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Do I have to cancel Obamacare coverage if policy ends Dec. 31?

Posted on 12/19/16 at 11:28 am
Posted by McCaigBro69
TigerDroppings Premium Member
Member since Oct 2014
45349 posts
Posted on 12/19/16 at 11:28 am
Switched from Obamacare to new health insurance through work and it kicks in/ends Dec. 31/Jan. 1 and I'm wondering if there is something I need to do to cancel the insurance I had.

Since it's a new year and a new policy if I just don't do anything to renew it does that ultimately end my coverage with BCBS of Texas, or is there something I need to do to cancel it?

I've looked around on the BCBS patient portal and haven't seen a cease coverage button or anything. I paid my premium for December so I'd assume I'm fine, but I feel like I may need to actually cancel coverage somehow.
Posted by TheAlmightySmash
New Orleans
Member since Jun 2014
5493 posts
Posted on 12/19/16 at 11:31 am to
Call Obama and ask
Posted by MSMHater
Houston
Member since Oct 2008
23349 posts
Posted on 12/19/16 at 11:31 am to
No. Reenrollment each year is required for renewal. Enrolling in another plan, and not paying the obamacare premium, will cancel the policy.
This post was edited on 12/19/16 at 11:31 am
Posted by McCaigBro69
TigerDroppings Premium Member
Member since Oct 2014
45349 posts
Posted on 12/19/16 at 11:34 am to
quote:

No. Reenrollment each year is required for renewal. Enrolling in another plan, and not paying the obamacare premium, will cancel the policy.


Thank you!
Posted by theOG
Member since Feb 2010
10859 posts
Posted on 12/19/16 at 11:42 am to
Read the policy. Do what it says.
Posted by SprintFun
Columbus, OH
Member since Dec 2007
45842 posts
Posted on 12/19/16 at 11:58 am to
quote:

I've looked around on the BCBS patient portal and haven't seen a cease coverage button or anything.
Yes, much better to come to the OT instead of contacting them.
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 12/19/16 at 12:01 pm to
I was required to call and cancel otherwise it would have auto-renewed into 2017.

Contact your insurer.
This post was edited on 12/19/16 at 12:08 pm
Posted by Dixie.Reb
Oxford
Member since Jul 2013
3460 posts
Posted on 12/19/16 at 12:15 pm to
Pretty sure they auto renew you. I actually cancelled and still got auto renewed
Posted by cas4t
Member since Jan 2010
72193 posts
Posted on 12/19/16 at 12:16 pm to
quote:

Read the policy. Do what it says.



Posted by BACONisMEATcandy
Member since Dec 2007
46743 posts
Posted on 12/19/16 at 1:09 pm to
Mine auto renews as well
Posted by MSMHater
Houston
Member since Oct 2008
23349 posts
Posted on 12/19/16 at 1:17 pm to
I keep looking for texas specific auto renewal info for you. Everything says its still plan specific. When i had 2 employees switch to our insurance, our broker told us what i told you and all went well. I apologize if it was bad info.

Does your insurance card have a customer care number on the back?

Posted by McCaigBro69
TigerDroppings Premium Member
Member since Oct 2014
45349 posts
Posted on 12/19/16 at 1:31 pm to
I will look into it just to be sure.
Posted by theOG
Member since Feb 2010
10859 posts
Posted on 12/19/16 at 1:37 pm to
Have you read your policy?
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