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Started By
Message
re: Chase Bank tweets about personal responsibility; Reaction not positive
Posted on 4/30/19 at 10:29 am to EarlyCuyler3
Posted on 4/30/19 at 10:29 am to EarlyCuyler3
quote:
Unrelated. The contention was that the government forced these loans. This was false.
Was Chase, the subject of this post, subject to the CRA?
Yes or no.
quote:
This was false.
You've yet to prove this.
2
Posted on 4/30/19 at 10:30 am to LSUZombie
a bank that took a 25 fricking billion dollar bail out is literally the last institution in the entire universe to call out personal responsibility
This post was edited on 4/30/19 at 10:31 am
Posted on 4/30/19 at 10:30 am to BACONisMEATcandy
LINK
Like I said, yall got some serious Stockholm syndrome issues.
Like I said, yall got some serious Stockholm syndrome issues.
This post was edited on 4/30/19 at 10:32 am
Posted on 4/30/19 at 10:31 am to Centinel
What else do you want? I gave you a link where LEADING ECONOMISTS said it played no part.
Posted on 4/30/19 at 10:32 am to EarlyCuyler3
quote:
What else do you want?
Answer my question. Then we can move on to the next part, which is what the CRA required of financial institutions subject to the Act.
Posted on 4/30/19 at 10:35 am to Centinel
quote:
Unrelated. The contention was that the government forced these loans. This was false.
Was Chase, the subject of this post, subject to the CRA?
Yes or no.
quote:
This was false.
You've yet to prove this.
I'm in the business...these loans had nothing to do with CRA! You only get credit for CRA for assets that are kept on the balance sheet, the loans were packaged and securitized and sold.
This is how it went down....
*Glass Stegal repealed
*Big banks bitch at government that FNMA and FHLMC dominate mtge market because of perceived govt backing
*Banks begin to securitize non-agency eligible prime Jumbo Loans
*They learn there is a market for cuspy type loans
*AltA (limited doc loans) are made and securitized
*Sub-Prime samething
2005
*Dealers start telling mtge companies we will buy any loan that meets certain stips - and they do in huge size
*They are running out of buyers for the sub-credit portions of the deals so the create CDOs that buy the crap and repackage that
*This all works till home prices fall, they did, shite hit fan
Posted on 4/30/19 at 10:35 am to EarlyCuyler3
It's quite telling when you hand people sources and all they can do is mock the source to try and discredit your arguement. Shows they have no leg to stand on and they know it.
Posted on 4/30/19 at 10:35 am to LSUZombie
Stephen King is such a snowflake. He has TDS really, really badly.
Posted on 4/30/19 at 10:37 am to Centinel
Yeah, I'm not engaging your nonsense anymore. Argue it with the guy above that says he's in the business and that it wasn't related.
Posted on 4/30/19 at 10:39 am to EarlyCuyler3
quote:
Yeah, I'm not engaging your nonsense anymore. Argue it with the guy above that says he's in the business and that it wasn't related.
As I thought. Carry one with your ignorance Mr. Wikipedia.
Posted on 4/30/19 at 10:40 am to Centinel
I'm ignorant. Suppose the economists are too then. Ok.
Posted on 4/30/19 at 10:41 am to EarlyCuyler3
quote:
I'm ignorant.
You can't seem to answer a simple yes or no question. What else am I supposed to think?
Posted on 4/30/19 at 10:43 am to Centinel
I guess I'm supposed to think the same when you cant comprehend a single sentence from an economist.
I'm quite sure you're more educated on the subject than him.
I'm quite sure you're more educated on the subject than him.
This post was edited on 4/30/19 at 10:44 am
Posted on 4/30/19 at 10:43 am to LSUZombie
frick Patton, King, Warren, and any trashball offended by this
Posted on 4/30/19 at 10:45 am to EarlyCuyler3
quote:
I guess I'm supposed to think the same when you cant comprehend a single sentence from an economist.
This has nothing to do with you answering a yes or no question.
quote:
I'm quite sure you're more educated on the subject than him.
Neither does this.
Posted on 4/30/19 at 10:47 am to EarlyCuyler3
quote:
guess I'm supposed to think the same when you cant comprehend a single sentence from an economist
lol gottem
Posted on 4/30/19 at 10:49 am to Centinel
The only reason you say that is because I cut directly through whatever strawman you're attempting to set up and went straight to the source. That doesn't work with your agenda so you revert to simple name calling. Because you have no valid argument to counter. You are quite transparent. Go attempt your strawman on someone gullible.
Posted on 4/30/19 at 10:50 am to Mr Perfect
quote:
lol gottem
He wrecked himself and dont even know it.
This post was edited on 4/30/19 at 10:51 am
Posted on 4/30/19 at 10:52 am to Mr Perfect
quote:
lol gottem
Oh look, the OT's biggest dickrider right on cue.
Posted on 4/30/19 at 10:53 am to EarlyCuyler3
quote:
The only reason you say that is because I cut directly through whatever strawman you're attempting to set up and went straight to the source.
You didn't cut through anything. What you did do is fail to answer a simple yes or no question.
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