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Started By
Message
1
Posted on 12/1/17 at 7:42 am to 50_Tiger
Didn't you say yesterday that you are less than 4 years into your job?
Why would you want that much of a burden?
Why would you want that much of a burden?
Posted on 12/1/17 at 7:43 am to ItNeverRains
Posted on 12/1/17 at 7:56 am to Displaced
quote:
Didn't you say yesterday that you are less than 4 years into your job?
Why would you want that much of a burden?
Well for starters I have a pending large raise that will hit the 1st of the new year.
Second, I pay roughly 1500 a month already.
Third, I am not buying in the next year, maybe in 2. I have about 25k saved so far on the downpayment. The new raise should help expedite that.
Posted on 12/1/17 at 7:59 am to 50_Tiger
My townhouse is like 1400 heated plus the garage.
Burbs can get you 3000 square feet and up depending on how far you go.
quote:
I want to get into as big of a house that 450k can buy
Burbs can get you 3000 square feet and up depending on how far you go.
Posted on 12/1/17 at 8:00 am to 50_Tiger
I don't know how much you're making, but if you're only ~26, why would you want to take on a $2300 mortgage payment. It just seems irresponsible imo.
Posted on 12/1/17 at 8:00 am to LSUBoo
quote:
In San Francisco, that'll get you a shipping container. Windows will cost extra.
North Dallas you can get anywhere from 2k to 3.8k sqft, according to Zillow.
Posted on 12/1/17 at 8:01 am to Displaced
quote:
I don't know how much you're making, but if you're only ~26, why would you want to take on a $2300 mortgage payment. It just seems irresponsible imo.
I am 31...
I have no other major bills.
Posted on 12/1/17 at 8:01 am to 50_Tiger
quote:
. I have about 25k saved so far on the downpayment.
Get to $100k and tell the PMI to suck it.
Posted on 12/1/17 at 8:02 am to TH03
quote:
Get to $100k and tell the PMI to suck it.
That's the plan.
Posted on 12/1/17 at 8:03 am to Displaced
quote:
why would you want to take on a $2300 mortgage payment
shite I pay that to rent a townhome.
If someone from the future could come and tell me that I'm staying in Dallas for the next 10 years, my wife and I would buy a house tomorrow.
Posted on 12/1/17 at 8:18 am to TH03
Damn TH03 looks like we made someone unhappy
Posted on 12/1/17 at 8:21 am to 50_Tiger
Oh, I'm not unhappy at all. It is just seems irresponsible imo.
Posted on 12/1/17 at 8:25 am to Displaced
3200. Me, wife, kid 50% of the time. 3 dogs and a stupid cat
Posted on 12/1/17 at 8:33 am to Displaced
Without knowing what he makes and what all of his financial obligations are, it's a bit much to say it's irresponsible. Unless you're saying buying a home at 26 (he's 31) is irresponsible all around, which would be absurd.
Posted on 12/1/17 at 8:48 am to TH03
quote:
Without knowing what he makes and what all of his financial obligations are, it's a bit much to say it's irresponsible. Unless you're saying buying a home at 26 (he's 31) is irresponsible all around, which would be absurd
My total monthly debt w/o including meals is right around 2150 a month.
My take home is roughly 4700 a month. The raise should bring it to right around 5500 a month.
I don't live with anyone and if I did you could cut that monthly debt down to right around 1400 a month.
edit: I also wanna point out what TH03 said, I am saving to avoid a PMI.
This post was edited on 12/1/17 at 8:50 am
Posted on 12/1/17 at 8:49 am to TH03
quote:
Unless you're saying buying a home at 26 (he's 31) is irresponsible all around, which would be absurd.
Not at all what I'm saying, but a young single guy (even at 31) saying he wants as big of a house as possible for $450k is irresponsible.
He said yesterday that he has been at his job less than 4 years. In Dallas, the average for an EE is ~$86k. Let's be generous and give him $100k
$450k house on that salary it pretty irresponsible imo, that's what I'm suggesting. Again it's based on my assumptions and opinions.
Although, I've built up a rather poor opinion of him based on his posts over the past few months. Let's not forget, this is the guy who thinks vacations are dumb.
Posted on 12/1/17 at 8:52 am to Displaced
quote:
Although, I've built up a rather poor opinion of him based on his posts over the past few months. Let's not forget, this is the guy who thinks vacations are dumb.
Damn you cannot let go of 2 math problems, can you?
Posted on 12/1/17 at 8:53 am to TechDawg2007
quote:
2500
Mine is roundabout this. Plenty of room
Posted on 12/1/17 at 8:55 am to 50_Tiger
quote:
My take home is roughly 4700 a month. The raise should bring it to right around 5500 a month.
I'd lower the $450k price tag.
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