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Started By
Message
re: Insurance claim question
Posted on 3/8/16 at 2:48 pm to McCaigBro69
Posted on 3/8/16 at 2:48 pm to McCaigBro69
Were the truck nuts damaged?
1
Posted on 3/8/16 at 2:49 pm to Chad504boy
Sidebar:
Ditching Safeco, going w/ Progressive. $650 less per year.
Ditching Safeco, going w/ Progressive. $650 less per year.
Posted on 3/8/16 at 2:52 pm to ksayetiger
quote:
Were the truck nuts damaged?
Fortunately, no. I take them off every time I get home so I can wax them before I go to sleep.
Will my insurance rates go up if a comprehensive claim is made?
Posted on 3/8/16 at 3:22 pm to 7thWardTiger
quote:
When you go to meet with the body shops about the damage, mention that you're deductible is $501.00 and see if you can get one of them to build that back into their estimates and refund you the money later.
And then go to jail for fraud! Yaaaaaaay!
Posted on 3/8/16 at 3:23 pm to N2cars
quote:
Ditching Safeco, going w/ Progressive. $650 less per year.
Dude, get you some real coverage.
Posted on 3/8/16 at 3:24 pm to Artie Rome
I figure even if they don't fully pay claims either, they're cheaper, so eff it.
Posted on 3/8/16 at 3:34 pm to N2cars
quote:
Will my insurance rates go up if a comprehensive claim is made
Claims for damages caused by natural events typically are not held against you, since they are unforeseeable and out of your control. But you should check with your insurer to be certain.
Posted on 3/8/16 at 3:36 pm to McCaigBro69
quote:
Will my insurance rates go up if a comprehensive claim is made?
No. Your premium will only increase for at fault losses or repetitive losses.
You'd be surprised how many times a person can file a roadside assistance claim in one year. Normally they will just drop that coverage and not increase the premium.
Posted on 3/8/16 at 3:37 pm to 7thWardTiger
quote:
When you go to meet with the body shops about the damage, mention that you're deductible is $501.00 and see if you can get one of them to build that back into their estimates and refund you the money later.
I hope this is a joke or sarcasm.
Posted on 3/8/16 at 3:43 pm to N2cars
quote:
Ditching Safeco, going w/ Progressive. $650 less per year.
Good luck. 6 month policy. no thanks. No Free glass replacement, no thanks. you comparing to safeco's pay in full price? i wouldn't have done it...
Posted on 3/8/16 at 4:11 pm to Chad504boy
0 glass deductible.
I will check the other things.
I will check the other things.
Posted on 3/8/16 at 4:33 pm to DCtiger1
quote:
You'd be surprised how many times a person can file a roadside assistance claim in one year. Normally they will just drop that coverage and not increase the premium.
Okay sweet. I've had Geico for about a year now and have made zero claims and haven't made a claim on any insurance since I was 17 (25 now) so that works well.
Posted on 3/8/16 at 4:35 pm to McCaigBro69
quote:
Geico
They seem to move fairly quickly.
Good luck with dealing with this.
Posted on 3/8/16 at 4:37 pm to N2cars
quote:
Good luck with dealing with this
Thanks! Also, thanks for anyone who has given me advice.
Posted on 3/8/16 at 4:39 pm to McCaigBro69
Chad is the man.
I'm already nervous about what he said.
I'm already nervous about what he said.
Posted on 3/8/16 at 4:58 pm to CaptainsWafer
quote:
That's insurance fraud.
All insurance is a fraud!
Life insurance is you betting the insurance company you are going to die and they are betting you that you are going to live.
In order for you to win, you have to die.
Posted on 3/8/16 at 5:00 pm to N2cars
And the same people who tell you to do stuff like that are the ones carrying minimal limits yet they hire attorneys every chance they can.
Posted on 3/8/16 at 5:05 pm to CaptainsWafer
It is bullshite, all of it. Insurance companies think all their claimants are crooks.
I don't like Safeco insinuating I'm trying to screw them out of alignment on a car with 5,000 miles on it. I paid my deductible, I will collect on the last supplement and I'll move my $7K annual premium to Progressive.
I'm sure Chad's right, overall Safeco may be a better company, but I'll be damned if I'll pay 'em another nickel.
I don't like Safeco insinuating I'm trying to screw them out of alignment on a car with 5,000 miles on it. I paid my deductible, I will collect on the last supplement and I'll move my $7K annual premium to Progressive.
I'm sure Chad's right, overall Safeco may be a better company, but I'll be damned if I'll pay 'em another nickel.
Posted on 3/8/16 at 5:08 pm to N2cars
And every claimant thinks insurance companies are crooks. My favorite commercials to hate right now are the Liberty mutual ones where the people are wrecking their own cars (hydroplaning into a ditch, running into a tree and totaling a car) and birching because their rates are increasing. Well yea you just destroyed a $40,000 car and you've paid $749 in premium.
Posted on 3/8/16 at 5:14 pm to CaptainsWafer
"Necessary evil"
If I could buy a policy with a $5K deductible, I would.
If I could buy a policy with a $5K deductible, I would.
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