
- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Rewards/cash back card for everyday purchases?
Posted on 6/9/22 at 11:08 pm
Posted on 6/9/22 at 11:08 pm
I have an old school discover that is only 1% cash back after the first $3K spent in the fiscal year. 5% on quarterly specials.
I also have an AMEX Blue for groceries & gas (6% & 3%).
I'm looking at the Wells Fargo 2% cash back card.
What's the best cash back or rewards card in your opinion?
For those that don't know, if you call discover and talk to a rewards specialist, they can up your cash back 2% on top of what you're already getting.
I also have an AMEX Blue for groceries & gas (6% & 3%).
I'm looking at the Wells Fargo 2% cash back card.
What's the best cash back or rewards card in your opinion?
For those that don't know, if you call discover and talk to a rewards specialist, they can up your cash back 2% on top of what you're already getting.
Posted on 6/9/22 at 11:14 pm to cubsfan5150
Fidelity 2% cash back (no fee, limits or categories). Also it's a Visa so it works at Costco.
Posted on 6/10/22 at 4:42 am to cubsfan5150
Have 2 wells cards. One pays me a dollar every time use it. The other pays me 2% on every purchase. Anything under 50 i use the dollar card anything over use the 2% back. If you make a lot of purchases over 100 monthly then the 2% wells card is awesome. With Inflation high pretty normal now to spend that . My weekly Grocery bill is over 200 so that's already 20 bucks back Monthly using 2% card by itself. Get the Wells 2% card its worth it. Averaging close to 40 dollars back just on the 2% wells card Monthly . Add in the dollar back card just for small purchases at gas station/Amazon etc.. Pretty good return for spending Money that wasn't going to make anything using normal methods.
This post was edited on 6/10/22 at 4:56 am
Posted on 6/10/22 at 7:43 am to cubsfan5150
If you get into the Chase program and get one of their premium Sapphire cards, you can pair with Freedom Unlimited which gets 1.5x points on everything.
Then transfer points over to Sapphire portal which gets more bang for points on travel.
It sounds complicated and it's a multi-card system but it works very well and simply.
Then transfer points over to Sapphire portal which gets more bang for points on travel.
It sounds complicated and it's a multi-card system but it works very well and simply.
Posted on 6/10/22 at 7:53 am to metallica81788
AmEx Trifecta:
Blue Business Plus: 2 MRs on all purchases
Platinum: 5 MRs on flights purchased through airlines, 5 MRs on travel purchased through AmEx Travel Portal
Gold: 4 MRs on restaurants and grocery stores
Blue Business Plus: 2 MRs on all purchases
Platinum: 5 MRs on flights purchased through airlines, 5 MRs on travel purchased through AmEx Travel Portal
Gold: 4 MRs on restaurants and grocery stores
Posted on 6/10/22 at 8:12 am to cubsfan5150
(no message)
This post was edited on 10/26/22 at 9:34 am
Posted on 6/10/22 at 8:52 am to footballdude
Double cash card doesn't have any restrictions that I know of.
Posted on 6/10/22 at 9:36 am to notsince98
Stay away from Wells Fargo. The have awful practices. I had one and used it when I’m college to build credit. I kept a 200 balance on it to raise credit and one random day they decided to put me in default without me missing a payment. Took a year for it to get to the creditors and then another 6 months for me to give them the 200 dollars I owed. Ruined my credit for 7 years. Luckily by the time this happened I already bought my house and have reliable cars so could of been worst
Posted on 6/10/22 at 12:11 pm to tigerbacon
The "Fold" card seems to be all the rage. My son used it to pay his mortgage last month and got $73 in Bitcoin. He also pays his Amex bill through his connected PayPal account and gets BTC rewards as well.
Posted on 6/10/22 at 12:44 pm to cubsfan5150
Happy with Capitol One Venture
Posted on 6/10/22 at 12:48 pm to cubsfan5150
I have the citi double cash (2%) card. It's my go to for most things that I don't have another card specifically for.
No complaints.
No complaints.
Posted on 6/10/22 at 12:52 pm to cubsfan5150
quote:
For those that don't know, if you call discover and talk to a rewards specialist, they can up your cash back 2% on top of what you're already getting.
I'm confused by this. You say you are getting 1% on the discover and 5% on rotating... but then say you can get them to up it 2% on top?
So wouldn't that give you 3% and be better than all the 2% cards we are discussing?
This post was edited on 6/10/22 at 12:58 pm
Posted on 6/10/22 at 1:02 pm to NATidefan
quote:
I'm confused by this. You say you are getting 1% on the discover and 5% on rotating... but then say you can get them to up it 2% on top? So wouldn't that give you 3% and be better than all the 2% cards we are discussing?
It's only for 12 months... Started today. I'll try to get them to do it again next year too, but I'll need to be rdy to pull the trigger on another card if they won't extend.
Posted on 6/10/22 at 1:09 pm to cubsfan5150
Oh ok. I don't think they'll extend. Just a introductory offer like other cards that give you a thankyou signon bonus.
Like I said I have the citi double cash back card and have had no complaints with it.
I also just got a citi custom cash card that gives 5% on the top category you spend on it in up to 500 dollars. It's going to be my gas card.
Like I said I have the citi double cash back card and have had no complaints with it.
I also just got a citi custom cash card that gives 5% on the top category you spend on it in up to 500 dollars. It's going to be my gas card.
Posted on 6/10/22 at 1:50 pm to NATidefan
Possibly, but I've been with them for 10+ yrs, so it's completely possible that I'll be able to treat them like directv or Sirius radio.

Popular
Back to top

7









