pm to tigerlife36
Well God bless any of you who lost your homes or have damage from the hurricane. It sucks. I lost everything in the 2016 flood and of course didn't have flood insurance. Prayers to all of you.
Posted on 8/31/20 at 7:24 pm to DCtiger1
I think it's a case of people wanting the flashy name brand
Posted on 8/31/20 at 7:26 pm to tigerlife36
I thought Louisiana just passed tort reform so that insurance companies had more money and had to lower deductibles and premiums.
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