re: Pet Insurance

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First year or two are extremely worth it for a wellness plan. Got a Frenchton puppy and signed him up for Banfield the first couple years. 50 a month so 600 a year. Free neutering, free shots, free heartworm. All that would have costed like 2k out of pocket for 2 years. After year 2 or 3, if your dog is healthy, it might not be worth it anymore.

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Banfield? That’s dog abuse. Those guys are the real scam artists. The least qualified vets you can get, completely commercialized. Find a real vet asap.

Why wouldn’t the vet say out loud? I’m a fricking grown-up without a veterinary medicine degree; maybe the vet shouldn’t be such a pussy and speak in grown-up terms.

What good does it do for the doctor to be “” nice? Hey your dog still dead or gonna be dead soon but I thought I would say it nicely and it would make it better? Get the frick out of here; when I initial go to the surgery, is that calling their bluff? Are they gonna say oh no we didn’t really mean it; your dog is gonna die we just didn’t want to tell you?

It’s not my fault you were the vet school instead of human medical school; go back to school and treat humans bill higher rates it’s not my fault.

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Glad your cat aka dog is doing well. IMHA is tough to overcome. Have seen it pop up a lot in the last year and have a friend whose dog also has it, along with Evan’s Syndrome, derived from IMHA if I recall. I feel it’s her vaccination and their food and our environment bc of pesticides. Most don’t make it. I hope you get many more years together.

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Thank you sir. It’s been a long process. After the blood transfusion, we went down from 0.5mL of prednisolone a day to 0.4>0.3>0.2>0.1mL a day every month. A long and hard journey. Now she’s on 0.1 every other day and she’s as hyper as ever and completely back to normal (both from what I see and her blood test results). Going into the final blood test on April 17th before the full wean.

How does pet insurance know what is preexisting? What if the pet was never brought in for anything? Or do they require some sort of new exam when you get it?

Also, how do they know if you are even bringing in the right pet? What if your pets are twins? I don't have pet insurance, so I have no idea, but I always wondered this.

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Burt Reynolds

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I remember you. I noticed your posting history and saw you were a prick. I see things haven't changed.

I can afford a 2k bill, but if I receive a 5+ bill, then things get sticky especially for a pet

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Some of the procedures that vets do on dogs and cats would cost a hundred thousand dollars if done on a human in a hospital. But they only charge $4000

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Like what?

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My big dog had her Spleen removed a few years ago, emergency surgery and then a week later we found the cause of her problems was Cancer. Insurance paid $5950 on a $6050 bill. We got my inlaws to get it and their dog broke it's leg right after, ins paid out to them also. We have the emergency only plan. If you don't plan on putting your dog down, it's a no brainer. My Sister in law also got covered under exploratory surgery when her dog ate a rubber ball. We have Nationwide by the way.

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Similar success if you call having a great family pet with terrible genetics success.

Last pup had both knees blow out and a bummer of cancer diagnosis plus some skin allergies issues along the way.

The knees were like 4-5k each but paid out at 90%

With the cancer we ended up with a solid happy extra year that I couldn’t have otherwise justified without 90% coverage.

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I have a 6 year old lab mix with no medical issues. Would it be worth getting at this point? If I got it and the dog is diagnosed with something a year later, would they try to declare that a pre-existing condition?

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From my experience, it’s definitely worth getting now. They’ll have you take your dog to a vet for a full physical exam and that is considered the starting point. Anything that comes after that visit, which wasn’t diagnosed will be covered. There is usually a short waiting period before they’ll cover certain things, but nothing major.

Amazing and Praise God. Praying for positive result and continued positive.