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re: Married men , could you live by yourself on 35k a year?

Posted on 6/29/16 at 10:19 am to
Posted by lsupride87
Member since Dec 2007
111389 posts
Posted on 6/29/16 at 10:19 am to
quote:

When I graduated from college in 2000 I made 47K
Equivalent to $65,600 today...... So you are almost doubling the OPs parameter
This post was edited on 6/29/16 at 10:20 am
Posted by logjamming
Member since Feb 2014
8313 posts
Posted on 6/29/16 at 10:20 am to
quote:

It doesn't


So why do you keep insisting that this is the standard for the discussion? Are you retarded or just a trolling cocksucker?
This post was edited on 6/29/16 at 10:21 am
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 10:21 am to
quote:

You, most assuredly, could own a home on $35k by yourself

My nanny's note on her house is like $400/month

She just lives in a rural community


When'd she buy it? What is it's value now? Could she buy it for that cheap today?

I don't give a shite about what you could do decades ago. We're talking about today.
Posted by Salmon
I helped draft the email
Member since Feb 2008
86176 posts
Posted on 6/29/16 at 10:21 am to
quote:

When'd she buy it? What is it's value now? Could she buy it for that cheap today?


last year

its a cute house too, not a shack

you seem really out of touch with house cheap 90% of LA is
This post was edited on 6/29/16 at 10:23 am
Posted by marie antoinette
Member since Nov 2007
6012 posts
Posted on 6/29/16 at 10:22 am to
We're currently living off of one small non-profit salary, own our home, continue to pay my student loans and have a baby.

We've had to make major cuts in our expenses and eat 95% of our meals at home. It's definitely doable. We're very happy and find things to do that are free for us to enjoy. We have health insurance through my job. Can't complain about anything.
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 10:22 am to
quote:

So why do you keep insisting that this is the standard for the discussion?


because other people brought it up and it's more possible than the Op's scenario of having a house by yourself and saving.

quote:

Are you retarded or just a trolling cocksucker?



You sure are angry.
Posted by lsupride87
Member since Dec 2007
111389 posts
Posted on 6/29/16 at 10:22 am to
lnchbox is absolutely right in this thread, unfortunately
Posted by Miller Lite Fan
Member since May 2015
321 posts
Posted on 6/29/16 at 10:23 am to
quote:

could you live by yourself on 35k a year?
absolutely. And be fairly comfortable
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 10:23 am to
quote:

last year


I'm assuming that insurance and tax is factored in. We're not counting $60k houses in this discussion.
Posted by Salmon
I helped draft the email
Member since Feb 2008
86176 posts
Posted on 6/29/16 at 10:24 am to
quote:

We're not counting $60k houses in this discussion.


why not?

a $60k house in rural LA is a decent house

Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80686 posts
Posted on 6/29/16 at 10:24 am to
quote:

$750 house note (small house remember your by yourself)
$80 electricity
$50 for live stream tv
$200 savings
$300 play money
$200 miscellaneous bills


Car?
Car insurance?
Groceries?
Posted by LSU fan 246
Member since Oct 2005
90567 posts
Posted on 6/29/16 at 10:25 am to
This thread is all over the place. The back and forth is funny


quote:



I went to 2-3 LSU games a year , a couple of music festivals a year, trips back home to visit the parents, etc.

Also took random Road trips to Austin, Florida, Chicago.


This for instance is really vague and doesn't prove much.

Lsu games can be really cheap. Most games I can't give away tickets so tickets can be super cheap. Most people stay at a friend's house or just drive back home, which is cheap.

Music festivals are usually with a group so the hotel is really cheap. Tickets are the only pricey thing unless you're slamming beers the whole time at $6.

Going home to see parents. Well besides transportation, everything should cost pretty much nothing.



This thread is full of making points on both sides and leaving out very important details
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 10:25 am to
quote:

why not?


Does OP live in bumfrick?

So now this thread has become I could totally do it if I got to keep all the stuff for my hobbies I already bought, lived out in bumfrick, and had no emergencies come up.
Posted by lsupride87
Member since Dec 2007
111389 posts
Posted on 6/29/16 at 10:27 am to
So we are looking at 1,964 take home a month assuming you are saving for retirement.



$750 a month in rent(that is on the cheap end)
$200 a month car note(vrey cheap)
$100 cable/internet
$75 cell phone
$100 utilities
$75 car insurance
$250 groceries
$100 a month gas

these are low end estimates BTW, most likely you will be spending more

So before spending a dime on any entertainment or eating out, you are left with only $314 a month. Yes, it is a plenty livable wage. But you arent coming close do "doing whatever you want" or "living like a king."

Unless whatever you want means nothing or you are the king of Sudan
This post was edited on 6/29/16 at 10:29 am
Posted by Salmon
I helped draft the email
Member since Feb 2008
86176 posts
Posted on 6/29/16 at 10:27 am to
quote:

Does OP live in bumfrick?


no clue

you just said that no one could own a home and save on that salary

I just said that plenty of people can and do, they just don't live in cities

are we now putting certain stipulations on this debate? do we have to live in cities?



Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 10:28 am to
quote:

So before spending a dime on any entertainment or eating out, you are left with only $414 a month. Yes, it is a plenty livable wage. But you arent coming close do "doing whatever you want" or "living like a king."

Unless you whatever you want means nothing or you are the king of Sudan





Don't bother. Apparently the OT is full of ballers AND people that can ball on no money.
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
299181 posts
Posted on 6/29/16 at 10:29 am to
quote:

But you arent coming close do "doing whatever you want" or "living like a king."


Very few ever do this. Most people, whether they make 150k or 50k are in the same damn rat race.
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 10:29 am to
quote:

you just said that no one could own a home and save on that salary


You still won't be saving much of anything on that salary with that note. Not to mention that you'll be spending way more in gas to drive to your job. But let me guess, the job will also be in bumfrick?
Posted by lsupride87
Member since Dec 2007
111389 posts
Posted on 6/29/16 at 10:31 am to
quote:

I just said that plenty of people can and do, they just don't live in cities
Man I really dont see how one could own a home and save on 35k. I really dont.

If you own a 100k(which is damn near impossible to find to start) house the monthly payement in total will be around $850-$1000 a month. That is half of your take home pay
This post was edited on 6/29/16 at 10:32 am
Posted by Salmon
I helped draft the email
Member since Feb 2008
86176 posts
Posted on 6/29/16 at 10:32 am to
quote:

You still won't be saving much of anything on that salary with that note.


$100/month is better than nothing...or maybe they are really frugal and can save more

quote:

But let me guess, the job will also be in bumfrick?


in this case it isn't, but sometimes it is

is that not allowed either?

I currently spend less than $100/month on gas because I live 3 miles from work and ride my bike a lot the time...is that not allowed?

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