re: BMW advice please

I can remember thinking BMW was really cool back in the late 80’s & early 90’s. That was the last time.

If you are stupid enough to buy a BMW, here are the four things you must do....

1) Get the most extended warranty that covers EVERYTHING.

2) Have a beater car as a standby for those times that your BMW will be in the shop – which will be frequent.

3) Sell the damn car before the warranty goes out because you don’t want to own a BMW without a warranty. The repair costs will literally bankrupt you.

4) Be prepared to lose a lot of f*cking money on resale because nobody wants to buy a BMW that’s out of warranty.


Other than that, it’s a beautiful car with great handling and they're fun to drive. Further, it’ll impress all your “keeping up with the Joneses“ friends.

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I have never owned a BMW before, but just am falling in love with the 2025 X3

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Do you have any revolving debt? Credit cards, etc. ?

Do you max out your 401K? Max out your annual IRA contribution?

If the answer is yes to debt or no to any of the savings / investments , then you have no business buying a luxury vehicle.

I don’t want any vehicle where it costs $3500 to change a windshield and $800 to change the oil.

Yes...I got the extra warranty extending to the windshield because it has that heads up display, and apparently the windshield costs thousands to replace. No problems yet. Fun car. (23 530i)

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Despite their reputation for contantly having issues, I never had a major problem with any of the ones I’ve owned. But I recognize that’s anecdotal evidence - just giving my experience.

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With free maintenance for 3 years, warranty, etc. it shouldn’t be a big deal unless you plan to keep it for 8+ years. I’ve had four BMWs and never a single issue…