re: Medicare Adviser?

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xarelto
entresto
trelegy

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There's good news and bad news here. The bad news is those are expensive drugs. The good news is... also bad news.

Looks like the FIL has some history of clotting. Or DVT.

Does he have a passport? What is the medicine? Fly to Mexico with a bunch of asparin bottles. By the drugs from Mexico and fly back. If he gets caught make it a big deal and then a national deal and then a go fund me. Maybe little Debbie will contribute. I kid I kid.

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Most Medicare Advantage Plans are much better than original Medicare, even if you have a good Medicare Supplemental Plan. If you don't have a Medicare Supplemental Plan, original Medicare will put you in the poorhouse. Look at the Medicare Advantage Plans available in your zip code area. These plans are listed in the back of your Medicare handbook. Of course, you have to see if the medicines you need are in the formulary of the plan you would like to choose. You are probably going to have to wait for open enrollment in October, but Medicare does have options to change plans before open enrollment. Look in the handbook.

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If you need anything other than routine care, this is bad advice. The Medicare Advantage (or Medicare replacement) plans are good if you only have routine medical needs- MD visits, prescriptions, etc. If you ever need anything like physical rehabilitation, skilled nursing, etc, then you are going to have a hard time getting those services approved.

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What does he weigh if had to guess?

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Maybe like 150?

He's had a couple of heart attacks, has a pacemaker, still smokes...he's just an ornery, proud redneck who doesn't like asking for help. His second heart attack FINALLY got him to the point that he would regularly go to his doctor appointments, take his meds, etc. I assumed they were giving him these 'fancy' meds because of all he's been through with his heart and lungs.

Thanks.

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Have y’all checked out that prescription site that Mark Cuban started?

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Ha! First thing I thought of when he was telling about what he was paying. Unfortunately, none of them are carried at this time. GoodRX is an arm and a leg, too.

See if they can help...

The Assistance Fund

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xarelto
entresto
trelegy

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All the television meds. There are likely cheaper alternatives, unless those have already been tried without efficacy.

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still smokes...he's just an ornery, proud redneck

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Next time you see him, grab a calculator and show him his cig cost per month/year. If you can't get the medical costs down, give up the smokes.

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Most Medicare Advantage Plans are much better than original Medicare, even if you have a good Medicare Supplemental Plan. If you don't have a Medicare Supplemental Plan, original Medicare will put you in the poorhouse. Look at the Medicare Advantage Plans available in your zip code area. These plans are listed in the back of your Medicare handbook. Of course, you have to see if the medicines you need are in the formulary of the plan you would like to choose. You are probably going to have to wait for open enrollment in October, but Medicare does have options to change plans before open enrollment. Look in the handbook.

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You obviously sell this snake oil.

99.9% of Medicare replacements are trash. The 0.1% are funded by former employers. The 99.9% love to imply that you’re getting the same coverage as traditional Medicare. False. Let’s use vehicles as a reference: Medicare will give you a Bugatti. The Medicare replacement policy will give you a ‘79 Corolla and will tell you it still runs. If it can be afforded, keep traditional Medicare and get a Plan G policy. If you can’t afford that, see if you qualify for a QMB. QMB is Medicare that is backed by Medicaid. The patient can be billed for nothing. The caveat is, the Medicaid policy can place restrictions on coverage.

Administrative healthcare professional. AMA.