re: Medical Insurance Doubled

And the Republicans killed the universal insurance mandate. The mandate required everyone to purchase insurance, thereby spreading the risk across the entire population. The Republicans knew that if they could kill the universal mandate, people would revert to uninsured and the risk would eventually get more concentrated, driving up the cost to those who purchased insurance.

Then Republicans also opposed a permanent increase in the subsidy, again making these increases in burden on the working poor a certainty.

And the Republicans also refused to agree to extend the subsidies.

And Trump has been promising a better system of health insurance for TEN YEARS!!!

So now it is time for the Republicans to own it or unveil their superior plan.

Thanks, Trump.

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And the Republicans killed the universal insurance mandate. The mandate required everyone to purchase insurance, thereby spreading the risk across the entire population. The Republicans knew that if they could kill the universal mandate, people would revert to uninsured and the risk would eventually get more concentrated, driving up the cost to those who purchased insurance.

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There is not an ounce of actual data showing the mandate repeal led to an increase in premiums. For one thing, the uninsured rate did not rise after the mandate ended. Secondly, the rate of premium increases was higher between 2013 and 2017 than between 2017 and 2025

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Don’t worry, you don’t qualify for even a 1/4 of a brain. You’re safe.

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Your feelings don't change the basic facts about where Obamacare came from, what Obamacare has done to the COST of healthcare and health insurance...and why there is such a need for subsidies in the first place.

The system isn't affordable. It's a disaster. Republicans warned of this then. We have lived it for a long time. It's only been hidden to the degree it has because the taxpayers were picking up more of the tab than it even should have.

Time to grow up and pay for your own healthcare little man.

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mmmmmbeeer

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Extending the juiced subsidies as they currently existed is completely indefensible.

Tax payer dollars were going to wealthy early retirees, wealthy families, etc, because the juiced subsidies *HAD NO INCOME LEVEL RESTRICTIONS*

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Letting the subsidies go away merely restores the original ObamaCare premium-support structure. That preserves access to subsidies for low-income populations, who already comprise 93% of the 24 million who get health insurance through the ObamaCare exchanges. The expiration will affect roughly 1.6 million current enrollees. These are the people with incomes above 400% of the federal poverty level who have been receiving subsidies that cap their premium contributions at 8.5% of income. A family of four in Arizona making $600,000, a married couple in West Virginia making $580,000, and a single individual in Vermont making $180,000 all qualify for subsidies.

Simply put, since 2021, Congress has been bribing higher-income Americans to purchase expensive ObamaCare plans by hiding the plans’ true price tags using taxpayer dollars. Premiums have increased by nearly 80% since 2014 and more than doubled since 2011. They are projected to rise another 15% to 20% next year. Despite record taxpayer spending on premium subsidies—exceeding $130 billion annually—enrollees still pay average deductibles of $5,000 and out-of-pocket maximums of $21,000 while 1 in 5 of their medical claims are denied. Without Covid-era premium subsidies, these plans would hold little appeal to consumers.

Why are ObamaCare plans so unaffordable? The inflationary provisions of the Affordable Care Act—such as the medical loss ratio, mandated “essential” benefits, community rating and premium subsidies—have inhibited insurers from offering affordable and flexible options. The law’s regulatory burdens on providers have also fueled consolidation and driven up service prices. These structural flaws have long been recognized and are a major reason why the ACA, the American Rescue Plan and the Inflation Reduction Act have all failed to gain bipartisan support.

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Hold on ..

I was in the market at the time for my own insurance after Obamacare was passed. I could not afford a bronze plan on the market. As a result, I was going to be fined 600 dollars FOR NOT HAVING a product I COULDN'T AFFORD! It was ridiculous then, and it still is

Obamacare was going to fail. Congress was repeatedly told by apolitical organizations it would fail, but it was the closest to single payer or , "medicaid for all" that they could get at the time. Not a single Republican vote

Democrats are the ones who increased the subsidies in the first place!!

Then, they shut down the government because health care costs are exploding, trying to force the Republicans to extend what the Democrats had set to expire anyways! Total joke ..

Here's the kicker..

Even if the subsidies were to be extended, that money would go where? You guessed it! The insurance companies! Without any concrete proof that the insurance companies would lower costs anyways! It's a continued handout to the insurance companies!

Now, because trump is president, and orange man bad, the Dems are blaming Trump for Obama's signature law being a failure and the expiration of subsidies set by Democrats! Zero Republican votes!

But what's the plan from the Republican party that we haven't heard about? How about the federal government gets out of the insurance industry, which is rich, because all they do is pay the companies who are ripping people off left and right!

As for the Dems, they can't even agree on single payer because moderate Dems know it would be a catastrophic failure . Much worse than what is occuring now.

For those that would like to see the Dems healthcare plan operated at the state level, they've tried it.


There's fewer than a million people in vermont. It has some of the most stable demographics in the country. They tried to do it, but the cost was too much, for too many people.

vermont struggles with the cost

Mine stayed exactly the same. 2 dollar difference.

Because it’s a scam. Nothing about it is insurance. It’s to make profits for corporations. Even the medical and allied health fields suffer because of it. Managed care was the ruination of medicine.

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The democrats signed into law in 2021 a bill that provided temporary “juiced” subsidies that would expire after the pandemic ended. The democrats chose 2025 as the expiration year. How is this the fault of the republicans?

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Sure, then vote the Democrat in the White House and the ones with a majority in Congress out of office….