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Building homes in flood zones

Posted on 3/10/16 at 7:22 pm
Posted by moffettduck
Mobile, Alabama
Member since Feb 2016
857 posts
Posted on 3/10/16 at 7:22 pm
Why? Why do people do this? My aunt in 2010 built her house on the Northeast side of Gulf SHores in old farm land. My aunt spent around 210K on the house which was about 500 yards from a creek and her house was in an obvious downward slope piece of land. When I saw her house, I even said "You know you are going to flood right?" She had the slab right smack dab on the ground with the front door threshold maybe 4 inches from ground level. Fast forward to April 2014 and what happens? She got 22 inches in her home which ended up costing over 40K to fix and restore her home.
Posted by gaetti15
AK
Member since Apr 2013
15688 posts
Posted on 3/10/16 at 7:24 pm to
quote:

Why? Why do people do this? My aunt in 2010 built her house on the Northeast side of Gulf SHores in old farm land. My aunt spent around 210K on the house which was about 500 yards from a creek and her house was in an obvious downward slope piece of land. When I saw her house, I even said "You know you are going to flood right?" She had the slab right smack dab on the ground with the front door threshold maybe 4 inches from ground level. Fast forward to April 2014 and what happens? She got 22 inches in her home which ended up costing over 40K to fix and restore her home.


why do people build houses in tornado alley?

Or southern California?

or the midwest with blizzards and shite?
Posted by East Coast Band
Member since Nov 2010
66996 posts
Posted on 3/10/16 at 7:24 pm to
Going back to Noah, everywhere is in a flood zone.
Posted by Bossier2323
Bossier CIty
Member since Sep 2014
1918 posts
Posted on 3/10/16 at 7:24 pm to
Didn't read ^. If you build your pos house in a flood zone, it deserves to get wiped off the face of this earth.
Posted by eyepooted
Member since Jul 2010
5717 posts
Posted on 3/10/16 at 7:24 pm to
I don't get it either. Other than lake houses and such. I can't tell you how many times I sold mortgages to people basically in the damn marsh. I'll never understand it.
Posted by Supermoto Tiger
Baton Rouge
Member since Dec 2010
10975 posts
Posted on 3/10/16 at 7:24 pm to
A flood elevation wasn't shot prior to getting a permit???
Posted by Chad504boy
4 posts
Member since Feb 2005
179916 posts
Posted on 3/10/16 at 7:25 pm to
Everyone builds in a flood zone
Posted by PrivatePublic
Member since Nov 2012
17848 posts
Posted on 3/10/16 at 7:25 pm to
Because the 1% owns all the rocks.
Posted by Chuker
St George, Louisiana
Member since Nov 2015
7544 posts
Posted on 3/10/16 at 7:27 pm to
quote:


why do people build houses in tornado alley?

Or southern California?




apples/oranges

quote:

or the midwest with blizzards and shite?



wat?
Posted by moffettduck
Mobile, Alabama
Member since Feb 2016
857 posts
Posted on 3/10/16 at 7:27 pm to
Its not that.. its that if I am spending a couple of hundred thousand dollars on a home/investment, one would think how easy it is to build your home up before the real construction begins on the rest of it. I just don't get why people leave their homes on the ground.
Posted by gaetti15
AK
Member since Apr 2013
15688 posts
Posted on 3/10/16 at 7:28 pm to
quote:

why do people build houses in tornado alley?

Or southern California?




apples/oranges


lol whatever baw.

Everywhere people move have an inherent risk of natural disasters.

If you have insurance, everything is all good.
Posted by Eightballjacket
Member since Jan 2016
8095 posts
Posted on 3/10/16 at 7:29 pm to
When it floods, the poors are the ones who get plucked off their rooftops. The rich get to pick out new baseboards and flooring.
Posted by LSUEEAlum
Member since Oct 2013
832 posts
Posted on 3/10/16 at 7:33 pm to
I live in a flood zone. The entire neighborhood is 2 ft above base flood. I like the neighborhood.
Posted by KLSU
Baton Rouge
Member since Sep 2003
11198 posts
Posted on 3/10/16 at 7:35 pm to
I built a house in a flood zone in Central. I had an elevation shot 1' over the flood plane. I then built my house another foot higher. I never had standing water in my yard much less flooding. In saying that the elevation is 1' over the 100 year flood plane what if we had the rain what Shreveport had which was a 500 year flood? Almost all of BR and surrounding area would have flooded.

BUY FLOOD INSURANCE!!
Posted by moffettduck
Mobile, Alabama
Member since Feb 2016
857 posts
Posted on 3/10/16 at 7:36 pm to
Or in my case, it cost me $8,500 to raise my home about 2 1/2 feet off the ground when it was built. And in the 4 years I have been here, there were two weather events that easily would have put water in my home had I not built up. as my yard went under around 5 to 6 inches.
Posted by N2cars
Member since Feb 2008
40344 posts
Posted on 3/10/16 at 8:00 pm to
Just put fill dirt in to raise it.

Problem solved.
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