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Started By
Message
2
Posted on 2/18/16 at 10:54 am to SlowFlowPro
like I said, if I was that worried about these disaster type scenarios, I would not have gotten married in the first place
Posted on 2/18/16 at 10:56 am to Salmon
Gotcha.
I think some people see prenuptial and assume it's a bad thing. My friend is going through a crappy divorce right now and a prenup would have saved a lot of time and money.
I think some people see prenuptial and assume it's a bad thing. My friend is going through a crappy divorce right now and a prenup would have saved a lot of time and money.
Posted on 2/18/16 at 10:56 am to yellowfin
quote:
she has the family money but inheritance isn't included in community property so that's no reason for a prenup
But what if the inheritance is commingled with community property? For example, inheritance cash is combined with community cash? Does that make the inheritance community property?
Posted on 2/18/16 at 10:57 am to Deactived
i kind of feel guilty at the thought of marrying somebody and having them potentially on the hook for my student loans
Posted on 2/18/16 at 10:58 am to SlowFlowPro
quote:
i kind of feel guilty at the thought of marrying somebody and having them potentially on the hook for my student loans
I was under the impression that if they were incurred before the marriage, your partner wouldn't be on the hook in the event of a divorce.
I don't really know, though.
Posted on 2/18/16 at 10:59 am to DaTroof
quote:
Did You Sign A Prenup?
Why would we do that? I owed money on a wore out hot rod and my pay check was coming from the Army. She was broke.
Posted on 2/18/16 at 11:00 am to LSUBoo
quote:
I was under the impression that if they were incurred before the marriage, your partner wouldn't be on the hook in the event of a divorce.
I don't really know, though.
i think in LA (this is from law school so it's hazy) that a judgment-creditor who is collecting a separate debt can use community funds to do so
it's not like that in every state though
Posted on 2/18/16 at 11:01 am to yellowfin
quote:
I think my wife would have a right to half our retirement if we divorced.
Again, a prenup doesn't impede you from giving her whatever you choose to give her. It protects you in the event that she tries to take something you don't want to give her (in some cases anyway).
I have a hard time believing that if you come home today and your wife is blowing some broke loser on the couch you will happily hand over half of your retirement to her so she can go blow it all on him or do whatever else she wants to do with it. If you're ok with that, then good for you. Sorry, but I don't feel the same way.
Posted on 2/18/16 at 11:01 am to RunningBlake
It does
Posted on 2/18/16 at 11:06 am to DaTroof
As long as we are married it's our retirement, not mine or hers. If we are divorced I really don't care what she does with her share.
Posted on 2/18/16 at 11:06 am to DaTroof
My husband and I have a separate property agreement. It separates not only assets but debts also. Both of us wanted it. We split the household bills and each contribute to our own retirement and savings accounts. We either split or take turns making any major purchases for the home. It works great for us. We never argue over money which is usually a big issue in most marriages.
Posted on 2/18/16 at 11:39 am to SlowFlowPro
A liability umbrella policy would be a good idea in that case. The policy is pretty cheap and usually adds one million bucks of liability coverage.
Posted on 2/18/16 at 11:41 am to Deactived
quote:
You're naive.
And Fin and Lnch
What did I say that you think is naive?
Posted on 2/18/16 at 11:44 am to SPEEDY
quote:
Everybody needs a prenuptial agreement. People think you gotta be rich to get a prenup. Oh no! You got 20 million and your wife want 10, big deal! You ain’t starvin’. But if you make 30,000… and your wife want 15, you might have to kill her.
I ain't saying he should have killed her.....but I understand!
Posted on 2/18/16 at 11:46 am to DaTroof
I'm just glad she didn't make me sign one
Posted on 2/18/16 at 11:47 am to Salmon
quote:
and call me naive, but I don't think my wife would come after my retirement
You are naive but so are most people in love. The woman you know and love now would not be the same woman if you got divorced and even without knowing anything about your wife I can confidently say there is AT LEAST a 90%+ chance she would go after it.
Posted on 2/18/16 at 11:49 am to DaTroof
my wife's family is loaded. a prenup was never mentioned but i wouldn't have signed shite 
Posted on 2/18/16 at 11:49 am to DaTroof
quote:
Did You Sign A Prenup?
No.
quote:
If you didn't, do you wish you had?
No.
quote:
FWIW we have a prenup in place and as far as I can tell it has had zero effect on my marriage
Not having one hasn't affected mine either way. Whatever works for the two people involved, is what I say
Posted on 2/18/16 at 12:38 pm to yellowfin
quote:
As long as we are married it's our retirement, not mine or hers. If we are divorced I really don't care what she does with her share.
I want to believe that you are simply complacent with happily giving your wife half of everything you've earned including your house and retirement regardless of the circumstances surrounding a hypothetical divorce.
Reality tells me that your complacency is probably due more to the fact that her family is loaded. Her parents probably helped her (y'all) out quite a bit along the way and had you asked for a prenup she may be more inclined to keep her family's wealth out of arms reach for you. I believe that she legitimately has more in terms of financial worth than you do, and suggesting a prenup probably wouldn't have gone very well in your case. You are probably better off not having a prenup. I believe you made the right move by not demanding it, however I believe your circumstance is rare and that most bread winners would benefit from a prenup.
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