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re: Any posters out there that feel their student loan debt is "unjust"?
Posted on 2/2/16 at 8:56 am to LSUBoo
Posted on 2/2/16 at 8:56 am to LSUBoo
I totally agree. It is fairly easy to get a median income for just about any job. Engineers will be more apt to be able to pay back along with other career paths. We had quite a few people at my school that were outdoor education majors, so you want to take out 80K to be a camp counselor or to make people do the trust fall, yea sorry pay out of pocket.
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Posted on 2/2/16 at 8:57 am to LSUBoo
quote:
To what level? Should everyone be able to go get a doctorate degree for free?
We already provide free* public education up to the completion of high school.
*You pay for it, via taxes of course.
I really want to go to med school but don't want to pay for it.
That should be free damnit!
Posted on 2/2/16 at 9:01 am to arn
You have the right to dance around naked in the comfort of your own home, but I should not have to pay for it. Primary education is a right in its own sense, but that is more for the government wanting to take in more tax revenue and are forcing kids who have no desire to be there to attend school and disrupt the learning of students who are actually engaged and trying to better themselves.
Posted on 2/2/16 at 9:11 am to TheCaterpillar
quote:
I really want to go to med school but don't want to pay for it.
That should be free damnit!
Yeah, and while you're going to med school for free to become a surgeon, I'm going to take advantage of tax dollars and work on my third doctorate in advanced gender role studies. I have more doctorates than you, so clearly I'm worth more.
Posted on 2/2/16 at 9:16 am to Schwartz
We need two things - we need to have a universal program of student loan forgiveness (funded through an income tax increase on income over $500k per year) and we need more vocational education.
Posted on 2/2/16 at 9:17 am to TheCaterpillar
quote:
I really want to go to med school but don't want to pay for it.
I realize this is sarcasm, but there are programs where if you work in an underserved area you can get loan forgiveness. Also the military will help out as well.
Posted on 2/2/16 at 9:17 am to yoga girl
quote:
we need to have a universal program of student loan forgiveness (funded through an income tax increase on income over $500k per year
frick that shite.
quote:
and we need more vocational education.
Definitely.
Posted on 2/2/16 at 9:18 am to Schwartz
My student debt was fairly minimal, but then again I was a good student in high school and earned a TOPS scholarship with my ACT score and maintained in good standing throughout my time at LSU. I partied a little and couldn't make up my mind, so I overstayed my welcome for a year and half more than the four years, but I still got it done.
Posted on 2/2/16 at 9:21 am to LSUBoo
We agree on one out of two, let me work on the other. College tuition and expense are ridiculous. I was lucky and didn't need any student loans, but I know people who are truly burdened by the student loan debt and the burden will continue. It would be a boost to the economy to unleash their spending power by forgiving the student loan debt.
We also need to address why college expenses are so high. They are clearly outpacing inflation.
Student loan forgiveness combined with the income tax increase on income over $500k would also help curtail income inequality. Why should those just starting in the workforce be burdened as opposed to the uber wealthy who can most readily afford it?
We also need to address why college expenses are so high. They are clearly outpacing inflation.
Student loan forgiveness combined with the income tax increase on income over $500k would also help curtail income inequality. Why should those just starting in the workforce be burdened as opposed to the uber wealthy who can most readily afford it?
This post was edited on 2/2/16 at 9:22 am
Posted on 2/2/16 at 9:23 am to LSUBoo
quote:
I'm going to take advantage of tax dollars and work on my third doctorate in advanced gender role studies.
Why make fun of someone's degree choice. While you and I have no interest in gender role studies, somebody does.
Posted on 2/2/16 at 9:25 am to yoga girl
So basically you want the rich to pay for the higher education of the poor? Even more than they already do, by paying more than their fair share of taxes. Seems fair to me.
Yes, tuition seems to be escalating at a ridiculous rate, but no one has to go to college. It's not a right.
The problem exists at the beginning of the process, not at the end. Too many people are going to college for degrees that will never (or not anytime soon) provide a return on investment. That's why you're right about vocational schools.
Yes, tuition seems to be escalating at a ridiculous rate, but no one has to go to college. It's not a right.
