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re: Is it Really That Bad Out There?

Posted on 8/20/24 at 10:41 am to
Posted by slacker130
Your mom
Member since Jul 2010
8931 posts
Posted on 8/20/24 at 10:41 am to
quote:

Disabled presumes that they don't work. So, if they are driving a $100K vehicle, then we most likely paid for it. Well...... not us technically. More like our great grandchildren paid for it.


I know quite a few vets with disability ratings from 50% to 100%. Every single one has a job making $90k+ after retirement. No one doesn't work.

Heck, one was just in my office, just started a new job after retirement last month. He wouldn't have to work because his wife is a Doctor and makes bank. He just bought a brand new GMC 2500 yesterday and has a $75k bass boat. If he puts a DAV tag on it, I'll send a pic so y'all can rage.
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
30025 posts
Posted on 8/20/24 at 10:45 am to
quote:

Disabled presumes that they don't work.


One of my partners is disabled and he pays more in Federal income tax in a year than 10 average Americans make in a year. While certainly the exception blanket statements are usually wrong. Never and always are the bane of the English language.
Posted by North Dallas Tiger
United States of America
Member since Mar 2024
13008 posts
Posted on 8/20/24 at 10:49 am to
quote:

Never and always are the bane of the English language.
Add the word "may" for some wiggle room
Posted by biglego
San Francisco
Member since Nov 2007
83094 posts
Posted on 8/20/24 at 10:50 am to
Blows my mind too. And these people are the ones keeping these prices inflated.
Posted by biglego
San Francisco
Member since Nov 2007
83094 posts
Posted on 8/20/24 at 10:56 am to
quote:

I paid 32k for it in 2017. MSRP was more like 42, but everyone got 10k off sticker at that time.


I miss those 2017 days when a brand new F150 XLT 4x4 was low $30s. The memory of that time which seems not too long ago has made it impossible to accept current prices.
Posted by MC5601
Tyler, Texas
Member since Jan 2010
4211 posts
Posted on 8/20/24 at 10:56 am to
It truly is crazy. I make just over 6 figures, single, and have a $750 truck payment that my company pays 70% of as I drive for work. I live in a 1 bedroom 560 square foot apartment in Dallas and put 20% of income or so in my retirement accounts. Pre Covid I had the same income and could save about $15k a year and now am living paycheck to paycheck. No idea how all these people do it unless they have 0 savings for retirement
This post was edited on 8/20/24 at 10:58 am
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53076 posts
Posted on 8/20/24 at 10:58 am to
quote:

The memory of that time which seems not too long ago has made it impossible to accept current prices.

Yep. I realize prices go up over time, but it's tough to swallow that type of increase. I'm just going to keep mine running as long as possible, hopefully until all the kids are mostly off the payroll.

I see XL work trucks for damn near 50k sometimes now.
This post was edited on 8/20/24 at 11:03 am
Posted by Jimbeaux
Member since Sep 2003
21342 posts
Posted on 8/20/24 at 11:06 am to
quote:

You’re talking to the same board that buys their ole’ lady a new Navigator in cash but balks at chicken tender prices


The same people or the same “board”?

You do realize that there are actual individuals with different circumstances and different opinions and ideas on a message board?

Although it seems there is unanimity on a message board, it only seems that way. 5 outspoken posters on a topic will keep those with differing opinions from speaking up.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
135842 posts
Posted on 8/20/24 at 11:45 am to
You can watch youtube videos of dealer lots with these $70K plus trucks and SUV's sitting.


Dodge and it's ownership is in serious trouble right now. And they just announced they are getting rid of their classic pickup which was their most affordable.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
31532 posts
Posted on 8/20/24 at 1:24 pm to
quote:

What’s your point? And how is doing this relevant to my point?

That because “starter homes” haven’t been built in any decent number for the last several decades, I can next to guarantee that the “below the median” home you like to think you were so humble to get is likely more expensive today, even when accounting for inflation, than it was when you purchased it twenty years newer/nicer.

And in going through that exercise, I was hoping you would see that it’s a bit more complicated than “stop being so stuck up lol”.
Posted by TigerBait2008
Boulder,CO
Member since Jun 2008
38060 posts
Posted on 8/20/24 at 1:32 pm to
quote:

make close to half a million a year



More fricking lies from you..
Posted by CatfishJohn
Member since Jun 2020
18957 posts
Posted on 8/20/24 at 1:34 pm to
quote:

I don’t get it either. We make a decent HH income and I feel like we never have money for anything.



Same and it's because you aren't stupid. Most of these people mentioned in the OP don't have money for anything either, but still buy these things.
Posted by CatfishJohn
Member since Jun 2020
18957 posts
Posted on 8/20/24 at 1:39 pm to
quote:

school begging for away to pay less every month (i thought people pay by the year?)..


I certainly don't beg to pay less, but I pay monthly. The school doesn't charge interest and I make money on the money I hold. Silly to pay all at once in my mind in that scenario.

Also my kids' school lets us pay tuition with credit cards (which we then pay off immediately). The points are niiiiice.

Posted by CatfishJohn
Member since Jun 2020
18957 posts
Posted on 8/20/24 at 1:43 pm to
quote:

Half of this board, probably more really, owns 60k+ pickup trucks that get shitty gas mileage that they use for no other reason than to drive from home to work everyday. Yet nearly everyone of them will tell you that they absolutely need that lifted F250 for the nine times a year they have to drive on the gravel road to hunting camp so they can shoot a deer under a corn feeder from a heated stand with wifi.



Posted by CatfishJohn
Member since Jun 2020
18957 posts
Posted on 8/20/24 at 1:49 pm to
quote:

1 in 22 Americans are millionaires so it holds


Millionaires in terms of all assets (incl. homes)? Or millionaires in terms of liquidity? I would doubt the latter.

I'm technically a millionaire if we go by the former and I absolutely fricking dread my wife's $600 car payment and feel like I'm going broke at the grocery store half the time

Posted by RedlandsTiger
Greenwell Springs, LA
Member since Jan 2008
3125 posts
Posted on 8/20/24 at 1:52 pm to
quote:

We started sending our kids to public school so my wife could get the new Grand Wagoneer.


I hope you live in St. George. BR schools are horrible.
Posted by LSUSLU106
Member since Mar 2015
694 posts
Posted on 8/20/24 at 1:53 pm to
Its the grocery store that is kicking the budget hard right now
Posted by CatfishJohn
Member since Jun 2020
18957 posts
Posted on 8/20/24 at 2:00 pm to
quote:

Its the grocery store that is kicking the budget hard right now



Insanity.

I can't really trend my spend effectively because we've periodically added kids. But my guess would be the exact same groceries are at least 50% higher than they were 5 years ago. 2019 was the last great year and the last real season of college football.
Posted by xBirdx
Member since Sep 2018
2306 posts
Posted on 8/21/24 at 12:35 pm to
What do you do?

Just curious…
Posted by Spaceman Spiff
Savannah
Member since Sep 2012
19969 posts
Posted on 8/21/24 at 12:51 pm to
quote:

My trick for vehicles is drive mine until it dies and by off lease low mileage nice suv's...'13 silverado and '19 gle with 25k miles


08 Tacoma and 11 Tahoe here. Garage kept and in excellent shape. When it comes time, I'll just drop a new engine in them and go.
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