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sonoma8
LSU Fan
Leroy Baw
Member since Oct 2006
6043 posts

Used Auto Loan
Looking at buying a used 2019 SUV. Lightstream looks to be around 4.5%. Is there anywhere else I can look for lower rates? TIA


nevilletiger
LSU Fan
The Pointe
Member since Jan 2005
264 posts

re: Used Auto Loan
I got 3.75 at my local credit union.


nobigdeal69
LSU Fan
baton rouge
Member since Nov 2009
1478 posts

re: Used Auto Loan
That’s about what I got, then I refinanced with USAA to 3.29


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sonoma8
LSU Fan
Leroy Baw
Member since Oct 2006
6043 posts

re: Used Auto Loan
CU my work is affiliated with was 4.5% too.


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Member since 2001
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MaxDraft
LSU Fan
Baton Rouge
Member since Aug 2019
297 posts

re: Used Auto Loan
DCU 2.49
AFFCU 2.79


OldHickory
LSU Fan
New Orleans
Member since Apr 2012
6697 posts

re: Used Auto Loan
I got quoted 2.69 from my credit union this week.


sonoma8
LSU Fan
Leroy Baw
Member since Oct 2006
6043 posts

re: Used Auto Loan
Which CU?


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LNCHBOX
LSU Fan
70448
Member since Jun 2009
63552 posts

re: Used Auto Loan
Plenty of places offering 3.49 on used, so I'd set that as the ceiling. I got preapproved for that through my credit union then used that to get 2.99 through dealer financing. Probably could have done better, but was fine with that number.


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Chasin The Tiger
LSU Fan
Lake Travis, TX
Member since Sep 2012
324 posts

re: Used Auto Loan
DCU is 1.99 if you have a relationship with them. I've used them several times and have had no issues.


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