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re: How many credit cards do you have?

Posted on 5/18/17 at 6:22 pm to
Posted by redstick13
Lower Saxony
Member since Feb 2007
38560 posts
Posted on 5/18/17 at 6:22 pm to
quote:

Zero. If I don't have it in the bank I don't buy it. Obviously excluding purchasing a home/car.



Has nothing to do with that. If your ATM card information is stolen they are tapping right into your money. Credit cards are insured and the thieves aren't taking anything from you.
How hard is it to be financially responsible and pay the balance each month? Plus you get the bonus perks. I don't understand why people don't prefer to use credit cards. Especially if you've ever had your card information stolen. It's no guarantee the bank will give you your money back and even if they do it's an inconvenience.
This post was edited on 5/18/17 at 6:27 pm
Posted by Lazy But Talented
Member since Aug 2011
14459 posts
Posted on 5/18/17 at 6:23 pm to
7 or 8

Use 1
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 5/18/17 at 6:25 pm to
6 right now

Always rotating a couple in and out
Posted by LSU-MNCBABY
Knightsgate
Member since Jan 2004
24366 posts
Posted on 5/18/17 at 6:27 pm to
1 personal

3 business
Posted by TbirdSpur2010
ALAMO CITY
Member since Dec 2010
134026 posts
Posted on 5/18/17 at 6:28 pm to
Two.
Posted by Panny Crickets
Fort Worth, TX
Member since Sep 2008
5596 posts
Posted on 5/18/17 at 6:29 pm to
quote:

I don't understand why people don't prefer to use credit cards.


Because they don't know that they don't know.
Posted by auburntiger4life
Member since Aug 2016
321 posts
Posted on 5/18/17 at 6:29 pm to
One just to order stuff online so i dont have to use a debit card, I was given advice long ago if u dont have the money to pay for it now how do u know u will have the money next month... alot of people I know should take that advice
Posted by whit
Baton Rouge
Member since Sep 2010
10999 posts
Posted on 5/18/17 at 6:30 pm to
3 personal 1 business
Posted by NewIberiaHaircut
Lafayette
Member since May 2013
11568 posts
Posted on 5/18/17 at 6:30 pm to
quote:

If I don't have it in the bank I don't buy it


I'm with you there, but then I buy it with a credit card and get free money back. Pay the credit card off every month and I'm left with FREE money. How can anyone pass that up?
Posted by HoustonChick86
Catalina Wine Mixer
Member since Dec 2009
57373 posts
Posted on 5/18/17 at 6:31 pm to
2.

One we use for everyday purchases. Pay the balance off every month. We use it for the perks and money back.

Posted by dallasga6
Scrap Metal Magnate...
Member since Mar 2009
25671 posts
Posted on 5/18/17 at 6:33 pm to
Three, 1 bank card, 1 Amex and a Delta Sky miles VISA...
Posted by Hugo Stiglitz
Member since Oct 2010
72937 posts
Posted on 5/18/17 at 6:33 pm to
If you have 0, you're not doing it right. There's money to be made in the credit card game if you play it right.
Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
59700 posts
Posted on 5/18/17 at 6:33 pm to
0 also
Posted by LSUBoo
Knoxville, TN
Member since Mar 2006
101927 posts
Posted on 5/18/17 at 6:34 pm to
Three, one that I use for almost all purchases and pay off in full monthly, one in my desk drawer that I haven't used in 5+ years, and a third that's new and I got because we had some big purchases coming up and it has 12 months with no interest. Will pay it off in full before interest kicks in.
Posted by redstick13
Lower Saxony
Member since Feb 2007
38560 posts
Posted on 5/18/17 at 6:34 pm to
quote:

How can anyone pass that up?


They're too busy burying money in mason jars.
Posted by GenghisKhan
Gulf Coast
Member since Aug 2016
960 posts
Posted on 5/18/17 at 6:37 pm to
3 personal. 3 business
Posted by LSU6262
Member since Jun 2008
7494 posts
Posted on 5/18/17 at 6:48 pm to
Just checked my credit karma..

14 open credit card accounts with $152,900 limit. Jeez
Posted by FightinTigersDammit
Louisiana North
Member since Mar 2006
34777 posts
Posted on 5/18/17 at 6:50 pm to
Nairn.
Posted by dinner roll
buttery goodness
Member since Feb 2006
6365 posts
Posted on 5/18/17 at 6:53 pm to
2
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
64675 posts
Posted on 5/18/17 at 6:54 pm to
One for both business and personal. I've never understood the desire to have a bunch of credit cards.
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