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Started By
Message
re: Millennials being squeezed out of middle class, says OECD
Posted on 4/11/19 at 8:33 pm to pioneerbasketball
Posted on 4/11/19 at 8:33 pm to pioneerbasketball
quote:
baby boomers ruined this country.
They're still doing it.
0
Posted on 4/11/19 at 8:34 pm to Hammertime
quote:
Not at all. I'd like a nice boat, some property and a camp, a fast car, etc
That's not middle class. That's rich.
Posted on 4/11/19 at 8:36 pm to TH03
My house note is $750, and my truck note is $0. I negotiate other bill rates as often as possible
Posted on 4/11/19 at 8:38 pm to Hammertime
So what are you complaining about? Save some of all that money you clear each month and buy yourself a damn boat. 
Posted on 4/11/19 at 8:44 pm to Hammertime
quote:
My house note is $750, and my truck note is $0. I negotiate other bill rates as often as possible
Our food bill is probably over 50% of your living expenses. You're doing alright Hammer
Posted on 4/11/19 at 8:47 pm to fallguy_1978
Fatty
Company has been paying for me to eat this week. I'd guess food is normally $20-40 on average each day. Going out is $100-150 once a week, and then there's typically another activity in there. It just really isn't balling. I'd be okay doubling it, but still wouldn't consider that balling
Company has been paying for me to eat this week. I'd guess food is normally $20-40 on average each day. Going out is $100-150 once a week, and then there's typically another activity in there. It just really isn't balling. I'd be okay doubling it, but still wouldn't consider that balling
Posted on 4/11/19 at 9:01 pm to Hammertime
quote:
Not at all. I'd like a nice boat, some property and a camp, a fast car, etc
quote:
Your monthly bills are only $1500?
Cheap house note. Paid off truck
quote:
And he says he isn't middle class, he still has struggles
I said it wasn't balling, which it definitely is not. Maybe we have different ideas of balling
How old are you?
"It is never enough". You will clear $5k per month to play, and your wish list will only get more expensive. The boat gets bigger and newer, the car turns into a fleet of motorcycles, 4 wheelers, and sports cars, and the camper turns into a beach/mountain condo.
Quit looking up at the next thing and look around. You can be balling if you allow yourself to enjoy it.
Posted on 4/11/19 at 9:02 pm to fallguy_1978
.Our mortgage plus utilities is 4 times Hammer's total monthly expenses.
This post was edited on 4/11/19 at 9:04 pm
Posted on 4/11/19 at 9:13 pm to CaptainBrannigan
quote:
Yes. There are a lot of people who do not make $18.75 per hour. Some of y'all really need to learn about the real world.
Earlier you said it wasn't true that millennials have shitty degrees and work at Starbucks and that only dumb "old folks" believe that......now you say those same people don't make over $18.75..........tell me more how dumb other people are ......you're admitting these art idiots can't make a decent living......well no shite
Posted on 4/11/19 at 9:17 pm to TH03
quote:
What a mess that was.
In 2008, my wife and I entered the market for our first house. Based on our income and down payment saved we estimated that we could afford a house in the ballpark of $175k. When our lender ran the numbers, we “qualified” for up to $325k.
I said, “how is that even possible?” They said, “they don’t factor in things like savings and existing revolving debt”. I said “why not? That seems ridiculous!”
She flatly said “becasue you wouldn’t qualify for as large a loan if they did.”
If we were not responsible, somewhat fiscally educated people, we could have gotten ourselves into some big trouble.
Posted on 4/11/19 at 9:19 pm to lsunurse
quote:
Most decent, thriving places in the U.S. would not be able to buy a decent home for 170k
I'm going to need your definition of decent home and decent place because I'm in Huntsville Alabama which is loaded with engineers to the gills and while 170k won't exactly have you living high on the hog it would certainly qualify as a decent house
Posted on 4/11/19 at 9:19 pm to cleeveclever
quote:
In 2008, my wife and I entered the market for our first house. Based on our income and down payment saved we estimated that we could afford a house in the ballpark of $175k. When our lender ran the numbers, we “qualified” for up to $325k.
Bought my first house in 2007. Luckily we were pretty conservative about what we could afford but wonderful timing on our part
Posted on 4/11/19 at 9:23 pm to lsunurse
quote:
unless you want to live in some small town with no professional jobs nearby in a Southern state......170k isn’t buying a decent home.
That's out of touch
Posted on 4/11/19 at 9:25 pm to thesoccerfanjax
quote:
Lose your car and you lose your job and then your house.
That was 90% of the population pre 1985
Posted on 4/11/19 at 9:25 pm to fallguy_1978
The problem with whiney millennials is they want everything they see their parents having the second the get out of highschool. Then they want to blame everyone else for it not being handed to them. What they don't realize is that their parents have worked saved and bought for 30+ years. But they want it RIGHT NOW and hate everyone that doesn't hand it to them. Why do you think the lefts new mind twisting trick is to GIVE PEOPLE THINGS?? It used.yo work on trailer trash and ghetto government whores
Now it works on spoiled middle class white kids that can't instantly have what mommy and daddy have.
The only part I almost agree with them on is Boomers fo suck because they raised millennials and didn't teach them work ethic and how yo understand and react to the word no
Now it works on spoiled middle class white kids that can't instantly have what mommy and daddy have.
The only part I almost agree with them on is Boomers fo suck because they raised millennials and didn't teach them work ethic and how yo understand and react to the word no
Posted on 4/11/19 at 9:27 pm to RogerTheShrubber
quote:
That's out of touch
Agreed. Houses out in the middle of nowhere in some small Southern or Midwestern town can be had for 80k. Not 170.
Posted on 4/11/19 at 9:27 pm to meansonny
quote:frick no. I make it a point to never be comfortable with the position I'm in. Don't want to become a fat, lazy frick who sits in a cubicle watching the clock from 8-5 every day. Never settle for not succeeding
Quit looking up at the next thing and look around
Posted on 4/11/19 at 9:28 pm to lsunurse
quote:
unless you want to live in some small town with no professional jobs nearby in a Southern state......170k isn’t buying a decent home.
Just checked my town - college town, highly educated population, good schools, low crime, lots of professionals, major metropolitan area just a 20 min drive away. Lot of livable houses under $200k, some for $160-170k.
Posted on 4/11/19 at 9:31 pm to fallguy_1978
quote:
Agreed. Houses out in the middle of nowhere in some small Southern or Midwestern town can be had for 80k. Not 170.
Yep.
If you want to live in a premium area, you'll pay a premium price
I think the main issue is people wanting far more than they can afford. You sacrifice when you're young as people always have. Some just don't like that
Posted on 4/11/19 at 9:33 pm to RogerTheShrubber
quote:
Yep.
If you want to live in a premium area, you'll pay a premium price
Isn't that basically what I posted?
That you told me I'm "out of touch" on?
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