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re: Roofer proves State Farm inspector wrong
Posted on 7/19/22 at 9:03 am to rickgrimes
Posted on 7/19/22 at 9:03 am to rickgrimes
I have heard from several people that State Farm is the worst company to have homeowners insurance through. They will constantly deny hail storm claims. I know a guy who brought his buddy lawyer on to dispute their denial and they ended up paying out but called it vandalism so that no neighboring homes would be able to claim hail.
2
Posted on 7/19/22 at 9:21 am to thadcastle
After Laura we had roof damage . Inspector came from Shreveport . I have state farm . I meet inspector in my lsu hat and shirt , he says he is a huge tiger fan . We talked for 30 minutes . They replaced my whole roof .
Posted on 7/19/22 at 9:41 am to MyRockstarComplex
quote:
What sucks is that the insurance company itself is leveraging the agent’s relationships and reputation to close and maintain a contract they have every intention of trying to get out of if called upon.
It also sucks people with used up 3 tabs are trying to get insurance to cover paying for a hella aged roof. People like this will probably replace their roof with 3 tabs again, to save maybe $10 a square. Like they say, there's bad people on all 3 sides. Only roof damage I'm touching for insurance requires structural damage.
Storm chasing roofers are every bit the leeches ambulance chasing attorneys are. Insurance rates are retarded high, and folks are getting dropped on the reg, because the insurance folks played along for so long. And homeowners are just cheap fricks who don't want to pay out of their pocket for old, beat up shingles. It's quite the trinity.
Posted on 7/19/22 at 4:12 pm to GeauxTigers0107
Someone works for an insurance company. 
Posted on 7/19/22 at 4:16 pm to thadcastle
quote:
I have heard from several people that State Farm is the worst company
got hit by one of there customers a awhile back. after a few weeks, state farm said "they couldn't get in touch with their policyholder so, they can't cover the damage".
frick that company.
i've never had a good experience with them. :
Posted on 7/19/22 at 4:22 pm to rickgrimes
I remember my parents going round and round with State Farm over a roof repair after Hurricane Opal when I was a kid.
My dad was probably not very far away from going on a murderous rampage when all that was going down. When I bought my first house, I told him I got SF I surance as a joke and thought I gave him a heart attack.
My dad was probably not very far away from going on a murderous rampage when all that was going down. When I bought my first house, I told him I got SF I surance as a joke and thought I gave him a heart attack.
Posted on 7/19/22 at 4:43 pm to MoarKilometers
quote:
It also sucks people with used up 3 tabs are trying to get insurance to cover paying for a hella aged roof.
If the insurance company insured the roof the policy holder is entitled to be indemnified for the covered loss; There’s no way a 16yr old roof is reparable without issues with even very limited damage.
Posted on 7/19/22 at 4:43 pm to rickgrimes
I was waiting for the roofer to toss white Jake off the roof.
Posted on 7/19/22 at 5:03 pm to Zephyrius
quote:
If the insurance company insured the roof the policy holder is entitled to be indemnified for the covered loss; There’s no way a 16yr old roof is reparable without issues with even very limited damage.
I'm not saying they get nothing, but 3 tabs are only "rated for 20 years." Getting 16 years out of them is relatively miraculous, in most areas. Their "wind damage" should be pro-rated af, at best.
Posted on 7/19/22 at 5:06 pm to tigergirl10
quote:
That roofer can get it.
More proof you're not a lady.
Posted on 7/19/22 at 5:34 pm to rickgrimes
From my experience, at 3:39 the inspector loses bearings and is lucky he didn't find himself on the ground.
Posted on 7/19/22 at 6:52 pm to rickgrimes
quote:
Roofer proves State Farm inspector wrong
I didn’t actually see proof of anything in that video….the roofer is just a whole lot more aggressive in his arguments.
Posted on 7/19/22 at 6:55 pm to rickgrimes
I went at it with Allstate for 6 months for them to replace a condensor crushed by softball sized hail. They lied, cheated, hired "experts" to say it was ok. Basically everything in their power to frick me. I made it to a vice president before they paid it off.
I told them I would pursue it to court or arbitration, i had them dead ti rights per their written procedures and contract.
Theyre lying fricking scum trash.
I told them I would pursue it to court or arbitration, i had them dead ti rights per their written procedures and contract.
Theyre lying fricking scum trash.
This post was edited on 7/19/22 at 6:58 pm
Posted on 7/19/22 at 7:24 pm to Tomatocantender
quote:
The trend for many carriers now seems to be sending a structural engineer right behind the field adjuster to ultimately screw you over. Pay close attention to this bought and paid for "engineer," more times than not it's a paper pusher guy that shows up in $200 dress shoes with no intention of really getting his hands dirty, getting on the roof, using a moisture meter etc. He's there only a predetermined outcome mission to deny or severally throttle back your recoverable amount as the deck is stacked against you when these dipshites come out to your property.
Yep. I've (I'm a SE) written many reports for homeowners to refute the boilerplate nonsense these guys put out. But, I've had a couple of homeowners that try to claim damage from a fallen tree on the house that likely was not cause of the damage. Chit like that. I'm done writing hurricane reports after Ida. Not worth the trouble.
Posted on 7/19/22 at 7:32 pm to rickgrimes
Chubb might be the only decent HOI out there.
Posted on 7/19/22 at 7:36 pm to rickgrimes
That dumb prick said "is it branded state farm?"
Wow! He seems like some jackass who got the job not because he was qualified but because his daddy knows someone. How do they send a dumbass like that out in the field.
The dude just straight up lied "I didn't touch that".
Wow! He seems like some jackass who got the job not because he was qualified but because his daddy knows someone. How do they send a dumbass like that out in the field.
The dude just straight up lied "I didn't touch that".
Posted on 7/19/22 at 7:45 pm to PureBlood
quote:
State Farm has in house adjusters... they essentially pay these folks not to find damage. Find insurance companies with independent adjusters.
This times a bajillion
In house inspectors aren’t your friend
Posted on 7/19/22 at 7:49 pm to OweO
I have had State Farm for30 years. They replaced my entire roof and covered a rebuild and replace of the entire inside of my house after Katrina due to water damage from my roofing material being shredded. They even paid me for living expenses for 7 months until the house was completed. For Ida, they paid for a new roof in addition to a fallen tree and fence replacement. State Farm has been wonderful to me and I will sing my praises to them till the day I die. Just one person’s experience.
Posted on 7/19/22 at 7:53 pm to Spankum
quote:
I didn’t actually see proof of anything
Me either. I was waiting for the adjuster to say “Yep. I see it now. You’re right. I’m wrong. Full roof replacement granted!”
He didn’t. He stayed firm to his original decision. Now, that adjuster is a tool who should have never said a word, but nothing that roofer did actually proved anything
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