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re: HVAC - Financing

Posted on 8/27/23 at 7:37 pm to
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
66763 posts
Posted on 8/27/23 at 7:37 pm to
Dude you can spend that much just on the condenser unit if you want the best.

Shits high
Posted by Porter Osborne Jr
Member since Sep 2012
40054 posts
Posted on 8/27/23 at 7:41 pm to
Damn, mine are 6 and 10 years old. Hopefully, they can hold on for a long time.
Posted by Shanegolang
Denham Springs, La
Member since Sep 2015
3488 posts
Posted on 8/27/23 at 7:51 pm to
DRock88, where do you live? State is fine.
Posted by baldona
Florida
Member since Feb 2016
20503 posts
Posted on 8/27/23 at 7:55 pm to
quote:

Most places have 0% interest financing, you'd actually be stupid not to take advantage of a free loan.


I didn’t read all the replies so im assuming someone else said this, but if you offer cash the purchase price can be considerably less.
Posted by Relham10
Ridge
Member since Jan 2013
15700 posts
Posted on 8/27/23 at 7:56 pm to
A friend did. Idk the terms or conditions but i know he did or at least thats what he told me.
Posted by AubieinNC2009
Mountain NC
Member since Dec 2018
4970 posts
Posted on 8/27/23 at 8:30 pm to
quote:

. Then, after you agree to a price, bring out the 0% interest offer


Just have to make sure its paid off by the offer time frame. I just did it but my company only had 1 year interest free (I had the money but better to finance it) and if you didnt pay it off before that time frame you were hit with 17% interest. This is where they get people. You are not going to get anything finance for free but they know some people will not be able to pay it and they get all the interest.
Posted by ShermanTxTiger
Broussard, La
Member since Oct 2007
10889 posts
Posted on 9/1/23 at 3:22 pm to
quote:

Nothing is free. The AC company is raising their price to pay for the financing fee. Mine quoted 15K financed, 12K cash.


My offer was same as cash. It was 28 years ago too. I wouldn't finance under the terms they offered.
Posted by SavageReb
Member since Mar 2016
293 posts
Posted on 9/1/23 at 4:44 pm to
Hell. I financed a window unit.
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