re: Free $125. Takes 30 seconds, not a scam

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But the likelihood that you’ll actually get a check for $125 is increasingly slim — because the more people who sign up, the less money each person gets. In fact, there’s only room for 248,000 people to get that amount.
If 1 million people ask for the money, they’ll be eligible for just $31 each.

If every single one of the 147 million affected people sign up, they’ll be looking at 21 cents.
See, while Equifax has agreed to a $700 million settlement — compare to its revenue of $880 million last quarter alone — it’s technically only a $425 million settlement as far as affected consumers are concerned, with the rest of the money going to pay penalties.

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And of that $425 million, it turns out only a paltry $31 million is actually set aside for those individual $125 cash payments — the rest is all for free credit monitoring, reimbursements, or if you could somehow miraculously prove you actually suffered identity theft as a result of the breach.

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