Car took some water, filed claim, no contact, think the car is OK?

If you like the vehicle and you can get the floors completely dried out so there is no residual moisture to host mold, then by all means, keep it. But, for the time being, I wouldn't necessarily withdraw the claim since only time will tell whether any of the water damage is irreversible.

Take pictures and videos. Get a paper towel and take a video of it on the floorboard.

Had a similar experience back in May and my insurance company allowed me to drive it until they finished their estimate. Just an FYI, they will more than likely total it out. I had just bought the car a year ago and didn’t want it to be totaled so I asked about cancelling the claim and they said I could but they would still have to report it to the state. Not sure where you’re located but Harvey changed a lot down here with flooded vehicles.

he carpets needed to be removed right away. sometimes requiring the seats to be removed also. There is an insulation under the carpet that will rot, stink and cause rust eventually.

Was it salt or freshwater??

The height of the water probably didn't cause too much other damage but the only way to know for sure is to have a thorough inspection. The minimum you need done is to check all of the fluids for signs of water as it can do damage to expensive. Check engine, transmission, differential, power steering (if not EPAS), brake fluid.

Call State Farm and your agent and tell them you are going to have an inspection and need to get the carpet out and send them written notice.

If you have some of the work done take pictures and keep all documentation.

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Had a similar experience back in May and my insurance company allowed me to drive it until they finished their estimate. Just an FYI, they will more than likely total it out. I had just bought the car a year ago and didn’t want it to be totaled so I asked about cancelling the claim and they said I could but they would still have to report it to the state. Not sure where you’re located but Harvey changed a lot down here with flooded vehicles.

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Reading your post also reminded me of what happened with 2 of my neighbors trucks which also flooded.

They both had loans, mine was paid off, both of their trucks were totaled….mine was not. I think there is a huge racket with totaling flooded vehicles for resale but I’m not sure how it works.

My friend had his Yukon totaled because water got in his transmission. When water reaches a certain height this can happen according to the adjustors.

I'd definitely check that out and electronics. It sucks but I'd try to get it totaled. To much money and new of a car to deal with problems down the road.

Good luck

Back in the 80’s I spent the Summer in charge of a group of temps working on a total of 87 new GM and Isuzu autos.

Before starting the engine completely drain and refill the transmission. They have an overflow vent on the top that will take in water if submerged. If there is pink foam in the drained fluid it took water and you will need to flush and refill a 2nd time.

You should consider completely removing the interior to air dry also. As someone mentioned, the sound insulation under the carpet is still soaked through. An upholsterer could do a shampoo of the carpet/insulation if you want to spend the money.

Check the electrical connections of the wiring under the carpet. GM used cheap materials in theirs that would rust if untreated. Wouldn’t expect Ford to be any better. We used a spray goop to repel the water in the connectors. (Silicon/graphite, kinda pale yellow foaming cream stuff)

Check your ceiling material too. The heat and humidity can combine to loosen the glue and lead to sagging eventually.

The real problem with lightly flooded vehicles is the damage over time. What seems fine today may fail in a month or a year. Unless you strip it down to bare metal inside you don’t know the extent and are just guessing.

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When water reaches a certain height this can happen according to the adjustors.

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This.

Automobile components with fluids like the transmission, etc are vented and each vehicle is different as to where those vents are located - some much lower on the vehicle than people realize. High water can enter those vents and damage or destroy those components - may not happen overnight, but months down the road.

You need to have competent shop thoroughly check it out. Here is an article on the subject that might help. LINK

The owner of AgCo Automotive wrote the article. If your are in Baton Rouge these are the guys that can check it out for you and know what to look for. Been my auto service provider for 25+ years.

Replace carpet
You won’t find another vehicle anytime soon

I would start with getting an estimate if you haven’t already done so. The repairer will likely know how to submit it to the insurer or your agent can help with that.