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Started By
Message
So are people putting their money back in the market?
Posted on 3/7/13 at 2:07 pm
Posted on 3/7/13 at 2:07 pm
are we over the worst times? since the dow hit a new high, we have to be over the shitty times huh? Ive held onto a chunk of change in a savings account for a few years now...good news is I havent lost a nickel...but I really am thinking of diving in soon...and who are some good firms in the BTR area?
6
Posted on 3/7/13 at 2:37 pm to LaFBfan
you supposed to put in during the bad times not the good times.
Posted on 3/7/13 at 2:57 pm to Chad504boy
Or you can put in all the time.
Posted on 3/7/13 at 3:17 pm to LaFBfan
quote:
are we over the worst times? since the dow hit a new high, we have to be over the shitty times huh? Ive held onto a chunk of change in a savings account for a few years now...good news is I havent lost a nickel...but I really am thinking of diving in soon...and who are some good firms in the BTR area?
Probably haven't gained a nickle either. Meanwhile, if that money had been in the market 3 1/2 years ago when everyone was shitting their pants and jumping off balconies, you'd have an accumulated return of around 55%. STOP WATCHING THE NEWS
Posted on 3/7/13 at 3:22 pm to Vols&Shaft83
quote:
Probably haven't gained a nickle either. Meanwhile, if that money had been in the market 3 1/2 years ago when everyone was shitting their pants and jumping off balconies, you'd have an accumulated return of around 55%. STOP WATCHING THE NEWS
Being 37 I agree. But had I worked 40 years, retired, and lost 55% of everything I contributed over 40 years, the balcony looks a little more tempting
Posted on 3/7/13 at 3:33 pm to ItNeverRains
quote:
Being 37 I agree. But had I worked 40 years, retired, and lost 55% of everything I contributed over 40 years, the balcony looks a little more tempting
I see your point, but I'm gonna play devil's advocate here.
If people had contributed for 40 years, they didn't lose 55% of their contributions, maybe 55% of their gains (if they had shitty advisers). And, within a year, they would have re-cooped around 30%. And now, even with inflation, would be back to almost where they were before the crash, assuming they continued to take the same distributions. If they left it alone, they'd be at all time highs.
Posted on 3/7/13 at 3:37 pm to Vols&Shaft83
Semantics on contributions vs gains, but losing even 35-40% of what you thought you had saved & now switching to a fixed income lifestyle is a huge scary kick in the gut.
Of course now it looks fine, hindsight is always 20/20.
Of course now it looks fine, hindsight is always 20/20.
Posted on 3/7/13 at 4:02 pm to LaFBfan
Never left the market.
Posted on 3/7/13 at 4:03 pm to LaFBfan
quote:
held onto a chunk of change in a savings account for a few years now...good news is I havent lost a nickel
You kind of have. Inflation and lost opportunity costs and all that.
quote:
but I really am thinking of diving in soon
Certainly a risk that you are buying high right now, but it you are young and want to buy and hold for the long term at some point you just have to get in.
Posted on 3/7/13 at 4:17 pm to LaFBfan
(no message)
This post was edited on 3/13/13 at 4:45 pm
Posted on 3/7/13 at 4:27 pm to Vols&Shaft83
How many "advisers" do you know who had the foresight to pull people out of the market in 07/08?
This post was edited on 3/7/13 at 4:28 pm
Posted on 3/7/13 at 4:42 pm to RedStickBR
quote:
How many "advisers" do you know who had the foresight to pull people out of the market in 07/08?
Did I say they had the foresight to pull people out of the market in 07/08?
Would a decent adviser inform an investor that the WORST THING to do during a stock market crash is to panic and sell?
Occupy My Balls
This post was edited on 3/7/13 at 4:44 pm
Posted on 3/7/13 at 5:21 pm to LaFBfan
quote:
So are people putting their money back in the market?
I started putting my money back into the market in February, 2009
Posted on 3/7/13 at 7:54 pm to LSURussian
quote:
I started putting my money back into the market in February, 2009
Man that was spot on!
Posted on 3/7/13 at 8:16 pm to LSURussian
I have been on the sideline minus a few minor investments I made in late '09 :
Still awaiting the next correction, and wondering it will ever happen
Still awaiting the next correction, and wondering it will ever happen
Posted on 3/7/13 at 8:19 pm to LawLessTyGer
This thread is evidence that people are starting to get greedy again. After I saw it earlier today I sold some major holdings. I'm never 100% cash but I am about 70% cash as of today.
Posted on 3/7/13 at 8:23 pm to LSURussian
I'm ready for another one of your all in moments, thinking I just might ride your coat tails 
Posted on 3/7/13 at 8:32 pm to LawLessTyGer
I may have used up all of my luck with that February, 2009 prediction! But even if I did, it was a very profitable lucky call.
Posted on 3/7/13 at 8:56 pm to LSURussian
Right now, 100% of my 401k is in a 2045 Retirement Target Fund. I think I may reallocate half into a money market account within the 401k for a while.
Posted on 3/7/13 at 9:36 pm to LSUtoOmaha
quote:
Right now, 100% of my 401k is in a 2045 Retirement Target Fund. I think I may reallocate half into a money market account within the 401k for a while.
Why?
You are 32 years away from the target date of that fund. Why would you try and time the market right now? Are you retiring tomorrow? When will you get back into the market? If you have a fool-proof system, I'm all ears...
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