re: Craigslist buyer wants to send me a cashiers check

He sends you a fake check. You deposit and mail him back amount he requests. By the time bank recognizes it is a fake check and takes back their money you already have sent them your money.

I’ve gotten one of those every time I’ve sold something on CL.

quote:

---

Take it to the bank that it's drawn on, and cash it. I did this just last week.

---

This is the only manner of handling any kind of check. If you do present the check and the bank gives you cash, then it’s a complete transaction. If the check can not be presented, like because of an out of town bank, it’s a scam.

If you have to ask...

I had this same thing happen to me and I knew it was a scam but I said send me the check. Carried the check to my bank and told them the situation and asked how the scam worked. They told me that the routing numbers on the check were stolen from a legitimate account and they would have deposited the money to my account and the bank would have had to eventually eat the loss.

quote:

---

Contrary to popular belief, a cashiers check is not certified funds

---

Umm. A cashier's check is certified funds. Bank certified.

A fraudulent cashier's check is, however, fraudulent

My nephew received a cashiers check recently from a guy in Georgia for a truck my nephew is selling. The check was made out for like $4200 for a truck he was selling for $3000. It was a Chase Bank cashiers check and it had several security features. A pink spot that was heat sensitive. When you put your finger over it, it turned from pink to white. Had several watermarks.

I mean this thing looked legit. But we knew it was a scam. The guy wanted him to mail him a check for $1200 so he could pay to have it shipped. Yeah, sure buddy.

I wanted to make a fake check and mail it to him.

quote:

---

I mean this thing looked legit. But we knew it was a scam. The guy wanted him to mail him a check for $1200 so he could pay to have it shipped. Yeah, sure buddy.

---

I'm guessing he wanted to actually have you wire the money back? I doubt a scammer would have you mail them a check as then the police would have an address and date to find them. A wire can be wired almost anywhere and moved around before the cops can catch up.

quote:

---

I'm guessing he wanted to actually have you wire the money back? I doubt a scammer would have you mail them a check as then the police would have an address and date to find them. A wire can be wired almost anywhere and moved around before the cops can catch up.

---

Yeah, they probably wanted it wired, but they weren't getting shite.

I was just very impressed with the quality of that fake check. Top notch work on their part. Too bad for them we're not idiots.

Tell him cash only! I've read stories where they gave a check that the bank thought was real only to find out later is was not. Do not let him come to your house to pick up item. If possible meet him in parking lot of nearest PD. Cl can be dangerous.