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re: Maternity leave question

Posted on 9/4/19 at 10:28 am to
Posted by Evil Little Thing
Member since Jul 2013
11592 posts
Posted on 9/4/19 at 10:28 am to
If she’s taking unpaid leave, she (at a minimum) will still need to pay her portion of the premium that is normally deducted from her check. Some employers require you to pay the full premium (employee + employer portion) if you take unpaid leave.
Posted by 0
Member since Aug 2011
17472 posts
Posted on 9/4/19 at 10:50 am to
Is she taking an extended leave or the allotted time for maternity leave? I know when my wife had our kids she was given 6 weeks of leave and had the option to stay out longer but would have to cover the insurance premiums out of pocket.
Posted by 610man
Louisiana
Member since Jun 2005
8201 posts
Posted on 9/4/19 at 11:03 am to
I am not really sure what the company's exact policy is, she took 12 weeks last time and we did not have to pay anything out of pocket. She is taking 12 this time and we are being told we have to pay.
Posted by notiger1997
Metairie
Member since May 2009
61274 posts
Posted on 9/4/19 at 11:06 am to
Damn I'm glad I don't work for a shitty company.

The women who work here get 16 weeks paid leave. The husbands get 6 weeks.
I will say I would feel guilty as all hell leaving my team to cover my slack if I took 6 weeks off to stay home with my wife, but I'm long past the days of us having kids.
Posted by 610man
Louisiana
Member since Jun 2005
8201 posts
Posted on 9/4/19 at 11:13 am to
This company is a complete shite show, she gets paid well, but shite like this with hr department always happens. Not paying over time, not properly applying pto time, always some sort of frick up.
Posted by notiger1997
Metairie
Member since May 2009
61274 posts
Posted on 9/4/19 at 11:15 am to
Damn. They are going to be in trouble for stuff like that.
This post was edited on 9/4/19 at 11:22 am
Posted by lsu13lsu
Member since Jan 2008
11765 posts
Posted on 9/4/19 at 11:19 am to
quote:

My wife is a speech therapist, the hr department at her work, which is a complete shite show, just sent her an email and asked her how she was going to pay for her benefits while she was out. This seems like bullshite to me, they should pay for that correct? She is not an independent contractor. Also, for her last pregnancy, this was never brought up. I am thinking this hr person has no clue what they are doing.


She is either taking Short-Term Disability or unpaid leave on top of her Paid Time Off. When you do that then she owes for her benefits during that time period.

This is extremely common in at least Louisiana.
Posted by lsu13lsu
Member since Jan 2008
11765 posts
Posted on 9/4/19 at 11:19 am to
quote:

I am not really sure what the company's exact policy is, she took 12 weeks last time and we did not have to pay anything out of pocket. She is taking 12 this time and we are being told we have to pay.



She must not have 12 weeks of Paid Time Off accrued this time.
Posted by Coon
La 56 Southbound
Member since Feb 2005
18563 posts
Posted on 9/4/19 at 11:23 am to
Is it’s possible last time she paid with vacation or pto time? That’s what we for our last one. Whatever we owed she just got paid for vacation hours that equates to that and they kept it all as the deduction.
Posted by 610man
Louisiana
Member since Jun 2005
8201 posts
Posted on 9/4/19 at 11:27 am to
She used short term disability last time and this time. Used up all pto time, and then when that runs out, short term picks up from there.
Posted by Evil Little Thing
Member since Jul 2013
11592 posts
Posted on 9/4/19 at 11:29 am to
Is short term disability paid by a third party company, rather than directly through her employer?
Posted by baldona
Florida
Member since Feb 2016
23316 posts
Posted on 9/4/19 at 11:29 am to
quote:

She must not have 12 weeks of Paid Time Off accrued this time.


This. OP you are a little clueless here too.

The last time she likely had 12 weeks of PTO or another form of time to pay her benefits.

Here’s what you do Op, if she has say 6 weeks of PTO but is taking 12 weeks off then you take 1 week of PtO, then one week unpaid, one week of PtO, one week unpaid...

That way she gets enough of a paycheck to cover her portion of the benefits package. As opposed to taking 6 weeks of PTO then 6 weeks unpaid.
Posted by 610man
Louisiana
Member since Jun 2005
8201 posts
Posted on 9/4/19 at 11:30 am to
She uses Aflac, she pays it out of her check
This post was edited on 9/4/19 at 11:31 am
Posted by Evil Little Thing
Member since Jul 2013
11592 posts
Posted on 9/4/19 at 11:31 am to
My question was if Aflac pays her directly while she’s on leave (vs it coming from her company). If so, that’s probably why she has to make arrangements to pay her premiums. If Aflac is paying her directly, the employer can’t deduct it from her payment.

If she had PTO last time, they would’ve deducted premiums from that.

I don’t have short term disability, so I don’t know exactly how it pays out.
This post was edited on 9/4/19 at 11:33 am
Posted by 610man
Louisiana
Member since Jun 2005
8201 posts
Posted on 9/4/19 at 11:34 am to
Doesn't have 12 weeks this time, didn't last time either. Whole thing is a shite show. Aflac pays directly.
This post was edited on 9/4/19 at 11:35 am
Posted by Evil Little Thing
Member since Jul 2013
11592 posts
Posted on 9/4/19 at 11:36 am to
Yeah, she needs to talk to her employer. It’s a super common policy (paying premiums while on leave, one way or another).

Congrats, btw!
Posted by Slingin Pickle
Fancy side of the North Shore
Member since Jun 2008
3041 posts
Posted on 9/4/19 at 11:38 am to
Thanks Obama
Posted by cthomp31
Member since Sep 2012
22 posts
Posted on 9/4/19 at 11:55 am to
My wife and I went through the same thing. A few weeks before she went on bed rest they (HR) informed her that we would have to cover her insurance payments while she was on leave. HR did tell her that while she was still working she could take out double the amount that comes out of her check to cover some of the payments while she was out. Of course it only covered about 4 weeks after she used all of her PTO etc. Had they told us this sooner we probably could have had all 12 weeks covered. The rest we paid out of pocket from her short term disability. It sucked.
Posted by Rhio
Lake Charles
Member since Dec 2013
1423 posts
Posted on 9/4/19 at 12:02 pm to
If the company is as much a shite show as you say, there was probably a change in policy that was sent out in a mass email, and that she basically had to accept the change if she wanted to stay employed.

She very well could have no memory of this, but the ones at the top have all their bases covered.
Posted by 610man
Louisiana
Member since Jun 2005
8201 posts
Posted on 9/4/19 at 12:09 pm to
I anticipate the same thing here, only odd thing is last time, we didn't pay anything. She did not have 12 weeks of pto time built up, probably not even 2 weeks, and we didn't have to pay a dime. No idea, but I am sure it will not work in our favor.
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