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Posted on 2/10/16 at 2:19 pm to mailman
More than I have, especially with my IRA tanking lately... also working on a pension though.
Posted on 2/10/16 at 2:20 pm to mailman
Depends... If you're investing in a retirement then you do not need to have tons of money in the bank unless you just like having tons of money in the bank. If you have a stable job and money invested in your future then I'd say enough money to cover emergency situations is sufficient.
Posted on 2/10/16 at 2:24 pm to mailman
I'd be a millionaire if I had listened to a college buddy and bought bitcoin in 09
Posted on 2/10/16 at 2:46 pm to TJGator1215
quote:A lot of "bitcoin millionaires" have nothing to show for it. There were massive problems associated with converting bitcoins back into cash, and a lot of bitcoin exchanges ended up being massive scams, rife with embezzlement, hackings, and outright fraud. And the state of bitcoin in 2016 is even worse.
I'd be a millionaire if I had listened to a college buddy and bought bitcoin in 09
I'm not going to get into it any more than this. You probably did yourself a favor by not buying bitcoin in '09. Very few people actually got out at the right time.
Posted on 2/10/16 at 2:52 pm to Salmon
quote:
I admit I might have had slightly above average returns
Salmon is actually Bernie Madoff posting from jail.
Posted on 2/10/16 at 3:25 pm to Gradual_Stroke
quote:
These threads are never realistic or helpful and just make people feel bad
quote:
Gradual_Stroke
You hit this one on the head.
Posted on 2/10/16 at 3:49 pm to mailman
Can't take it with me, so I will blow it on hookers, purple drank and weed.
Posted on 2/10/16 at 4:24 pm to anc
quote:
By 40, you should have your Age times your salary divided by 20. By 50, you should have your age times your salary divided by 10. By 60, you should have your age times your salary divided by 5. Note, this includes retirement savings vehicles as well.
Is this counting your spouse's retirement accounts too?
Posted on 2/11/16 at 8:55 am to mailman
$1,000,000 by 60. Maybe up that to $ 1.25 due to inflation. Also depends on lifestyle, I know a few retirees who live on $2k a month have a small fully paid off house and no car loan.
Posted on 2/11/16 at 8:56 am to Teddy Ruxpin
quote:
I didn't even get out of school until I was 25 so.....
I was in graduate school until 29
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