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Started By
Message
re: Curious how much Obamacare would cost you?
Posted on 3/25/14 at 3:57 pm to AnonymousTiger
Posted on 3/25/14 at 3:57 pm to AnonymousTiger
quote:
How big is your family?
2 adults, 2 kids
$11,944 per year
Posted on 3/25/14 at 3:57 pm to ellunchboxo
quote:
8,500 a year for me, my wife and my daughter for Silver plan.
Holy crap. $700/month?!? I pay as a single, so I really don't know if that is more than you would pay through your employer, but it seems high as hell.
Posted on 3/25/14 at 3:57 pm to AnonymousTiger
Silver is $275 for me, then add another $60 a month for dental.
Posted on 3/25/14 at 3:58 pm to AnonymousTiger
my job offers insurance....so i clicked no to see what would come up.
my monthly payments would triple if i switched to ObamaCare
my monthly payments would triple if i switched to ObamaCare
Posted on 3/25/14 at 4:00 pm to xXLSUXx
$750/mo. for 2 forty-two year old adults with no kids!! (Non smokers)
Thanks Obama.
Thanks Obama.
Posted on 3/25/14 at 4:00 pm to AnonymousTiger
quote:
Holy crap. $700/month?!? I pay as a single, so I really don't know if that is more than you would pay through your employer, but it seems high as hell.
I'm not sure. We pay $325 a month now with a $2400 deductible. But I don't know if the ACA is a co pay system or what.
eta: the employer puts $1500 a year in our HSA
This post was edited on 3/25/14 at 4:04 pm
Posted on 3/25/14 at 4:03 pm to AnonymousTiger
Because your income is more than 400% of the poverty level, you would not qualify for subsidized exchange coverage. The information below is about unsubsidized exchange coverage.
Household income in 2014:
768% of poverty level
Thanks Obama!
Household income in 2014:
768% of poverty level
Thanks Obama!
Posted on 3/25/14 at 4:05 pm to BayouBrawl
If you live in Louisiana, be sure to compare to the national average and other states.
Thanks Obama!
Thanks Jindal!
Thanks Obama!
Thanks Jindal!
Posted on 3/25/14 at 4:08 pm to Spock's Eyebrow
10,944 a year. I currently pay 1200 a year. Not eligible for subsidies because I make over 400% of poverty. Wife and two 8 year olds. Seriously, frick Obama.
This post was edited on 3/25/14 at 4:10 pm
Posted on 3/25/14 at 4:09 pm to xXLSUXx
$10,338 per year - Silver Plan (thats clicking employer option as NO)
Posted on 3/25/14 at 4:12 pm to AnonymousTiger
mine was twice the price im paying now for a higher deductible and less percentage of coverage.
all because they have added maternity
all because they have added maternity
Posted on 3/25/14 at 4:12 pm to AnonymousTiger
Wait and check your premiums again after the March 31st deadline and the magical 7 million participants needed isn't reached...
Posted on 3/25/14 at 4:13 pm to AnonymousTiger
$5546 per year, and it would only cover 70% of costs with an out of pocket max of $12,700.
Thankfully I work for a company who still offers insurance and pay $2340 per year with 80% coverage and only a $6K out of pocket max.........
No thank you.
Thankfully I work for a company who still offers insurance and pay $2340 per year with 80% coverage and only a $6K out of pocket max.........
No thank you.
Posted on 3/25/14 at 4:16 pm to tigeraddict
Also above 400% poverty level, but if I click no for employer coverage, $5,833 annually for me and 2 kids on silver plan. More than twice what I pay now, but employer pays some of mine.
Posted on 3/25/14 at 4:16 pm to Shenanigans
Only about $11,000 per year with about $8000 deductible for the family. That sounds like a hell of a deal, don't it.
Posted on 3/25/14 at 4:17 pm to udtiger
(no message)
This post was edited on 10/24/22 at 11:11 am
Posted on 3/25/14 at 4:21 pm to BayouBrawl
quote:
Because your income is more than 400% of the poverty level
Which means you are 100% under the poverty level of the OT. Sorry bro. Try again next year.
Posted on 3/25/14 at 4:23 pm to AnonymousTiger
quote:Only if you say you don't have coverage available through employer or your income is b/t 100% & 400% of FPL (this is actually a subsidy calculator).
This easy calculator can tell you how much you should expect to pay if you were to sign up for Obamacare.
BTW, the insurance (Silver Plan) that they are quoting is a 70% plan (very shitty).
Remember, it's not just the premium cost of the insurance (although that's what most people focus on), it's also the plan design (affects out of pocket cost) and network access (what doctors you can go see). The average employer sponsored plan designs are 85-90% plans.
The other main issue here (that you rarely hear anyone mention) is taxability of premiums. Employer sponsored plans are paid with nontaxable premiums. The exchange plans are paid with taxable premiums (at the marginal rate). That has a huge affect on cost.
Also, premium rates on the exchange these first 2 years are artificially low due to the gov't reimbursing insurance companies via the Transitional Reinsurance Fee that they are charging group plans ($25B). When that runs out, premiums will definitely rise...but of course that's down the road like so much of this Bill.
If you take time to look at all the facts, it's even more of a cluster f@ck than you may think (or I have listed in this brief post).
Posted on 3/25/14 at 4:25 pm to Billy Ray Valentine
Get those facts out of here. We are here to subtle brag about our incomes.
Posted on 3/25/14 at 4:26 pm to AnonymousTiger
(no message)
This post was edited on 3/25/14 at 4:27 pm
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