Any line item in your budget that you don't ever think twice about?

Cable television . Without 347 channels I never watch, I feel like the cable companies will be unhappy with me and I need their approval to feel good about myself.

Here lately we do exactly the same. Meal planning has really helped us eat alot more healthy and it simplifies things for me because I never have to wonder what I am going to eat next.

So yes, I really don't care how much chicken thighs are because I know that they will be exponentially cheaper than what I would have paid for them in a restaurant.

Country Club membership

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child care

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Daycare costs are out of control.

None, because I plan accordingly starting every year with goals and personal KPIs. From there we start benchmarking metrics and plans to meet on monthly and quarterly basis with check in meetings weekly.

It’s amazing people spend a week per year doing this for their departments or companies to build success but won’t have a handful of family meetings to do this at their own home. They’d rather be lazy and blame the government and inflation for their own mistakes and downfalls.

Failing to plan is planning to fail. Most weak men are scared to put it all on paper because they know the truth hurts.

Gasoline.

My car
Wife's
Son's
Daughter's

I have become numb to it

Everyday I try to bring grocery budget under 1k for a family of 5 we totally blow through it.

I also include all items not just food because I’m not itemizing grocery store receipts on my budgeting app. So dog food, toilet paper, paper towels end up in this pot.

We cook 99% of our meals at home. Fresh fruit for kids always on hand. Chuck roast chicken thighs, chicken breast, smash burgers.

I just made peace with budgeting 1.2k per month and calling it a day. Worth it for quality home cooked meals with plenty of variety. Costco is a good 400-600 of it per month.

Last month we spent 1.6 in a short month

We are fortunate to bring over 150k per year.


I have no idea how homes with 45-60k incomes are eating. Unfortunately probably fast food value menus and pre packed junk.

Don’t budget.
Going to buy what I want and need anyway. I don’t even price shop. Never even look at the price of groceries or gas.
Always respected the people who do though.

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amazing people spend a week per year doing this for their departments or companies to build success but won’t have a handful of family meetings to do this at their own home.

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This. Had to call an audible in my household after Christmas. We were basically blowing 3k a month. My wife was standoffish initially, I went thru 3 months of statements, averaged everything out, then laid it on the table.

Told her it's her choice where, but we were cutting 2k. So far so good 3 months in.