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re: Good Morning Thread

Posted on 3/19/19 at 9:35 am to
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 3/19/19 at 9:35 am to
quote:

Insurance actually covers 4 rounds of any combination of IVF/IUI


That's awesome! The moment I do anything IVF related...insurance doesn't cover a single penny of it. My meds alone for one round are close to 5K out of pocket. Average is 15-20K a round of IVF(that includes meds).
Posted by ezride25
Constitutional Republic
Member since Nov 2008
26800 posts
Posted on 3/19/19 at 9:35 am to
Who insured you? Ours said it was “elective” and didn’t cover a single cent of any of it.
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 3/19/19 at 9:37 am to
quote:

Who insured you? Ours said it was “elective” and didn’t cover a single cent of any of it.




Depends on the insurance company and the state he is in. Certain states have laws that mandate insurance companies have to have some coverage for fertility treatments like IVF.

Sadly...AZ is NOT one of these states.
Posted by HoustonChick86
Catalina Wine Mixer
Member since Dec 2009
59320 posts
Posted on 3/19/19 at 9:37 am to
The positive with IVF is if she get multiple quality embryos you can keep them for future transfers. Or siblings down the road.


Morning everyone.
Posted by Lithium
Member since Dec 2004
64382 posts
Posted on 3/19/19 at 9:38 am to
quote:

Morning Trav, Moock & Trav




Morning Bella
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 3/19/19 at 9:39 am to
Morning HC!

Menopur is an a-hole btw. Stinging little fricker.
Posted by ezride25
Constitutional Republic
Member since Nov 2008
26800 posts
Posted on 3/19/19 at 9:39 am to
It’s almost worth moving for.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
132592 posts
Posted on 3/19/19 at 9:39 am to
quote:

Certain states have laws that mandate insurance companies have to have some coverage for fertility treatments like IVF.


Dumb

This is why the cost of insurance is skyrocketing
Posted by Tester1216
South Louisiana
Member since Jul 2018
22149 posts
Posted on 3/19/19 at 9:39 am to
I'm so sorry Lith.


Good morning to you!!!
Posted by Tester1216
South Louisiana
Member since Jul 2018
22149 posts
Posted on 3/19/19 at 9:40 am to
GM HC
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 3/19/19 at 9:40 am to
So you think fertility treatments shouldn't be covered by insurance?

Posted by Pilot Tiger
North Carolina
Member since Nov 2005
74073 posts
Posted on 3/19/19 at 9:40 am to
wife has great insurance and works in DC sooo..

yea insurance covers fertility and she gets like 8 weeks paid maternity and like 16 weeks overall
This post was edited on 3/19/19 at 9:41 am
Posted by HoustonChick86
Catalina Wine Mixer
Member since Dec 2009
59320 posts
Posted on 3/19/19 at 9:40 am to
I think Massachusetts has the best coverage. I've read a few stories of people moving for the coverage.
Posted by ezride25
Constitutional Republic
Member since Nov 2008
26800 posts
Posted on 3/19/19 at 9:41 am to
Don’t take the BAIT!
Posted by HoustonChick86
Catalina Wine Mixer
Member since Dec 2009
59320 posts
Posted on 3/19/19 at 9:41 am to
Hey Bella!
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 3/19/19 at 9:41 am to
Sorry...I'm hormonal. I snap real easily right now.


Posted by Cosmo
glassman's guest house
Member since Oct 2003
132592 posts
Posted on 3/19/19 at 9:42 am to
quote:

So you think fertility treatments shouldn't be covered by insurance?


No. Insurance should be for catastrophic medical problems.
Posted by Tester1216
South Louisiana
Member since Jul 2018
22149 posts
Posted on 3/19/19 at 9:43 am to
quote:

I've read a few stories of people moving for the coverage.



I believe that. Insurance cost and coverage should be considered when accepting a job. I've always consider it a salary benefit.
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 3/19/19 at 9:43 am to
quote:

I think Massachusetts has the best coverage. I've read a few stories of people moving for the coverage.




I also would read of many women that traveled out of the country for IVF. Even with having to stay there for a couple weeks and travel costs...it was STILL much cheaper than IVF costs here.

Friend of mine...she had a relative travel to Spain for one round of IVF for that reason. And she got pregnant.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
132592 posts
Posted on 3/19/19 at 9:43 am to
Or if you want a plan that covers it that is fine but your plan should be a lot more than mine
This post was edited on 3/19/19 at 9:44 am
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