The problem exists at the beginning of the process, not at the end. Too many people are going to college for degrees that will never (or not anytime soon) provide a return on investment. That's why you're right about vocational schools.
Posted on 2/2/16 at 9:26 am to yoga girl
quote:
Why make fun of someone's degree choice.
Because it's stupid and misguided, like you.
This post was edited on 2/2/16 at 9:30 am
Posted on 2/2/16 at 9:34 am to LSUBoo
quote:
Yes, tuition seems to be escalating at a ridiculous rate, but no one has to go to college. It's not a right.
So the rich should be able to go because they can afford it but the poor shouldn't?
quote:
The problem exists at the beginning of the process, not at the end. Too many people are going to college for degrees that will never (or not anytime soon) provide a return on investment. That's why you're right about vocational schools.
Obviously, our views of what constitutes a "useful degree" differ greatly. I do think that too many people go to college because "you should", without ever thinking about what career they should be in. There are a lot of industrial jobs that pay quite well.
Of course, the real problem is income inequality. When 62 people control the same wealth as 50% of the world, we have a problem.
This post was edited on 2/2/16 at 9:35 am
Posted on 2/2/16 at 9:38 am to yoga girl
quote:
So the rich should be able to go because they can afford it but the poor shouldn't?
Who says the poor shouldn't? There are many options out there for scholarships and financial aid. And if it comes down to taking out a loan, just pay it back. There are many many examples in this thread of people who have done exactly that. That's the beauty of the USA, there are always opportunities.
Posted on 2/2/16 at 9:42 am to yoga girl
quote:
Why should those just starting in the workforce be burdened as opposed to the uber wealthy who can most readily afford it?
Because those burdened with it, burdened their damn selves.
Posted on 2/2/16 at 9:43 am to LSUBoo
quote:
Who says the poor shouldn't? There are many options out there for scholarships and financial aid. And if it comes down to taking out a loan, just pay it back. There are many many examples in this thread of people who have done exactly that. That's the beauty of the USA, there are always opportunities.
So, if you are from a family with money or one of the few who receives a scholarship, then you should go to college. Everyone else should be forced into obtaining draconian loans that cannot be paid back on the starting salaries most will make.
How about a middle ground, tying student loan payment forgiveness and amount to post-graduate income.
Student loans are bankrupting many graduates and worse, the collection process is terrible.
Posted on 2/2/16 at 9:44 am to yoga girl
quote:
with the income tax increase on income over $500k would also help curtail income inequality.
No, it wouldn't. Im not interested in curtailing someone's income equality when I work my arse off and they don't even want a job and do nothing but game the entitlement system.
When you were in school, did a professor lower your grade from an A to a C in order to bring some idiot, lazy, stupid dudes grade from an F to a C. You would have raised nine tons of shite over that, yet that's exactly what you want me to do. Nope, aint happening.
Posted on 2/2/16 at 9:44 am to yoga girl
quote:
So the rich should be able to go because they can afford it but the poor shouldn't?
Lower the cost of education, I agree. And encourage people to do other things besides college. But those who have already made their bed can sleep in it.
Its not the rich guy's fault that some kid is in 200k of student loan debt for his liberal art's degree that gave him a starting salary of 40k.
Not all rich people inherited their wealth. Why punish someone who was smart and earned their money the hard way with the poor choices of others?
Posted on 2/2/16 at 9:45 am to TheCaterpillar
quote:
Because those burdened with it, burdened their damn selves.
I didn't go through the student loan process, but I've read quite a bit on the internet about how applicants are duped into getting student loans that are far beyond their ability to repay. These are 18 year olds who aren't wise about finance, and they basically are scammed by the colleges into getting these large loans.
Posted on 2/2/16 at 9:45 am to yoga girl
quote:
Of course, the real problem is income inequality. When 62 people control the same wealth as 50% of the world, we have a problem.
Wealth/money isn't some finite resource... like there's some sort of money pie and everyone needs their share of the one great money pie.
What you don't understand is wealth can be and is created by these people, hell, all people that run businesses. Wealth is NOT created by governments.
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