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For those of you that live in Louisiana
Posted on 6/25/17 at 2:12 pm
Posted on 6/25/17 at 2:12 pm
CAN YOU PLEASE LEARN HOW TO frickING DRIVE 
Our insurance policy has gone up $317 since last year and when I called to see why my rate once AGAIN went up, she said it was because of the cost of liability insurance in Louisiana is one of the highest in the country due to accidents.
Our insurance policy has gone up $317 since last year and when I called to see why my rate once AGAIN went up, she said it was because of the cost of liability insurance in Louisiana is one of the highest in the country due to accidents.
15
Posted on 6/25/17 at 2:13 pm to Tres7139
not so much accidents it's the number of uninsured drivers
Posted on 6/25/17 at 2:14 pm to Tres7139
I would imagine last year's flood also impacted insurance rates. Imagine how much insurance companies had to pay out in claims over flooded vehicles.
Posted on 6/25/17 at 2:14 pm to lsunurse
I asked, and the rep told me the increase was solely on liability due to accidents and uninsured.
Posted on 6/25/17 at 2:16 pm to Tres7139
You should just leave the state. frick it's awful.
Posted on 6/25/17 at 2:17 pm to Tres7139
You are really making a difference by bringing this to our attention.
Posted on 6/25/17 at 2:18 pm to Tres7139
LA is like one of the top 5 most expensive states for automobile insurance.
My dad's car insurance dropped big time when I relocated him to AZ. He's paying like 50-60 bucks a month for full coverage vs the $120-130 he was paying in LA.
ETA: And this is even after Allstate had to pay a claim for his flooded vehicle.
My dad's car insurance dropped big time when I relocated him to AZ. He's paying like 50-60 bucks a month for full coverage vs the $120-130 he was paying in LA.
ETA: And this is even after Allstate had to pay a claim for his flooded vehicle.
This post was edited on 6/25/17 at 2:21 pm
Posted on 6/25/17 at 2:18 pm to Tres7139
That's what GEICO told me as well. The guy basically said Louisiana and Mississippi have by far the most accidents
Posted on 6/25/17 at 2:22 pm to Tres7139
Depends on where in LA.
When I lived in north LA my insurance was incredibly lower. Not kidding.
$72 to $120 jump when I moved to Baton Rouge
When I lived in north LA my insurance was incredibly lower. Not kidding.
$72 to $120 jump when I moved to Baton Rouge
Posted on 6/25/17 at 2:22 pm to lsunurse
quote:
My dad's car insurance dropped big time when I relocated him to AZ. He's paying like 50-60 bucks a month for full coverage vs the $120-130 he was paying in LA.
Didn't realize it was that much. My wife and I pay 140/month for both of our vehicles collectively.
Posted on 6/25/17 at 2:25 pm to Tres7139
Shop around. Maybe your carrier knows you're a smuck and will pay it
Posted on 6/25/17 at 2:26 pm to Tres7139
Thats a generic insurance agent response. You gotta factor in the number of accidents and uninsured drivers in LA. But claims cost more to settle now too because vehicles have a lot more technology with backup/parking assist sensors and cameras that drive up cost of repair for even minor wrecks. The March and August 2016 floods in LA does play a role in rate increases due to the number of flooded vehicle claims paid out
Posted on 6/25/17 at 2:27 pm to TigernMS12
I wish. I've shopped around and GEICO is still the lowest.
It costs us a hair shy of 3k a year for 2 vehicles. No wrecks, no tickets, etc.
We're moving at the end of this year so hopefully rates will change.
It costs us a hair shy of 3k a year for 2 vehicles. No wrecks, no tickets, etc.
We're moving at the end of this year so hopefully rates will change.
Posted on 6/25/17 at 2:27 pm to Tres7139
Look toward hispanics and other poor people as the source of this problem. States need to do more about uninsured drivers.
Posted on 6/25/17 at 2:28 pm to Tres7139
Show us on the hot wheel car where the Louisiana driver touched you...
Posted on 6/25/17 at 2:30 pm to airfernando
quote:
Look toward hispanics
There are a shite ton of Hispanics here in AZ, so you can't really blame that. A huge population of those here that are not even legal citizens. It is every AZ's resident's nightmare...to get in a wreck and realize the other person is an illegal because it just makes it a major PITA to deal with insurance wise.
Yet our insurance is still wayyyyyyyy cheaper than LA.
Posted on 6/25/17 at 2:32 pm to Tres7139
Does interstate shootings fall under "accidents" as well?
Posted on 6/25/17 at 2:33 pm to airfernando
I'd love to see the ratio of insured/uninsured drivers in NBR.
Posted on 6/25/17 at 2:37 pm to Tres7139
They lied. Mine hasn't gone up in 7 years and I live in Louisiana
Posted on 6/25/17 at 2:41 pm to Tres7139
Livingston Parish probably has just as many as in NBR.
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