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re: Least and most you've ever had in your checking account?

Posted on 3/3/14 at 8:58 pm to
Posted by southernelite
Dallas
Member since Sep 2009
53180 posts
Posted on 3/3/14 at 8:58 pm to
Money market funds for that kind of money
Posted by rondo
Worst. Poster. Evar.
Member since Jan 2004
77416 posts
Posted on 3/3/14 at 8:59 pm to
1400 bitcoin
Posted by weedGOKU666
THE 'COLA
Member since Jan 2013
3737 posts
Posted on 3/3/14 at 8:59 pm to
lol if you actually keep a significant amount of money in a checking account
Posted by Chillini
Member since Sep 2012
3153 posts
Posted on 3/3/14 at 8:59 pm to
quote:

Seriously. Regardless of amount, any surplus cash that isn't doing work for you is pointless.

Technically speaking you are correct. However, with rates as low as they currently are there is little option without tying the funds up for a period of time. Savings doesn't pay enough to keep funds versus a checking. Interest checking accounts or money markets earn about the same interest rate as a savings unless you have 100k or so.

Not much for options unless you can do without the funds for a period of time.
Posted by absolute692
US of A, MFer
Member since Feb 2007
3966 posts
Posted on 3/3/14 at 9:02 pm to
quote:

why the frick would I keep $44k in my checking account?


I was at a bar in BR using the ATM one time. The receipt that was left in the ATM had something like $280k in the checking account.

I couldn't help but think how stupid it would be to not have that in some sort of investment account, then I realized his investment account probably had a lot more.

This was at a realitively shitty bar in BR also.
Posted by Chillini
Member since Sep 2012
3153 posts
Posted on 3/3/14 at 9:03 pm to
Nobody needs instant access to 280k.
Posted by southernelite
Dallas
Member since Sep 2009
53180 posts
Posted on 3/3/14 at 9:05 pm to
Degenerative high stakes gambler, maybe?
Posted by Chillini
Member since Sep 2012
3153 posts
Posted on 3/3/14 at 9:09 pm to
quote:

Degenerative high stakes gambler, maybe?

Possible. More likely is some ignorant low life that lucked into an inheritance and will have it all blown by Thanksgiving.
Posted by LouisianaLady
Member since Mar 2009
81327 posts
Posted on 3/3/14 at 9:10 pm to
quote:

Senior in college is the fricking worst. You're about over the college life and ready for a big boy job, but you have to finish your degree. So, you're just kind of hanging out, broke as shite, waiting to gtfo and start your job. Or at least that's what most of my senior year was like.


Current senior. Can confirm.

Worst part is my capstone class requires service work. Like.. A lot of it. So I have a job where I don't get paid.. Plus school.. So I only work 20 or so hours a week. Sooooo poor.
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43030 posts
Posted on 3/3/14 at 9:23 pm to
Least = -$900 b/c some stripper hit me up for a $700 tip

Most = $37k buying a truck and got paid a day before
Posted by rsbd
banks of the Mississippi
Member since Jan 2007
22208 posts
Posted on 3/3/14 at 9:24 pm to
Business account

-2500

98,500
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 3/3/14 at 9:24 pm to
Posted by SaintCajun
Pacific Northwest
Member since Apr 2012
4294 posts
Posted on 3/3/14 at 9:25 pm to
Least: $0.01
Most: $5k
Posted by chesty
Flap City C.C.
Member since Oct 2012
12731 posts
Posted on 3/3/14 at 9:26 pm to
been negative
Posted by Rebel
Graceland
Member since Jan 2005
131594 posts
Posted on 3/3/14 at 9:28 pm to
1) why do people think it's ok to ask about someone's personal finances?

2) why do some people actually respond?

3) which group is worse?
Posted by tduecen
Member since Nov 2006
161244 posts
Posted on 3/3/14 at 9:31 pm to
I'm still winning
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 3/3/14 at 9:31 pm to
The least? True story - my bank once told me I had negative $999,999,976.82

I'd lost my checkbook and back in those days the way they put a hold on an account was to fill it with negative nine's all the way across. And I'd made a small deposit since then.

A week later I got some mail saying I was overdrawn almost a billion dollars.

I went down to the branch and got it straightened out. Told the teller than if I'd really overdrawn that much money I'd be on a beach somewhere they couldn't find me.
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 3/3/14 at 9:44 pm to
It's all entertaining .. But group 2, with their exaggeration over income, lifestyle, ACT score, college degrees, college offers, high school sports accomplishments, 40 times, 92 MPH fastballs, and ability to dunk a basketball, despite 6'0" or less vaillaness, etc. continue to amaze and entertain ..
Posted by Jcrew
Gulf coast
Member since Aug 2012
990 posts
Posted on 3/3/14 at 9:48 pm to
Least: very close to zero

Most: a crapload after selling a house and making a fat profit, which is now back into a new house
Posted by tgrbaitn08
Member since Dec 2007
146214 posts
Posted on 3/3/14 at 9:49 pm to
i wanna say after Katrina at one point I had approx $200k in my checking account.
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