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Spinoff: What are you car insurance limits?

Posted on 3/21/16 at 12:27 pm
Posted by wizziko
New Jersey Nets Fan
Member since Jan 2006
35881 posts
Posted on 3/21/16 at 12:27 pm
Based on the car insurance thread earlier, what are the limits you all have for your car insurance? Up until last year, I had pretty low limits but I bumped them up.

I'm at
100/300 Bodily Injury
100 Property Damage
100/300 Uninsured Motorist Bodily Injury
Comp: $500
Collision: $500
This post was edited on 3/21/16 at 12:32 pm
Posted by mctiger1985
Baton Rouge
Member since Oct 2009
3695 posts
Posted on 3/21/16 at 12:30 pm to
BI: 500/500
PD: 250
Comp: $50
Collision: $250
Posted by LSUEEAlum
Member since Oct 2013
832 posts
Posted on 3/21/16 at 12:37 pm to
I'm at the exact same limits and deductibles as you.
Posted by bnb9433
Member since Jan 2015
14867 posts
Posted on 3/21/16 at 12:41 pm to
BI: 250/500
PD: 100
Comp/Coll: $500
Posted by Eightballjacket
Member since Jan 2016
8094 posts
Posted on 3/21/16 at 12:45 pm to
250/500 BI liability
250 PD liability
250/500 UM
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
88012 posts
Posted on 3/21/16 at 12:46 pm to
250/500 with a $1 million PLUP.
Posted by yellowfin
Coastal Bar
Member since May 2006
99037 posts
Posted on 3/21/16 at 12:51 pm to
250/500

comp $0(no idea why)
collision $1,000
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59450 posts
Posted on 3/21/16 at 12:53 pm to
The only way I could increase coverage would be going to a $1mil umbrella.
Posted by X123F45
Dictated not Read
Member since Apr 2015
30035 posts
Posted on 3/21/16 at 12:56 pm to
I'm at consoderably lower than that.

Whoops.
Posted by wizziko
New Jersey Nets Fan
Member since Jan 2006
35881 posts
Posted on 3/21/16 at 2:45 pm to
seems like a lot of the OT baws don't have car insurance
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
88012 posts
Posted on 3/21/16 at 2:47 pm to
People are downvoting insurance limits
Posted by Motorboat
At the camp
Member since Oct 2007
24319 posts
Posted on 3/21/16 at 2:48 pm to
quote:

250/500 with a $1 million PLUP.


same here but with $1 mil UM
Posted by danilo
Member since Nov 2008
26328 posts
Posted on 3/21/16 at 2:49 pm to
I have no idea. it renews in May. Guess I should look into that
Posted by NorthGwinnett LSU
Georgia Southern Fan
Member since Nov 2012
1947 posts
Posted on 3/21/16 at 2:54 pm to
500/500/100
$500 for Comp and Collision
500/500/100 for UM

Plus a $1,000,000 umbrella as well.

Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
88012 posts
Posted on 3/21/16 at 3:19 pm to
quote:

$500 for Comp and Collision
500/500/100 for UM

You have collision and UMPD?
Posted by X123F45
Dictated not Read
Member since Apr 2015
30035 posts
Posted on 3/21/16 at 3:21 pm to
quote:

seems like a lot of the OT baws don't have car insurance




Well I have more than the minimum.
Posted by NyCaLa
Baton Rouge
Member since Apr 2014
1156 posts
Posted on 3/21/16 at 3:39 pm to
Our personal policy is as yours but my commercial policy is $1m/2m with another $2m umbrella. Commercial auto is stupid expensive. Thanks Morris Bart.
Posted by SouthTiger504
Member since Sep 2014
1163 posts
Posted on 3/21/16 at 3:54 pm to
Minimum Liability because I'm 22 and my first car was a mustang when I turned 18. I piled up 4 speeding tickets and eventually totaled it.

Ended up getting some insane quotes directly after. I remember geico qouting me over $1000 a month for full coverage and a few others over $700.

Thank god April makes 3 years since that incident and my last ticket, my rates should drop like crazy.
Posted by JamalSanders
On a boat
Member since Jul 2015
12229 posts
Posted on 3/21/16 at 4:12 pm to
50/100 $500 deductible.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
88012 posts
Posted on 3/21/16 at 4:22 pm to
For a great low rate you can get online, go to the general and save some time!
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