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Getting Car Insurance Quotes

Posted on 9/23/19 at 8:47 pm
Posted by Earthquake 88
Mobile
Member since Jan 2010
3334 posts
Posted on 9/23/19 at 8:47 pm
I checked the mail today and received a letter from my car insurance provider saying they were going to drop our car insurance policy. I’ve been with this company since 2005 and unfortunately I don’t blame them for firing us. My family has unfortunately had a run of bad luck of backing into a car, hitting a deer and getting broad sided in a grocery store parking lot along with some other speeding violations. So I get it my family has turned into a liability as of late.

My question is this. Do any of you have recommendations on which company I need to use to check car insurance rates? Last time I got car insurance I just called up an agent that I grew up with. Since technology has advanced I would like to check all the rates if possible without my name and personal information given out to every desperate insurance salesman looking for a sales lead. Any help is appreciated because so much of this stuff looks like a scam. For all I know I could be giving out all my personal information to some hacker in Russia, China or North Korea.
Posted by yaherrdme
The Place to Be
Member since Feb 2004
6007 posts
Posted on 9/23/19 at 8:54 pm to
I am not following at all...how are these new companies going to get your driving record and credit rating without your name ?
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
76148 posts
Posted on 9/23/19 at 8:54 pm to
quote:

My family has unfortunately had a run of bad luck of backing into a car, hitting a deer and getting broad sided in a grocery store parking lot along with some other speeding violations. So I get it my family has turned into a liability as of late.
Pics of the lady of the house for us to determine if a “married insured separately” policy might be your better choice....

TIA
Posted by Brummy
Central, LA
Member since Oct 2009
4676 posts
Posted on 9/23/19 at 8:57 pm to
Gabi.com
Posted by Tiger Prawn
Member since Dec 2016
26325 posts
Posted on 9/23/19 at 8:59 pm to
quote:

backing into a car, hitting a deer and getting broad sided in a grocery store parking lot along with some other speeding violations
Prepare your anus

quote:

would like to check all the rates if possible without my name and personal information given out to every desperate insurance salesman looking for a sales lead.
How do you expect to get remotely accurate quotes if you don’t want to give personal info? I guess you could try DIY online quotes for companies that have that, but be warned that the quote will only be as accurate as the info you provide and you can really screw yourself over if you don’t know what coverages you need.
Posted by Earthquake 88
Mobile
Member since Jan 2010
3334 posts
Posted on 9/23/19 at 9:01 pm to
quote:

I am not following at all...how are these new companies going to get your driving record and credit rating without your name ?


I get all that nor do I mind sharing it. However, is there a company I can just give my information to and get a rate from all these insurance companies all at once without having to go to each individual insurance companies websites?
Posted by Chad504boy
4 posts
Member since Feb 2005
179901 posts
Posted on 9/23/19 at 9:05 pm to
Just call a butt doctor cause you’se about to get it bad.
Posted by Tiger Prawn
Member since Dec 2016
26325 posts
Posted on 9/23/19 at 9:06 pm to
No. You can go through an independent agent who should be able to get quotes from a few different carriers like Progressive, Safeco, MetLife, National General, etc

But some carriers only have captive agents (represent only that company) like State Farm, AAA, Allstate, Farm Bureau, etc. So you’d have to call an agent for each of those companies separately if you wanted a quote.
Posted by OleVaught14
Member since Jun 2019
12412 posts
Posted on 9/23/19 at 9:13 pm to
Enlist in the military and get USAA
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
82374 posts
Posted on 9/23/19 at 9:15 pm to
quote:

Any help is appreciated because so much of this stuff looks like a scam. For all I know I could be giving out all my personal information to some hacker in Russia, China or North Korea.


If only there were well known, well established auto insurance companies you could call.
Posted by Earthquake 88
Mobile
Member since Jan 2010
3334 posts
Posted on 9/23/19 at 9:17 pm to
quote:

No. You can go through an independent agent who should be able to get quotes from a few different carriers like Progressive, Safeco, MetLife, National General, etc


Thank you. I keep hearing Geico is reasonable over here in the Mobile area but still the same I’d like to see what my options are on these kind of matters. Appears my two teenage kids are paying me back for all the hell I put my parents through when I was their age.
Posted by Ricky1962
Member since Oct 2012
163 posts
Posted on 9/23/19 at 9:24 pm to
Geico will not insure you. I’m an insurance agent and the only options I see are Progressive or “The General”. Will be very expensive.
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
7392 posts
Posted on 9/23/19 at 9:47 pm to
quote:

Geico will not insure you. I’m an insurance agent and the only options I see are Progressive or “The General”. Will be very expensive.


I’m an insurance agent as well.
Have an agency in Gulf Shores.
You’re wrong.

Here is a link for an app I’ve built, which allows you to shop your own insurance. But, you do have to enter your own info. Taken me months for this to finally work. Game changer maybe...

Auto Insurance Rater
Posted by Earthquake 88
Mobile
Member since Jan 2010
3334 posts
Posted on 9/23/19 at 9:56 pm to
Banging up cars is indeed expensive. Deductibles alone aren’t much fun either.
This post was edited on 9/23/19 at 10:05 pm
Posted by Earthquake 88
Mobile
Member since Jan 2010
3334 posts
Posted on 9/23/19 at 10:02 pm to
quote:

Here is a link for an app I’ve built, which allows you to shop your own insurance. But, you do have to enter your own info. Taken me months for this to finally work. Game changer maybe...


Thank you. I appreciate the link and will use it.
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
7392 posts
Posted on 9/23/19 at 10:06 pm to
quote:

Thank you. I appreciate the link and will use it.


Feel free to contact the agency tomorrow and I’ll do all I can to help.
Insurance sucks.
Posted by Earthquake 88
Mobile
Member since Jan 2010
3334 posts
Posted on 9/23/19 at 10:10 pm to
quote:

Feel free to contact the agency tomorrow and I’ll do all I can to help. Insurance sucks.


125 reviews all 5 star ratings. You must be doing something right. I’ll contact you and once again thanks.
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