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re: Do I need a lawyer?
Posted on 12/23/24 at 9:15 pm to Pvt Hudson
Posted on 12/23/24 at 9:15 pm to Pvt Hudson
quote:
do have UIM, but have been advised by my insurance after a “hypothetical” conversation that it would count against me and would increase my rates.
Check out LA RS 22:1284 if you are in Louisiana. Your insurance may not be telling you the truth.
You should get an attorney and stop talking, period.
0
Posted on 12/23/24 at 9:47 pm to SingleMalt1973
“A pipe smoking member of the tribe.”
Posted on 12/23/24 at 9:49 pm to Pvt Hudson
So they are giving you max on the property damage and are covering the cost of you admittedly minor injuries?
No lawyer can get you more for your car. It doesn’t exist.
Do you want to do a fake work up from an on-the-take doctor to come up with some additional health problems?
Do you have UM coverage? You can probably make a claim against that for the balance of your car.
No lawyer can get you more for your car. It doesn’t exist.
Do you want to do a fake work up from an on-the-take doctor to come up with some additional health problems?
Do you have UM coverage? You can probably make a claim against that for the balance of your car.
Posted on 12/23/24 at 10:07 pm to SingleMalt1973
quote:
ETA make sure to include you are so traumatized that you have not been able to perform sexually with your wife or husband. Should be worth an extra 100k.
Nice angle with the loss of consortium.
Posted on 12/23/24 at 10:13 pm to bulletprooftiger
quote:
Do you have UM coverage? You can probably make a claim against that for the balance of your car.
That’s not how uninsured property damage works. The at fault party has insurance so uninsured property damage doesn’t pay because the other party had insurance. He would have to claim under his collision. His collision wouldn’t pay because he would have had to sign a release to get the $25k from the bat fault carrier.
Posted on 12/23/24 at 11:42 pm to Pvt Hudson
If you have to ask the question dont you already know the answer so-quote from a legendary Mississippi lawyer to me on ethics but actually applies to everything
Posted on 12/23/24 at 11:45 pm to jflsufan
Loss of consortium damages sound nice until the Allstate lawyer is asking your wife what her favorite or usual positions are
Posted on 12/23/24 at 11:49 pm to Pvt Hudson
I would at least talk to an attorney. You don’t have to be severely injured or permanently disabled to get a decent settlement.
Posted on 12/24/24 at 12:05 am to Pvt Hudson
Call a lawyer and ask him if he knows a good chiropractor for the back pain you're just now noticing.
Posted on 12/24/24 at 6:44 am to patnuh
quote:
I went to my State Farm guy, who was an older man and he called someone …and I quote - one of your n@&$$s hit one of my boys and their insurance is old.
Were his initials BR and he had an office in an old house on Jefferson?
Posted on 12/24/24 at 7:03 am to jscrims
quote:
Lawyer up and stop talking on here immediately.
The best advice.
Posted on 12/24/24 at 7:13 am to jafari rastaman
“WhY iS oUr InSuRaNcE sO hIgH”
Posted on 12/24/24 at 7:13 am to BigBinBR
quote:
What are you taking about? If he has collision there is no limit on it - it’s not like homeowners.
Sorry, but you misunderstand what I wrote, or the point that I was trying to make. The general point that I was making is that when you are insured, and file a claim, the claimant's recovery is always dependent on the limits of your own policy, not the offending party. Absent any legal action, this will always be the case, and this is true for auto and homeowners insurance.
Posted on 12/24/24 at 12:57 pm to BigBinBR
Underinsured motorist coverage covers this situation exactly.
Posted on 12/24/24 at 2:35 pm to bulletprooftiger
quote:
Underinsured motorist coverage covers this situation exactly.
Not if he signs a release.
Edit: and you all are making it harder than it needs to be. The at-fault carrier has accepted liability and told him there is a limits issue. He should just file through his carrier l, pay his deductible, and get his vehicle replaced.
He will get his deductible back through subrogation. He can even talk to his carrier and have them contact the at fault carrier and see if they will just forward him his deductible. Then he doesn’t have to wait for the sale of salvage. The other two carriers can handle it from there between both of them.
This post was edited on 12/24/24 at 2:39 pm
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