AE Flood zone?

A lot of houses that flooded on the Northshore in 2016 were AE.

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Would you buy a home in a an AE flood zone that flooded in 2016? How big of a risk is this and what would the chances be that it floods again?

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If it is in AE you don't even need a huge event like 2016 to flood the property.

It depends on the mitigation, has anything been done to the home, is it raised?

I probably would not.

Pretty sure AE means appropriately elevated.

Depends. Did it have a few inches or a few feet of water in 2016? What's the elevation of the house compared to BFE? Is the area around it pretty much fully developed or is DSLD building a bunch of neighborhoods around there that are going to result in more runoff as those get built for the surrounding neighborhoods that are already there?

I’d be more worried about resale than actually flooding myself. You’re gonna limit your buyer pool.

It all depends on the home elevation. In my neighborhood (zone AE) there are houses with low elevations and ones that are built up on taller house pads. 2016 was the most historic flood event ever. I wouldn’t use it as the only deciding factor. Compare the homes elevation to base flood level and decide then. If it’s at or a few feet from BFE flooding could be a concern.

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Would you buy a home in a an AE flood zone that flooded in 2016? How big of a risk is this and what would the chances be that it floods again?

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Depends on elevation of the property mainly due to Flood insurance cost. A home that is a below base flood I'd avoid for cost alone. That said, every piece of property is at risk of a flooding event. That's why if you buy a home in a preferred zone like X it's almost a no brainer because the flood policy at maximum coverage is like 500 buck per year.

And before the naysayers tout "if I buy a X property why would I need it??" Well b/c 33% of all annual flood claims come form preferred zone risks.

But short answer, Yes I would with stipulations of course.. Structure would need to be built above base flood on the elevation cert for me to pull the trigger even if it in fact did flood in '16.

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I think it's 26 feet if I remember correctly

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Base flood for the area?

I am in X-Area with reduced flood risk due to levee and I flooded in 2016.

Depends on home elevation.

My old house was in AE flood zone but was built over flood plane. It did not flood in 2016

Current house is in Flood Zone X it got 8: in 2016!


You will more for Flood Ins though.