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re: How often do you overdraft?
Posted on 7/5/16 at 10:26 pm to TigersHuskers
Posted on 7/5/16 at 10:26 pm to TigersHuskers
Maybe twice when I was an idiot at 18 or 19. Haven't once in the past 20 years though. How much does a nsf cost these days? I remember it was like $25 bucks in the mid 1990's. What a waste of money.
Posted on 7/5/16 at 10:27 pm to TigersHuskers
Never as a single man lol.
Posted on 7/5/16 at 10:27 pm to TigersHuskers
For shits and giggles you should ask this thread to be moved to the Money board 

Posted on 7/5/16 at 10:29 pm to lsunurse
A bunch of billionaires over there. 

Posted on 7/5/16 at 10:30 pm to Shakita Bonita
quote:
Literally never. How poor are you son?
pretty poor. store brand food, 1,500 in credit card debt, and only about $100 in my bank accounth.
Posted on 7/5/16 at 10:30 pm to oleyeller
quote:
i dont even balance my account. I keep no receipts, nothing.
quote:
... i trust the bank too much
Same here. I could probably have $50-$100 a week in bs charges and wouldn't catch it for months. Probably should pay more attention.
Posted on 7/5/16 at 10:30 pm to TigersHuskers
I did once because the bookstore double charged me on a $500 purchase.
Posted on 7/5/16 at 10:31 pm to TigersHuskers
About once every other year. I have an OD protection account. It still makes me mad even though it costs me only $10 for the transfer.
Posted on 7/5/16 at 10:32 pm to TigersHuskers
Maybe a couple of times when I was in college, then I set up overdraft protection. If for some reason the checking balance is too low, there's an automatic transfer from my savings account. Haven't actually needed for the bank to do that in forever though.
Posted on 7/5/16 at 10:33 pm to TigersHuskers
Never. I'm not trashy.
Posted on 7/5/16 at 10:33 pm to TigersHuskers
quote:
pretty poor. store brand food, 1,500 in credit card debt, and only about $100 in my bank accounth.
And apparently a sweet lisp
May I suggest a job perhaps, hell, even a second job
Posted on 7/5/16 at 10:34 pm to TigersHuskers
The OT taught my overdrafting is trashy so I stopped doing it.
Posted on 7/5/16 at 10:34 pm to TigersHuskers
Are you a college student? Do you work?
Posted on 7/5/16 at 10:35 pm to TigersHuskers
I did about a year ago for the first time in about 10 years. I had a draft go through after I had closed an account and left a couple hundred bucks in it as a safety and the draft went through anyway.
Posted on 7/5/16 at 10:39 pm to vuvuzela
quote:
The OT taught my overdrafting is trashy so I stopped doing it.
It's not even trashy. It's just flat out stupid in most cases
Posted on 7/5/16 at 10:39 pm to TheArrogantCorndog
I work 2 jobs. I also did just buy a ring so that kinda killed my savings.
Posted on 7/5/16 at 10:40 pm to TigersHuskers
How much was the ring?
Posted on 7/5/16 at 10:41 pm to TigersHuskers
I honestly only clicked on this because I couldn't think of what overdraft meant.
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