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home warranty plans

Posted on 9/11/21 at 11:18 am
Posted by neilh
Member since Apr 2013
321 posts
Posted on 9/11/21 at 11:18 am
which home warranty company is best?
American Home Shield?
Sears Home warranty?
OTHERS?
Posted by billjamin
Houston
Member since Jun 2019
12377 posts
Posted on 9/11/21 at 11:20 am to
My home warranty is a bunch of tools and shite I learned from my dad and grandpa.
Posted by hollowpoint
Texas
Member since Sep 2019
1039 posts
Posted on 9/11/21 at 11:24 am to
We’ve had Old Republic Home Warranty for a few years and they have been OK. Just make damn sure to read and understand what is covered and what is not covered when you sign.

They cover the dishwasher, stove, garbage disposal - but not the fridge. They cover the roof, but not flashing, gutters or turbines. They will pay to have the house sprayed if ants become a problem, so long as it’s not fire ants.

Most of the things that aren’t covered are available as addons for $100/ea/yr.
Posted by CincoTiger
Baton Rouge, LA
Member since Jun 2006
616 posts
Posted on 9/11/21 at 11:25 am to
The seller gave us a year with Old Republic when we bought the house. They were actually pretty good. But the renewal was pricy, so we switched to Choice Home Warranty. You get what you pay for I guess. We only had one claim and they denied it. The guy that they sent out misdiagnosed the issue (actually he lied) and they still denied it. Wouldn't recommend them to anyone.
Posted by hollowpoint
Texas
Member since Sep 2019
1039 posts
Posted on 9/11/21 at 11:30 am to
We’re fighting with ORHP on a dishwasher right now… they can’t get the dishwasher because of whatever shortage excuse we’re using today, even though I can go get one off the shelf at Home Depot.

Even still, they only want to give me the value of there cost, which is like $300 less than retail. And they throw in free install, which is another $150.

But, a year ago they replaced my $1200 stove after is started acting up.
Posted by ElJefe686
Houston
Member since Nov 2012
793 posts
Posted on 9/11/21 at 11:31 am to
A racket.

Combine the yearly fee with a fee they charge for every visit and it’s not a deal.

Save the money you would pay them and have your own fund to buy parts to fix yourself or pay someone to do it.
Posted by andouille
A table near a waiter.
Member since Dec 2004
10700 posts
Posted on 9/11/21 at 11:33 am to
My AC goes out, I pick up the phone, my AC guy is here within a day, usually the same day. My friend has American Home, his AC goes out, it will take days, then if the a component needs to be replaced, it is with a contractor grade piece of shite.
I can fix most things on my own anyways.
This post was edited on 9/11/21 at 11:34 am
Posted by VirgilCaine
Orchard Park
Member since Dec 2010
2864 posts
Posted on 9/11/21 at 11:35 am to
Have Old Republic - they’ve saved me about $3k in HVAC repairs this summer. We bought a house with an old system and the sellers paid for the warranty. They let me choose my vendor since they didn’t have a preferred one in my area.

They paid the vendor directly for the repairs and I paid my “service call fee” online.

Overall it’s been a good deal for us.
Posted by tiger09
Houston, TX
Member since Jan 2015
220 posts
Posted on 9/11/21 at 11:56 am to
I have had mixed experiences with home warranty companies, but I currently have AHS, and they have been great. We live in an older house, and AHS has repaired a lot of major items for $125 (I pay a bigger call out fee for a lower monthly premium).

AHS recently bought me a new $3000 refrigerator after they couldn’t get the parts (COVID) to fix mine.
Posted by neilh
Member since Apr 2013
321 posts
Posted on 9/11/21 at 11:59 am to
thanks for the input
i appreciate it
Posted by neilh
Member since Apr 2013
321 posts
Posted on 9/11/21 at 12:00 pm to
thanks
Posted by Jack Bauers HnK
Baton Rouge
Member since Jul 2008
5701 posts
Posted on 9/11/21 at 12:06 pm to
We had a home warranty paid by the seller that ended up replacing the evaporator and entire blower/furnace in two separate claims. Technically benefited more than the price of the contract, but we were without ac for several months during the summer while they diagnosed, ordered parts, etc.

If saving money is worth the headache of going through a third party to pay for a repair by whichever companies that need business so badly that they are willing to whore themselves to a home warranty company and you don’t mind waiting weeks/months for it to happen, sure, pay for a home warranty.
Posted by Royal
God's Country
Member since Apr 2009
1002 posts
Posted on 9/11/21 at 12:10 pm to
Just put it on a credit card and file bankruptcy like the rest of the poors. You’ll save $60/month too
Posted by dragginass
Member since Jan 2013
2736 posts
Posted on 9/11/21 at 12:13 pm to
Don't.

It's just a backdoor way to finance home repairs, but as an added bonus you get the shittiest of shite contractors sent to your house with no say.
Posted by Tiger Ice
Denham Springs, La.
Member since May 2009
297 posts
Posted on 9/11/21 at 12:24 pm to
Read an article back months ago. Long story short...put your money in a side fund and pay for your own repairs, with faster service locally. Thing that impressed me was...ALL home warranty companies have over 80% profit margin. Imagine that...80% PLUS....Home warranty...no thanks!
Posted by drockw1
Member since Jun 2006
9101 posts
Posted on 9/11/21 at 12:33 pm to
Similar experience...seller paid 1st year for ORHW and we paid $625 the next year. Replaced dishwasher, fridge & most importantly 3-ton upstairs A/C unit. They dropped us the following year, and we haven’t used a home warranty since.
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