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Message

Is dental insurance worth it?
Posted on 6/29/15 at 8:01 pm
Posted on 6/29/15 at 8:01 pm
I am not suggesting not going to the dentist, but I am paying through Delta Dental $55/month. It pays 100% for two visits a year and then a major bulk for other operations (which I never need). What may be a better option for a single guy trying to save a few bucks?
Posted on 6/29/15 at 8:03 pm to rpg37
Seems steep. I think I pay $10-$15 a month for Delta but I'm glad I have it
Posted on 6/29/15 at 8:05 pm to rpg37
quote:
What may be a better option for a single guy trying to save a few bucks?
Teeth and a nice smile are very important for a single guy.
I'd shop around at that price though.
Posted on 6/29/15 at 8:10 pm to HoustonChick86
Thanks. I just didn't know what normal price tags were. I could see this price tag making sense with bad teeth and constantly having surgeries, but not for routine cleanups.
Posted on 6/29/15 at 8:14 pm to rpg37
do u have nasty snaggle teeth with cavities?
Posted on 6/29/15 at 8:21 pm to rpg37
Just let your teeth rot away and buy dentures. Its cheaper and less maintenance in the long run
Posted on 6/29/15 at 8:23 pm to rpg37
I pay $10 twice per month for family of 7. Covers 2 regular visite per year each person and no deductible. So for me well worth it.
Posted on 6/29/15 at 8:53 pm to rpg37
I pay $14 a month and it's worth it. Two free cleanings per year for everyone covered (MetLife).
This post was edited on 6/29/15 at 8:54 pm
Posted on 6/29/15 at 8:57 pm to rpg37
quote:
I am not suggesting not going to the dentist, but I am paying through Delta Dental $55/month. It pays 100% for two visits a year and then a major bulk for other operations (which I never need). What may be a better option for a single guy trying to save a few bucks?
Dental insurance is worth it if someone is paying it for you. If you are paying this yourself, brush/floss as recommended, have a reasonable diet (you don't gargle with Mt. Dew) and don't have a history of tooth decay, then you are paying too much.
You would be better off, taking those dollars and putting them in a savings account dedicated to pay for dental costs. Just don't change your current habits and oral hygiene or don't have a traumatic injury in the first few years of doing it this way
Good luck.
Posted on 6/29/15 at 9:01 pm to The Mick
quote:
for family of 7.
Two more and you have a baseball team
Posted on 6/29/15 at 9:01 pm to rpg37
I pay $2.43 a week for essentially the same coverage
Posted on 6/29/15 at 9:04 pm to rpg37
I have not found mine to be worth it, and I don't pay nearly that much.
however, if I were prone to cavities, it would probably pay off for me...
ETA: ruzil has checked in, so pretty much disregard anything that anyone else has posted...
however, if I were prone to cavities, it would probably pay off for me...
ETA: ruzil has checked in, so pretty much disregard anything that anyone else has posted...
This post was edited on 6/29/15 at 9:05 pm
Posted on 6/29/15 at 9:06 pm to rpg37
I have delta dental through my employer and I pay about $15/mo.
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