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re: How many credit cards do you have?
Posted on 5/18/17 at 6:55 pm to TRUERockyTop
Posted on 5/18/17 at 6:55 pm to TRUERockyTop
quote:You obviously don't know how to use one. I have two, have had at least one for 30plus yrs and have NEVER carried a balance.
Zero. If I don't have it in the bank I don't buy it. Obviously excluding purchasing a home/car.
0
Posted on 5/18/17 at 6:55 pm to cgrand
I only have one that has a small limit and it's just to buy gas, groceries, and go out to eat.
That way, my bank info stays untouched by thieves.
I don't care if they run up a credit card. It's not real money and the card company just erases it
That way, my bank info stays untouched by thieves.
I don't care if they run up a credit card. It's not real money and the card company just erases it
Posted on 5/18/17 at 6:59 pm to Darth_Vader
quote:Neither have I. I have two in case I lose one. I can understand having a separate for business but not in excess of 3 total. In fact wanted to ask those with several, why?
I've never understood the desire to have a bunch of credit cards.
Posted on 5/18/17 at 7:09 pm to TigersHuskers
10ish
Not really sure honestly
Not really sure honestly
Posted on 5/18/17 at 7:17 pm to redstick13
I buried gold and silver. Not cash
Posted on 5/18/17 at 7:23 pm to TigersHuskers
Three pages on the OT and no Amex Black Card?!
Amex Platinum for erreday purchases, and then I have two open that I don't use.
Amex Platinum for erreday purchases, and then I have two open that I don't use.
This post was edited on 5/18/17 at 7:23 pm
Posted on 5/18/17 at 7:33 pm to TigersHuskers
11
Posted on 5/18/17 at 7:38 pm to TigersHuskers
Discover
Target
Dell
The Dell one is the only one with a balance because I just bought an Alienware.
Target
Dell
The Dell one is the only one with a balance because I just bought an Alienware.
Posted on 5/18/17 at 7:43 pm to Loungefly85
4
Amex Everyday
Chase Sapphire
Barclaycard Arrival+
Discover It
Bought Man City vs Man United tickets solely on amex reward points earlier this afternoon.
Credit card rewards are the GOAT. I almost never pay cash for anything and just pay off large purchases asap but try and keep my utilization around 10% for max score.
Amex Everyday
Chase Sapphire
Barclaycard Arrival+
Discover It
Bought Man City vs Man United tickets solely on amex reward points earlier this afternoon.
Credit card rewards are the GOAT. I almost never pay cash for anything and just pay off large purchases asap but try and keep my utilization around 10% for max score.
Posted on 5/18/17 at 7:45 pm to TRUERockyTop
quote:having a credit card doesn't stop you from doing this
Zero. If I don't have it in the bank I don't buy it. Obviously excluding purchasing a home/car.
Posted on 5/18/17 at 7:46 pm to TigersHuskers
quote:
I got 4
Posted on 5/18/17 at 7:58 pm to TigersHuskers
I have 3, but only use 2.
Posted on 5/18/17 at 8:20 pm to lsusportsman2
17. I play the points/miles game. Don't carry a balance. Will dump some after I resign up to get bonuses in the near future.
Posted on 5/18/17 at 8:21 pm to TRUERockyTop
quote:
Zero. If I don't have it in the bank I don't buy it. Obviously excluding purchasing a home/car.
That's just not smart
Posted on 5/18/17 at 8:39 pm to TigersHuskers
4 Amex
1 Discover
1 Cap One
2 Chase
Amex Platinum is my main go to and travel based card, and I rotate the others based on rewards.. Always pay in full prior to statement cut date. I'll never use a debit card again.
1 Discover
1 Cap One
2 Chase
Amex Platinum is my main go to and travel based card, and I rotate the others based on rewards.. Always pay in full prior to statement cut date. I'll never use a debit card again.
This post was edited on 5/18/17 at 8:41 pm
Posted on 5/18/17 at 8:43 pm to TigersHuskers
One, and we only have it for emergencies until student loans are paid off.
Posted on 5/18/17 at 8:49 pm to Geauxtiga
Perks and points man. Free money. Just from switching cards to get the bonus sign up offers I accrued over $3000 in points and miles for travel in 1 year with 4 cards. That's rookie numbers compared to real credit card churning. I NEVER carry a balance and treat them the same as a debit card. The increase in overall credit limit and lines of credit make up for the minor dings when opening multiple a year and my credit score is high 700s.
Posted on 5/18/17 at 8:49 pm to Three-n-Snout
I keep going back and fourth on the AMEX plat. Hard to justify $450 a year but when I get the 100k point offer it's hard to throw away
Posted on 5/18/17 at 8:52 pm to TigersHuskers
Two in my wallet. Plus one I never used so they stopped sending me new ones but its still on my credit report.
Posted on 5/18/17 at 8:52 pm to Esquire
To all the posters saying zero, for god's sake go get one for the fraud protection alone. Debit cards are for ATMs. Plenty of zero annual fee cards with great perks as well.
This post was edited on 5/18/17 at 8:55 pm
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