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My car insurance just went down

Posted on 10/16/26 at 9:21 am
Posted by HooDooWitch
TD Bronze member
Member since Sep 2009
11493 posts
Posted on 10/16/26 at 9:21 am
Just received a text from my State Farm agent. Stating my insurance is going down $13.72/month. Not sure the reason why. I’m 59yo, good spring record, or is this caused by something else.o

This post was edited on 10/16/26 at 9:23 am
Posted by greenbean
USAF Retired - 31 years
Member since Feb 2019
6707 posts
Posted on 10/16/26 at 9:25 am to
Mine did too, but, after 30 years, i finally moved on from USAA.
Posted by Jcharles
Member since Sep 2026
119 posts
Posted on 10/16/26 at 9:39 am to
Mine did. I even got better coverage and the lower rate.
Posted by prestigeworldwide
Member since May 2018
445 posts
Posted on 10/16/26 at 9:42 am to
With State Farm in Nashville and ours went down as well. I'll take it.
Posted by Dawgirl
Member since Oct 2015
6441 posts
Posted on 10/16/26 at 9:53 am to
My SF insurance went down in May. Dropped about $15.
Posted by Bonkers119
Baton Rouge
Member since Dec 2015
12214 posts
Posted on 10/16/26 at 9:57 am to
oh boy, that will surely help with your $4.00 gas.
Posted by HooDooWitch
TD Bronze member
Member since Sep 2009
11493 posts
Posted on 10/16/26 at 9:58 am to
Is this in any way related to something the governor is pushing “to reduce costs”? I’ve been with SF since I was 15 and they have NEVER lowered my rates.
Posted by HooDooWitch
TD Bronze member
Member since Sep 2009
11493 posts
Posted on 10/16/26 at 9:59 am to
At least cover my first two drinks each month!
Posted by DrewTheEngineer
Baton Rouge (Oak Hills)
Member since Jun 2006
1411 posts
Posted on 10/16/26 at 10:01 am to
I have 2 vehicles insured with State Farm.

One vehicle policy renews this month and the premium is going down.

The other vehicle renews in December and State Farm told me it might go down too.

Posted by Chad504boy
4 posts
Member since Feb 2005
181429 posts
Posted on 10/16/26 at 10:17 am to
Text him back it’s not enough
Posted by HooDooWitch
TD Bronze member
Member since Sep 2009
11493 posts
Posted on 10/16/26 at 10:21 am to
Agreed.
Posted by PCRammer
1725 Slough Avenue in Scranton, PA
Member since Jan 2014
2019 posts
Posted on 10/16/26 at 10:25 am to
Got a similar note from Progressive. Mine went down about $70 every 6 months. I'll take whatever I can get.
Posted by The Boat
Member since Oct 2008
179213 posts
Posted on 10/16/26 at 10:25 am to
The exclamation point feels pandering.
Posted by Lee Chatelain
Official TD Sauces Club Member
Member since Oct 2008
12701 posts
Posted on 10/16/26 at 10:54 am to
quote:

i finally moved on from USAA.


Who are you using now?
Posted by greenbean
USAF Retired - 31 years
Member since Feb 2019
6707 posts
Posted on 10/16/26 at 1:00 pm to
Progressive. Cut the premium almost in 1/2.
Posted by Mung
Ba’on Rooj
Member since Aug 2007
9693 posts
Posted on 10/16/26 at 1:06 pm to
Mine goes down too. Cars are getting older, thus cheaper to replace.
Posted by Lesalli
Member since Apr 2013
888 posts
Posted on 10/16/26 at 2:10 pm to
State Farm sent us about $700 in refund checks a month or so ago.
Posted by BHM
Member since Jun 2012
4221 posts
Posted on 10/16/26 at 2:22 pm to
My 6 month renewal for two vehicles with State Farm dropped over 30 bucks a month. This follows the precious 6 month seop of about 20 bucks.
Posted by RooRoo
Member since Aug 2026
31 posts
Posted on 10/16/26 at 4:43 pm to
Just had to shop around for insurance and was recommended to a broker. Same insurance carrier, same policy and I’m saving $60/mo. Hope it’s legit.
Posted by 3deadtrolls
lafayette
Member since Jan 2014
7197 posts
Posted on 10/16/26 at 4:54 pm to
Progressive, going down $30 for me. Not life changing but I'll take it!
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